Mutual Funds - Thread # 4!

[powerpacfan]

basically mga sis gets ko na ang MF sympre kakaback read at additional research.

pero may isang tanong lang na bumabagabag sa aking isip at ito ay ang NAV PER SHARE.

Kung titignan naten, bat ang mahal ng nav per share ng philquity @ 37.37 today as compared to eg. as compare to ATRKE equi opportunity na asa 4.41 lang. oo andun nako sa mas maganda ang performance ng phil equity, pero hindi ba naten dapat iconsider ang # of shares. kapag nag invest ako sa 50k (say less na ng management feee) meron lanng akong 1337 shares ng philequity e kung sa atrke ako11, 337 shares ang meron ako.

pano na dedetermine o sineset ng mga funds house ng price per share? naging factor na ba to ever nag pagbili nyo (i mean in comparision to another fund dahil "mas mura per share" yung isang fund? feeling ko kasi ang taas ng nav per share ng philequity eh. kahit icompare mo lang sya sa Philequity PSE Index Fund Inc which is @ 4.56 lang.

pls give me insights

[ikaela]

^^Use Bloomberg's search function to find the symbol for your mutual fund. For example, Philequity Fund's is PHILEQT. Then click on "add to watchlist". Edit in your own account to add your positions/holdings (date you bought it, number of shares, at what price, and etc.)

^I understand your confusion. It is ingrained in us as consumers to always look at a product's price before buying.

However, remember that in pooled funds, it is performance we are assessing and not price. The ATRKE Equity Opportunity Fund went from 3.71 to 4.43 this year. Philequity Fund went from 29.31 to 37.59. ATRKE may have looked cheaper at 3.71 at the start of the year, but your overall investment would've netted you only 19.41%. Compare that with Philequity Fund, which would've returned a much better 28.25% in the same time frame.

If you had invested 50k in each fund at the start of 2014, your money now would've been only 59,705 in ATRKE, while it would already be 64,125 in Philequity. (Fees not included for simplification.)

So look at it in percentages and not the NAV or how many shares your money is going to buy.

[powerpacfan]

Thanks sis ikaela. That was very well explained. I get it now.

[momentum]

Ang hassle pala talaga mag-open sa Philequity! Wasted my 2.5 hours today sa pagdayo sa eBiz branch to submit the forms. Tapos me kulang palang tatlong pirma sa photocopy ng ID ng ka-Joint ko! Di naman nakaindicate sa website nila ito. Kahit me three signs na sa signature card, kelangan pa rin pala sa photocopy ng ID me pirma din. Outside MM pa naman ang ka-joint ko. Sana next time linawin nila sa website nila ang requirements.

Hello sis KATNISS

plan ko mag-apply sa Philequity soon. Just want to clarify sa sinabi mo above, you mean after ipa-photocopy ang ID's ng ka-joint is kelangan pa nya i-sign ang each I.D nya dun sa xerox? Ilang signatures kelangan per I.D? How about yung sakin? kelangan ko din pirmahan each I.D sa xeroxed copy?
Planning to drop off the forms mismo sa office nila kasi mejo malapit lang to sa office namin.

[smm_0411]

Sis 2 ID na government issued ang required then sa photocopy put your signature on the right side 3x. HTH

[katniss]

^^Yes sa photocopy mismo ng ID. Three signs. Kelangan din ng sign mo sa photocopy ng ID mo. And yes government IDs nga ang kelangan di pwede company ID. Lol

[momentum]

Thanks so much sis katniss and smm_0411 

[powerpacfan]

hi mga sis, question pala.

if ever i top-up to my account, kailangan ko ba muna i-redeem to top-up? sympre magiging iba na yung price non diba?

can you give me insights on this. TIA

[mameejhy]

^No need to redeem. Just add more money.

[m_lim]

mga sis, anong mas ok for "college fund"?

pure MF or VUL? my baby is 2yrs old so matagal tagal na hindi gagalawin ang pera.

please enlighten me. thanks!

[ikaela]

^Your purpose for that money is to pay for school tuition. So go for the investment that can grow your money the most with preferably the least fees. And between your choices, that's the mutual fund.

Only choose the VUL if you have need for the insurance component. Otherwise, why unnecessarily pay more for something you don't need.

[m_lim]

^thanks  a lot, sis!

started my MF with Sunlife na. based sa computation, around 4M per child for college. and that's for tuition lang.

[katniss]

Pumasok na rin finally yung investment namin sa Philequity! Exciting days ahead! 

[beach_n_sunsets]

Finally filled out the PhilEquity forms and deposited my initial investment through BDO bank deposit today.

Sinunod ko 'yung steps dito: http://www.maginvestkapinoy.com/2014/09/mutual-fund-investing-for-ofws-thru.html

Hindi ako OFW, pero wala kasi talaga akong time pumunta sa office nila Tapos 'yung mga malalapit sa kin na eBiz Western Union, closed kapag weekends. Tumawag ako sa hotline nila, sabi hindi raw pwede dapat pumunta pa rin personally. Pero nag-send pa rin ako via email

Ilang buwan ko na rin pinag-iisipan itong mutual funds, sa COL lang kasi pera ko. Napaisip ako sa sinabi ni sis ikaela dun sa stock market thread na kung hindi ko naman ma-beat ang PSEi (10% lang gain ko this past year), eh di mag-MF na lang ako or UTIF.

Hindi ko pinull out pera ko sa COL, gusto ko lang din mag-start na mag-diversify ng investments

Sana maka-receive agad ako ng feedback from PhilEquity!

[PetiksPinayInvestor]

Anyone here investing at ATRKE Alpha Opportunity Fund, Inc.?

[artificialstar]

^^ same here sis. i'm starting to focus more on MF kesa sa stocks hehe. para namang passive income yung stocks for me due to cash dividends, which i can use to buy more stocks.

[marssie]

Meron ba ditong kaka open lang ng account sa  FAMI? Pashare naman ang experience at procedure nila. nakakairita sila!! Mag pi-philequity nalang yata ako!

[eischied_21]

Pwede na ba mag redeem ng shares sa bagong online portal ng FAMI or for viewing lang sya ng shares? Nakalimutan ko na kasi yun login details ko.

Sa mga nakaexperience mag withdraw sa FAMI pa-share naman. Nun binasa ko yun website nila kelangan submit yun redemption form hindi ko lang alam kun thru email ok na. Thanks

[starbitee]

Any updates on COL incorporating Philequity in their platform? I'm thinking if I should wait for it to happen or just open an account with Philequity soon. TIA!

[valhiei_11]

^ hinihintay ko din yan sis kaso parang ang tagal pa.. magoopen nalang ako ng account sa Philequity..

anyway, sino po may alam ng email add ng philequity? papavalidate ko muna sakanila before I send it to them. Thanks!