Mutual Funds - Thread # 4!

[sachism]

10k for PEFI AND 20K for PDYF

[mameejhy]

Now reviewing options kasi gusto ko sana Insurance and Mutual Fund ipagsabay. Sure na ako sa MF na kukunin pero Insurance super undecided pa din! Haha

Sis, ang investments mo baka hindi makuha ng beneficiaries kapag nadeds ka; ang proceeds from life insurance diretso sa kanila

Pwede magbigay ng link for an ebook re mutual funds?

https://www.facebook.com/download/205398059644018/Mutual%20Funds.pdf

[nikki]

sisses, any of you opened a PEFI for their child?  did you apply for ITF account or did you put them as Beneficiary instead?  I'm looking at the form, I'm not sure if I should put my child's name as Primary investor if it's an ITF account..  if yes, where do my details go then, co-investor?

i'll call them up tomorrow but maybe one of you can answer.  thank u! 

[girlush]

May nakapag-try na ba sa inyo mag top-up sa FAMI thru metrobank direct? Kailangan ko pa ba email sa kanila yung confirmation receipt?

Sis ako. im using metrobank online banking to top up my fund in FAMI. Email ko lang sa FAMI yung confirmation receipt.

[sachism]

^^

For the ITF Account:
1. Account name for ITF account must be Primary investor's name or/and Co-investor's name ITF beneficiary's name.
Example:
Mary Santos or/and Jose Santos ITF Cloud Santos

[nikki]

^thanks sis! Gets na though ang plan ko, walang co-investor so it will be me as primary investor and my son as beneficiary with ITF as account type. I plan to get 2 of these for my 2 sons.

I will also open a PDYF, me as principal then hubby as beneficiary.

[j.adore]

Sis, ang investments mo baka hindi makuha ng beneficiaries kapag nadeds ka; ang proceeds from life insurance diretso sa kanila

I am getting both of them separately The insurance should be able to cover estate tax for my investments. Ang dami lang kasi options for insurance (term, whole life, VUL plus different providers) so undecided pa.

[sachism]

^^welcome. I cant wait na nga for COL to offer PEMI

[marssie]

Kung ang purpose ng MF is for Kids education, ano ang magandang account, ITF or Joint-"and".. Sa ITF ba, kailan ang anak magkakaroon ng full access sa account?

So bale sa benefeciary area pala ang details pag ITF.. pero paano kung two kids nga, separate account?

[mameejhy]

I am getting both of them separately The insurance should be able to cover estate tax for my investments. Ang dami lang kasi options for insurance (term, whole life, VUL plus different providers) so undecided pa.

Sis, maganda yun Life Assure ng Sunlife - term lang yun

[sachism]

^^depende sa MF company.

Sa PEMI, aside from putting sa benefeciary, kelangan din ilagay sa account name.  Kung dalwa kids mo, i would recommend, 2 accounts din.

[fionaapple]

^interested ako dun sa Philequity...

[sachism]

^ Oo nga. But I prefer sana thru COL na lang pero ang tagal nila i-open and MF Supermarket nila. Maganda sana kasi para same platform na lang stocks and MF/UITF plus wala daw Sales Load. I just hope it's worth the wait.

[rikki21]

So mas advisable ba to wait nlang for COL to offer the Philequity (if you have COL account) than apply personally to Philequity office? 

[beach_n_sunsets]

^Kung alam ko lang na mag-ooffer ang COL ng fund supermarket, hindi na sana ako nag-open sa PhilEquity noong Jan 2015. Wala raw sales load kung sa COL bibili eh compared sa PhilEquity mismo kaya nga hindi ko alam kung paano kikita 'yung mga sasali sa COL supermarket.

Kahit nakapag-open na ako sa PhilEquity, bibili pa rin ako sa COL hehe. I'll see kung ano ang difference and kung ano ang pros and cons nila.

[mameejhy]

^Sis, tuloy mo lang yan sa Philequity sayang yun time. May FAMI naman ako at naka auto debit pa sya from Metrobank account ko. Mag stop debit na lang ako kapag start na yun fund supermarket ng COL

[sachism]

March na wala pa din MF sa COL. I pulled out na from FAMI and BPI to consolidate sa PEMI. I will go ahead and send the forms directly to PEMI next week pag wala pa din news this week sa COL.

[Maxim04]

^ Oo nga. But I prefer sana thru COL na lang pero ang tagal nila i-open and MF Supermarket nila. Maganda sana kasi para same platform na lang stocks and MF/UITF plus wala daw Sales Load. I just hope it's worth the wait.

Naku naku kailan nga kaya ito! Excited din ako! Ahahha. Pero In fairness maganda naman ang kita kay PhilE!! 

[ieiky]

Sana puwede din mag auto debit ang RCBC sa payment sa PhilEquity.

Kapag sa RCBC kase, babayad ng PHP 27 per transaction kapag mag ttransfer ka ng fund sa ibang account unlike sa BPI eh. :|

[Maxim04]

Sana puwede din mag auto debit ang RCBC sa payment sa PhilEquity.

Kapag sa RCBC kase, babayad ng PHP 27 per transaction kapag mag ttransfer ka ng fund sa ibang account unlike sa BPI eh. :|

Grabe 27php sis ieiky?! Sabagay.. OTC kasi meron din, parang 50Php ata? hehe not sure parang 50 nga..