Saving Tips Pinoy Style

[swtgrl_bee]

Sis letters_to_cleo, naaliw naman ako sa intermittent fasting tipid tips. Naka IF din ako, so talagang tipid. 

[PwedePadala]

Dito sa abroad malalalaki ang mga sizes ng damit kaya sa kid section ako naghahanap ng mga damit na sale na pwedeng pambahay at panglagay sa balik bayan box.

Maganda naman ang quality yung $2 na long sleeve, 3 years ko na atang ginagamit for every season lalo sa winter at bihira sa summer. 

And for summer, I bring my sandwich kapag nag wawalking sa park or strolling sa downtown. I usually eat sa park while reading a book or watching a downloaded movie on Netflix. Tipid kaysa magdine-out or watch sa Cinema.

[letters_to_cleo]

Sis letters_to_cleo, naaliw naman ako sa intermittent fasting tipid tips. Naka IF din ako, so talagang tipid. 

Hahaha! Diba?! IF talaga ang diet na malaking tulong sa bulsa hahaha!

Another tipid tip is yung mga malapit nang maoverripe na fruits  in season -- mango, apple, berries, melon..nanghihinayang ako itapon so pag feeling ko nanawa na ako tapos malapit na maoverripe, nicucut ko in small pieces, then pack well, tapos saksak sa freezer.  Pangsmoothie at shakes!

[kvandenhaak]

Buying off season clothing. For instance, summer clothing is on sale these nowadays and I buy my winter needs in the Spring. They sell it for as much as 80% off.

[JuanForTheMoney]

Buying off season clothing. For instance, summer clothing is on sale these nowadays and I buy my winter needs in the Fall. They sell it for as much as 80% off.

Totoo ito. Pag ganitong season ako namimili ng swimsuits for summer. pag summer naman ako namimili ng madaming sweaters. Sale na, wala ka pa kaagaw!

[hushush]

Ishare ko lang ang "success" story ko mga sis about savings.. There were times na nababagot ako dahil walang social life. May amigas pero anglalayo naman. Sa chat lang nakakausap. Minsan dinededma pa ako. Kaya most of the time sa bahay lang ako while naghihintay sa mga bata..

Pero mga sis, sa ganung lifestyle, hindi ko akalain na makakasave ako nang malaki at umabot ang savings ko ng Php 200k+ in more or less than 1year. And take note, nakaipon ako ng ganun halaga nang hindi ko nalalaman. Nung isang gabi ko lang nalaman na may ganun na akong pera in an odd and rare way.. Pano nangyari? Ikekwento ko na lang sa isang thread. Til now di pa rin ako makaget over. So aside from my intentional/force savings, mayron akong 200k unintentional savings.. Kaloka no?? 😄
Para sakin, big achievement yungmakasave ako ng ganun kalaki given na maluho akong tao. Pero binawasan ko na lately. 😀

[Annie M.]

^So what's the story? Pano mo ginawa, sis? 

[nataliaesperon2000]

san mababasa ang story

[hushush]

^teka lang mga sis ha di ko pa nagagawa Napuyat e hehe. Will post later. ☺

[hushush]

^^pakibasa na lang sis ang details sa thread na "all about credit cards"😊

[Antigone]

Buying off season clothing. For instance, summer clothing is on sale these nowadays and I buy my winter needs in the Spring. They sell it for as much as 80% off.

Same!!

Grabe ansaya ng thread na to.

Recently, nagtry na din akong magtipid. Dati kung ano budget namin sa food, inuubos ko lahat. Dami nasasayang, na-realize ko. So tinry ko i-cut. Aba pwede naman pala.

[crzysxycl]

Hello mga sis. Up ko lang tong thread.

Sis PwedePadala, pwede malaman how you make your own kombucha? Thanks!

[brokus]

eversince i started working, i live by this formula when handling money... expense=income-savings, in this way, i always always have a monthly savings, target is 50% lagi...

when enough cash on hand na, automatic buy stocks, etfs, mutual funds... have both trading account abroad and pinas...

it really pays to educate yourself financially as soon as you start earning so you can maximize growth of your savings at a young age...

also, always live below your means, increase in salary doesnt mean increase in lifestyle.. be consistent in lifestyle regardless of how much additional money you make

[crzysxycl]

^bet na bet ko yung last statement.

[eischied_21]

also, always live below your means, increase in salary doesnt mean increase in lifestyle.. be consistent in lifestyle regardless of how much additional money you make

I so agree "increase in salary doesnt mean increase in lifestyle.. be consistent in lifestyle regardless of how much additional money you make."

This is what I believe in also. Never change the lifestyle that you had even if the salary increases. But it always good to at least treat yourself once in a while for all the hardwork.

[kvandenhaak]

Dealing with your ego is one of the best tipid tip I heard.

[young_maiden]

live within your means. huwag na lumagpas sa budget kung hindi talaga kaya.

[Evolet027]

1. Wag makipag sabayan, live within your means, magluho lang tuwing bonus.
2. magbaon ng food sa office (every friday lang ako nag la lunchout), ito talaga ang pinaka source ng ipon ko.

I strictly save 20% of my salary per cut off. Bukod dun, I have this small alkansya sa office at bahay kung san hinuhulog ko yung mga 50 and 200 bills na nasusukli saken.

I was able to save 54k last year kaka hulog lang sa mga alkansya na yun. Pinang papasko ko sa mga inaanak at pamilya ko. Yung natira, pinang spoiler ko sa kotse ko. Yung natira, hinulog ko ulit sa savings ko. Back to zero yung mga alkansya ko nung January. Pero ngayon, may konti laman na ulit pero mostly 50 peso bills.

[janachen]

Pagkasahod ilagay na agad sa alkansya, mga investments para iwas magalaw ang pera.

Last year sobrang lubog ako dahil sa mga unexpected na bills, to the point na walang natitira sa akin.

Ngayon natuto na ako, nagpagawa ako ng alkansya yung tipong hindi pwedeng sungkitin

Tapos pagka kuha ko sa sweldo diretso sa mga investments. Masaklap walang natitira sa wallet pero at least may pera  sa bank and alkansya

[cara1996]

"have both trading account abroad and pinas..." what do you use for trading abroad?