BPI Investment Funds

[jonisha]

Hi jonisha, from what I learned from backreading here, low returns lang ang money market fund, so relatively safe siya, it's good for just parking your funds that you will need in a year, so kind of insignificant ang returns kahit bdo man or bpi.  You just go for the bank you trust more, and more convenient for you.

For topping up sa sbpi short term fund, you just do it online.

sis yung short term fund and money market fund is almost the same lang po ba sya? if meron na akong existing BPI Short Term Fund no need to open na ng money market kasi parang redundant na lang sya tama ba?

Sis itong money market fund at bpi short term fund ba na ito pede kong i-park yung pera ko for long term din instead sa banko let say 2-3 years or more or kung kakailanganin ko lang talaga yung pera sabi mo kasi sis "it's good for just parking your funds that you will need in a year"

Regarding naman po sa pag top-up bale ginawa ko po nag subscribe po ako then pinili ko po yung BPI Short Term Fund then nilagay ko po yung Order Amount. Then may nareceive ako na email sa yahoo accout ko ito po. Tama ba sis yung ginawa kong pag top up?

Dear Ms. xxxxxx
Greetings from Express Online!
This is to confirm your subscription order, the details of which are as follows:
 
Confirmation Number:xxxxxxxxxxxxxxxxxxxx494
Order Date & Time:   06/22/2015 5:30:00 PM
Transaction Ref. No.:   xx-xxxxxxxxxxxxx45
Transaction:   SUBSCRIPTION
Booking Date:   06/23/2015
Investment Account Number:   XXXXXXXXXXXX974
Investment:   BPI SHORT TERM FUND
Settlement Account No.:   XXXX-XXXX-79
Order Amount:   PHP5,000.00
Expected Settlement Date:   06/23/2015
 
Please examine this transaction confirmation and inform us in writing of any discrepancy within ten (10) days from receipt hereof. It is agreed and understood that if no complaint is received within the aforesaid period, this transaction and the transaction details herein shall be considered true and correct and any and all claims against the fund manager shall be deemed waived.
Should you have any question, please get in touch with us immediately through our e-mail address, expressonline@bpi.com.ph, or our hotline, 89-100. These communication channels are available to you 24 hours a day, 7 days a week.
Thank you for choosing us and transacting with us online!
From the BPI Express Online Team

[jonisha]

^

thanks sis 

[wokwhiskyarn]

Anyone here knows of another bpi customer service email? that expressonline keeps on bouncing back

[m_lim]

iritang irita ako sa BPI. hindi ko ma add online yung UITF ko.

pabalik balik ako sa branch, hindi nila maayos. suggest nila i-close then buksan ulit sa married name na.

nag start ako maghulog April this year. lugi pa tuloy ng 1,700+. GRR!

[pretty_B]

hi! kakabackread ko lang. newbie lang ako sa investments. mahina pa loob ko for stocks so, sa "relatively less risk" investments muna ako.

VUL palang ang meron ako. mejo kakastart pa lang din. then i am eyeing for UITF or MF na. recently, nalaman ko lang na may BPI Investment Funds mga friends ko. i just dont know what product, specifically. But from what i read here, parang mas okay for me ang BPI Philippine Equity Index Fund (over Philippine Stock Index Fund and BPI Philippine High Dividend Equity Fund) Tama ba assessment ko, girls? waaa.

Also, wala ako masyado nabasa BPI Short Term Fund and BPI Money Market Fund. So, i cant assess those.

[jonisha]

^

sis yung bpi short term fund at money market fund is a conservative type of investment low risk-low return but mas ok sya kaysa sa banko mo ilalagay yung pera mo.

[pretty_B]

^ahhh. i see. if conservative yung dalawang yun. i might not choose those siguro. gusto ko na din kasi maging risk taker. hehe. slight lang. HAHA.

so, tama ba sis na i'll choose the PEIF over PSIF and PHDEF?

ang naaalala ko pala is...BPI Equity Value Fund yung meron ang friends ko. how's the comparison of the four ba? from based on the experiences ng mga sis natin dito? pahelp po. thanks.

[m_lim]

nakapag decide nako to pull out all my funds sa BPI Equity. ang pangit ng service na naexperience ko. :-(

sa BDO ko nalang ipapasok.

[ikaela]

^Share naman your experience, sis.

