Mutual Funds - Thread # 4!

[LiveLoveInvest]

^if you're considering mutual fund investments, then Philequity is something to consider. Philequity has proven to be one of the most consistent mutual fund today in the Philippines. Giving investors an annual compounded rate of return of 20% for the past 20 yrs 

Just my 2 cents 

[valhiei_11]

mga sis pano ba mag top up additional investment sa philequity? May kailangan bang form na fillupon? thanks!

[smm_0411]

Sis you need to fill up Investment application form then sa type tick mo yung additional. Send it to them by mail along with the proof of transfer. they will acknowledge your mail and yung confirmation notice will be sent to you separately.

[valhiei_11]

ic. thanks sis smm_0411! ang hirap pala pag ofw magtopup sa philequity.. whew!

[smm_0411]

You're welcome.  What I am doing is online transfer from my BDO account then print ko yung proof of transfer. Scan and send by mail. Mabilis sila sumagot and within 24 hours na na-acknowledge nila ang email mo mare-receive mo naman ang confirmation notice showing how many shares you have.

[valhiei_11]

sis pwede ba ang isend sakanila through email? or snail mail lang like yung pagmagoopen ng account sakanila?

[mameejhy]

magtatanong po, most of us are investing sa MF for our retirement. For those who choose equity (more on stocks ka nakainvest kapag ganito right) paano kapag bigla bumagsak ang stock market (is this what they call the bear market kase bull market means mataas ang stocks??? ) so paano na ang aking retirement money na nainvest ?

1st - Impossible naman na sabay sabay lahat ng companies na babagsak ang stocks nila.
2nd - Impossible rin na hindi na sila makakabawi, if ever.
3rd - Bili ka ng mas maraming shares kapag nag bear market.
4th - Kaya kailangan may emergency fund ka rin na liquid, kahit good for 3mos expenses lang.
5th - Kapag nag bear market, paper loss lang yun. Magbenta ka ng shares mo kapag nag bull market na ulit

[mameejhy]

Ano ba ang mas okay invest your money on MF or directly on stocks?

It depends on your goal/s, budget, risk appetite, investment horizon and willingness to learn.

I have mutual funds, stocks and vul.

[LiveLoveInvest]

sis pwede ba ang isend sakanila through email? or snail mail lang like yung pagmagoopen ng account sakanila?

If you're referring to addtl investments with Philequity, if chineck niyo yung check box sa account opening form ( Facsimile and electronic mail instructions ) then pwede through email pero if hindi niyo chineck, no choice but to submit the originally signed IAF form

[valhiei_11]

^ thanks sis liveloveinterest hihi madali lang pala magtop up naka register naman ako email.. 

[ieiky]

Nakakaloka, ang tagal tagal bumalik ng investment ko sa ALFM PESO BOND FUND INC. 15K lang naman pero till now, 14,700 pa lang siya. Iniisp ko kung kahit loss, I redeem ko na lang at iinvest sa Phil Equity kesa mag intay pa ako ng masyadong matagal.

[spoiledbratinella]

Sana pwede nang magtopup to philequity fund from COL to minimize fees. Been waiting for this also. Hindi pa ako nakapagtopup since I opened last December..

[icedtallcoffee]

^ Medyo ang tagal nga e. Sana within the month, COL offers the MFs na.

[ieiky]

^sana nga mag start na para less na 'yung fees.

[rikki21]

Still undecided whether to just add funds to my Sunlife MF (opened Dec 2014) or open Philequity MF. kasi from cavite pa ako so parang mas convenient ang Sunlife, no need to travel. but the performance of Philequity is something to consider as well.

[girlush]

Sana pwede nang magtopup to philequity fund from COL to minimize fees. Been waiting for this also. Hindi pa ako nakapagtopup since I opened last December..

Hi sis. Sa pagkaka alam ko, you cannot top-up your existing mutual funds via COL. Dapat kase you open that account via COL.
Nabasa ko lang din to sa mga comments sa facebook.

[anjcam]

Still undecided whether to just add funds to my Sunlife MF (opened Dec 2014) or open Philequity MF. kasi from cavite pa ako so parang mas convenient ang Sunlife, no need to travel. but the performance of Philequity is something to consider as well.

Why don't you try BPI as well? Convenient din siya especially if you fund your MF monthly, which is yun ang dapat.

[sachism]

Hi sis. Sa pagkaka alam ko, you cannot top-up your existing mutual funds via COL. Dapat kase you open that account via COL.
Nabasa ko lang din to sa mga comments sa facebook.

may update na ba sis? Feb na

[pennypen]

I'm glad I found this thread! I'm looking tuloy in getting Philequity too. Need to thoroughly backread muna. Question lang, for top up, may schedule ba yun or anytime mo lang maisipan?

[sachism]

^anytime