BPI Investment Funds

[cescilay]

Hi girls! I need your opinion about BPI investment funds. I consider investing sa Philippine Equity Index Fund ng BPI kasi. Your feedback is highly appreciated. Thanks.

[purplegravity]

Hi girls! I need your opinion about BPI investment funds. I consider investing sa Philippine Equity Index Fund ng BPI kasi. Your feedback is highly appreciated. Thanks.

I would suggest that you get their history of returns.  Timing is a big deal for equity.  By checking their history, you may see if its now is the better time to invest or delay it.  I have several investment funds and everyday im monitoring it. Merong malaki yung kita meron namang negative.  Ang naging problem ko dun sa negative hindi ko nacheck yung history, so nung kumuha ko, ang taas na per unit. 

[ikaela]

That's one of the good BPI funds to invest in. Tracks the index, minimal fees, minimal holding period. What I like about BPI too is their online banking platform. I haven't used it for their investments myself, but I imagine it would be easy to buy/redeem shares. I think I read on here of one of our sisses using her BPI fund like it was a regular savings account. It was that easy for her to put in and pull out money from her BPI fund investment.

BPI's Philippine Stock Index Fund is one of the funds that I track, and it's always just 1 or 2% away from the PSEi's performance. It doesn't beat the Philequity Fund (or Security Bank's Peso Equity Fund, which is fast becoming the star of equity funds), but  with its low fees, halos same lang yung magiging returns.

Nasa top 3 ko yan: (1) Security Bank Peso Equity Fund, (2) Philequity Fund, (3) BPI Philippine Stock Index Fund (#4 is BDO).

[purplegravity]

^Grabe nga ang security bank equity.  I was able to invest dec 2013, per unit is 1.77 and now its 2.31 na. Almost 31% na. . Good thing they alsio have online banking so its easier for me to invest and redeem.

Maybe i should try also BPI. Thanks sis Ikaela for the feedback.

[ikaela]

^Oo, naka-jackpot sila sa Nickel Asia. Top holding nila the past months. Let's see if they'll still be as good/lucky in the coming years.

Ganda ng timing mo, December 2013!

[cescilay]

Thanks for the feedback girls!

[TuscanSun]

just saw this thread. im planning to try the Build Plus Peso of BPI. Hope it is good.

[ikaela]

^Napa-google ako diyan san Build Plus Peso, sis. BPI-Philam Life pala yan, so tied-up with insurance. I checked the funds that you could invest in, and I didn't really like the choices. Actually, most BPI funds aren't very good performers at all, except for a select few.

If I were to invest in an insurance-linked fund, I would go for the leaders na (or those that have been and are managed well, so far): Pru Life, AXA, and Manulife.

[gurlzat03]

hi sisses! sorry medyo off topic pero na-curious lang ako sa security bank peso equity fund... is it the high dividend peso equity fund or just peso equity fund? is this for conservative investors? can you advise what month is a good time to invest? thanks in advance!

[ikaela]

^Yung Peso Equity lang, sis. Yung High Dividend kaka-open lang this year so wala pang history, but it's looking good so far in its 6 months in existence.

No, equity funds are not for conservative individuals; they are aggressive types of investments. Can't really say when is the best time to enter. "Now" isn't even recommendable. We're at a crucial point where equities are showing signs of exhaustion, but could also potentially breakout. Tossing a coin has about the same accuracy in predicting when is the best time to invest.

Just also made a quick comparison of BPI's Philippine Stock Index Fund (PSIF) and Philippine Equity Index Fund (PEIF). Okay pala yung PEIF ha, walang holding period. It doesn't have historical performance like the PSIF, but if it continues to perform the way it has been this year, it might have the upper hand.

[Mr.Punch]

I have Security Bank, BDO and BPI equity funds.  BPI ang pinaka-mabagal tumaas, but I'm retaining it for leverage.

[MissChievous]

I have BPI PSIF. Naka 6% plg ako for 3 months. Ok naman [textspeak!]. I like the convenience and the low fees which comes with it. Ok din pala ang Security bank ah.

[ikaela]

^MissChievous, may I ask how long did it take you to open an investment account at BPI? For some reason, the BPI branch nearest to me always turns me down or makes it difficult for me. I don't know if it's because the employees there are lazy, or it's because I refuse to open a savings account at their branch and demand that they use the account I've been maintaining for a long time.

[mxherr5]

Must be lazy or both lol

I don't even have a BPI(Main) account. I used
my BPI Direct account as my settlement account
and I didn't run into any problems.

[martiella]

plan to invest din sa bpi in the future.

[ikaela]

^^Yes, I remember you told me that, and relayed the same to the BPI employee who assisted me with filling out the forms. So I was adamant about retaining my nearly 10-year-old account and not opening a new one.

Oh well, in hindsight, it was for the better, I guess. Had I placed my money in a BPI fund a year ago, I would've missed riding on the meteoric rise of mining companies this year. All I'm really after is establishing a credit history/relationship with BPI anyway. So not my loss.

[mxherr5]

I agree.. the BPI fund I have the most invested in is
the short term fund. I've stopped adding to bond funds
but I continue to invest in BPI's Equity Index.

[TuscanSun]

thanks for the comment re BPI. Now, im having second thoughts.

[blackgreen]

Hi sis mxherr5, I subscribed to short term fund today. In your experience, okay din ba return? I am checking kasi it's history, generally pataas ang trend.

[mxherr5]

Its money market fund. You'd find that most money market
funds usually inches upward with every rare downward movements.

A money market fund is usually for "parking" purposes.
I wouldn't be concerned about its returns.
Its returns can be a little bit better than short term
TDs