BPI Investment Funds

[missFB]

sis glysolid_clarins ,ako, naka subscribe sa RSP. Monthly nababawasan ang savings account ko based sa si-net ko na amount and date.  Check mo link below:
https://www.bpiassetmanagement.com/pages/how-to-enroll-your-fund-under-the-regular-subscription-plan-rsp-in-bpi-expressonline/

sis gorgeous_me,
paano yun gawin? meaning hindi ka naka-enroll sa RSP? and then, manual yun pagdeposit mo sa investment account mo?

[glysolid_clarins]

sis missFB salamat..for me mas madidisiplina ako kapag ganon pwersahang mag-allot talaga for the investment hehe..

[gorgeous_me]

sis gorgeous_me,
paano yun gawin? meaning hindi ka naka-enroll sa RSP? and then, manual yun pagdeposit mo sa investment account mo?

ah yun pala ang RSP, parang EIP lang.

@missFB, hindi ako nagsubsribe e, nag-enroll lang ako thru online, tapos yung print copy pinasa ko lang sa bpi branch, after 3-4 days ata yun, nakita ko na sa online ko na pwede na akong mag-invest ng initial 10k, tapos ayun, bahala na ako kung kelan ako mag-add and redeem.

hindi ko lam kung RSP, hehe, pero baka hindi ko din i-avail, hehe...bumibili lang kasi ako kapag mababa e, hehe

[kookai88]

To anyone who can answer my question:

      Ask ko lang sana about sa BPI Investment High Dividend Equity Fund, hindi ba siya katulad ng BDO EIP Equity Fund na once nag-open ka may auto debit arrangement na let say 1000 a month? Pag nag-open ka ba sa BPI may intial deposit agad na 10K, hindi ko kasi maintindihan yung Minimum Initial na 10k sa BPI. Gusto ko sana mag-open through online lang pwede na mag-open di ba?  thank you sa sasagot.

[j.adore]

Auto-debit is a different functionality pero pwede mo naman irequest kay BPI na gawin yun sa fund once you open.

Yes, you need the minimum initial investment to avail of the UITF.

Medyo mabagal online.. Better if you go to a branch so they can process immediately.

[kookai88]

Auto-debit is a different functionality pero pwede mo naman irequest kay BPI na gawin yun sa fund once you open.

Yes, you need the minimum initial investment to avail of the UITF.

Medyo mabagal online.. Better if you go to a branch so they can process immediately.

Thank u Ms. J.Adore! 

[whitebeagle]

hi mga sis, namimili ako between BPI Phil Equity index Fund and BPI Philippine High divided equity fund, tanong ko lang if pareho silang walang holding period and i need some suggestion sana if ano sa dalawa yung mas advisable kunin na product? Nainquire kasi ako kanina sa BPI kaso hindi ultimo manager hindi maexplain sakin ng maayos puro yung performance lang for past years ang sinasabi niya.. and dun ako pinupush sa short term fund kahit ang result ng mga pinasagutan nila sakin is moderate-high risk ang profile ko, salamat pos a makakasagot.

[ikaela]

^BPI Phil Equity Index Fund - Just mirrors PSEi. Composed of the same 30 blue chip stocks at the same weight as the index. Passively managed so custodianship fees are lower.

^BPI Philippine High Divided Equity Fund - Composed of the stocks that pay high dividends and/or have an established history of dividend payouts. This does not mean though that you get the dividends -- they are reinvested into the fund.

In my point of view, these two funds are essentially the same because in the Philippines, established high-dividend-paying stocks are basically the top blue chip stocks. Same banana.

[missFB]

anyare sa Equity Fund? 800+ ang loss ko 

and since ang member ako, hindi pa kumita man lang.. 

[gorgeous_me]

^hay naku sis, sinabi mo pa, ang laki nga din ng loss ko e, kakainis, samanalanga dati ang laki ng tinaas, hays, kakaloka

[missFB]

inistop ko nga muna yun regular subscription ko e, kasi baka maubos ang savings. Pag ok nalang ulit. 

[mxherr5]

^
So, basically you're stopping because the prices are dropping
and you'll start back up once it gets higher?

Buying at a high price is not the way to win the game sis. 

[perasense]

inistop ko nga muna yun regular subscription ko e, kasi baka maubos ang savings. Pag ok nalang ulit. 

best time to buy is always when the navps is low. that way, pag tumaas, meron kang profit. kung bibili ka ng mataas ang price, wala kang kita.

[whitebeagle]

hi mga sis, tanong ko lang i applied sa uitf product na BPI Philippine High Dividend Equity Fund, so bali yan yung investment account ko sa online.. pero nung magsasuscribe ako ito ang lumabas.. yung type ng fund is not the product na inavail ko. Nagdadalawang isip ako magsasucribe kasi nga BPHDEF talaga yung product na inavail ko..tapos ganito. help mga sis!

Risk Profile - Moderately Conservative
Account - Investment
                 00000000*******
Fund - BPI Premium Bond Fund
            BPI Short Term Fund
Amount ___________

SUBSCRIBE

[perasense]

@whitebeagle

That's because ang risk profile mo is moderately conservative.

Ang type na funds na lalabas online na available for you to invest will depend sa risk profile mo, based dun sa questionnaire na sinagutan mo.

Ang High Dividend Equity Fund requires your risk profile to be aggressive or high risk.

[kaiz]

pati bonds red na

[kookai88]

^
So, basically you're stopping because the prices are dropping
and you'll start back up once it gets higher?

Buying at a high price is not the way to win the game sis. 

I agree with u sis

[sweet angel]

hi! sa mga nakaRSP, anong day ang pinili nyo?  during 1st week, mid of the month, or last week?

[missFB]

thank sa mga info sis! nag enroll na ulit ako sa regular subscription

sweet angel, pinili ko yun 2 days after ng payday ko para sure na may pera. 

[darkjuliet]

ako naman, so far money market funds pa lang nata-try ko. 5k yung minimum tapos ikaw na bahala mag-add per month basta at least 1k per dagdag. tumaas naman sya, pero very measly. sobrang conservative kasi and since first attempt ko at investing, i played it safe muna.

ngayon, gusto ko i-try yung equities nila. bagsak pa rin ba? sabi kasi nila best time to buy raw kung bagsak yung market.