[m_lim]

^i have an existing Joint account with hubby so married name ang nakapasok doon.

then nag open ako ng settlement account (ATM) and UITF using my maiden name. nung nag enroll nako for online banking, ni reject ng main office kasi hindi daw pwede pagsamahin sa 1 online portfolio ang joint, atm,  uitf and even my old checking account. kasi nga iba ang pangalan.

so sabi ko, sige, no choice pala kundi palitan ng married name ALL my accounts kung gusto ko siya ma access online. napalitan ang checking and atm. pero pag dating sa UITF, hindi mapalitan. i think naka 5x balik balik ako sa branch- minimum 2hrs pag aantay every time.

sa sobrang asar ko, sabi ko i-reredeem ko nalang lahat para lang matapos na. ayun, medyo nataranta sila at pinatawag yung Manager. but pati si Manager di rin mapalitan sa data base nila. kung sino sino pa tinawagan nila para magpatulong pano maayos, wala. until sinabi nalang ng manager na i-close nalang then open nalang ulit ng married name.

ang ending lugi agad ako ng 1,700+ kasi 2 months palang UITF ko sa kanila. sayang rin.

btw, another factor kaya nag decide ako na pull put nalang, akala ko ma lilipat agad agad sa savings account ko kung gusto ko mag redeem. 3rd day na today, wala parin sa atm account ko yung redemption. so halos same lang pala sa BDO.

sabi ko nga eh kaya ko pinili BPI para 1 beses lang ako pupunta at the rest, online na. eh wala, palpak! :-(

[nikki]

^sis, sorry to hear about your bad experience with BPI. Ako naman super love ko sila. It helps to have a relationship manager. Do u have one?

I don't fall in line cause I go straight to our relationship manager. She takes care setting appointments whenever I need to speak with a financial advisor. She even goes as far as dropping documents to our place if ever she passes by haha. She lets me take home forms so that I can have hubby sign them. She emails me when there are offers of corporate bond investments and now I'm asking her to look for foreclosed properties for us

I feel at home whenever I go to the 2 BPI branches near our place lol

[m_lim]

^wala akong ganyan sis coz i bank with Eastwest Bank talaga. gusto ko nga sana ang BPI kasi convenient online platform nila. kaso hindi maganda ang paglipat ko.

[j.adore]

Pag sa preferred client may na-assign na relationship manager. Otherwise, wala.

Online banking really differentiates between maiden and married name. I think that's a security measure.
I used to have 2 accounts just so I can have immediate access kasi nga ayaw ma-add sa maiden online account yung mga married bank accounts.

When I finally had the time to change from maiden to married, they made me choose one online account (maiden one) and merged the rest there.

UITF di ko pa magawa haha the online RAF does not match what I want to get

[m_lim]

^yes, tama. kailangan either married OR single name lang. nagtataka lang ako bakit hindi nila mapalitan yung UITF ko. ewan ko kung nagkataon lang na sama sama silang walang alam doon sa branch ko.

anyway, paano ba maging preferred client sa BPI?

baka sakaling ilipat ko ulit funds ko sa kanila pag nawala na inis ko.

[j.adore]

In my experience, di lang siya sa amount of funds but also no. of years and products you avail from them.

I've been a BPI customer since HS days. I have SA, CA, and CC accounts with them created over the years. Nadagdagan pa with joint accounts after getting married.

They called to make me preferred due to 1 of my maiden account that is around 5 years old reaching the fund requirement (and being able to maintain it) for about 2 years.

I asked if I can make our joint accounts preferred din but they said we can request the bank manager to nominate us after our accounts become 1 y.o

Maybe you can try that too but yun nga, may antay factor.

[m_lim]

^salamat sis! :-)

[ikaela]

Thanks for sharing, m_lim. Ako rin, increasingly becoming dissatisfied with BPI. When I tried opening a UITF account, they couldn't link my 10-year-old savings account to the new one. Same names lahat yun ha. They required me to open new account pa. Sabi ko ayoko ng maraming accounts na iniintindi, kaya hindi ko na tinuloy.

Tapos yung credit card application ko, hindi sila synchronized. Someone would call me about it and then say they're going to cancel it because I don't remember it anymore (dahil sa tagaaal na mula nung nag-apply ako). A few days later, I would get a call about it again asking if I want to continue it. Bahala sila.

This is a bit more personal, but the new batch of tellers at the branches I frequent are either lacking in training or in customer service. Yung isa, wala man lang greeting, tapos direcho tingin sa phone after doing the transaction. Yung isa naman, sobrang greenhorn, ambagal ng service. Yung isang matabang lalaki naman, parang ayaw gawin yung trabaho niya, tapos nakatutok sa kanya yung electric fan that's meant for customers.

To anyone interesting applying for the preferred client membership, the link is here: https://www.mybpimag.com/PBMembership/

[m_lim]

^ totoo. para silang mga zombies na walang kagana gana magtrabaho. iisa timpla ng mukha. bad vibes tuloy.

[m_lim]

grabe, hindi lang pala 1,700 ang naibawas sa UITF ko. 3,200! :-(

[gorgeous_me]

laki nga ng nabawas sa UITF ko, yung nagain ko dati, nwala din, nyahahha

sana tumaas ulit, magssubscribe na muna ako, at sayang ang pagbaba, hehe..pero sana mabawi din...malapit pa naman na ang ghost month