Mutual Funds - Thread # 4!

[m_lim]

hmm.. correct sis ikaela, medjo matanda na nga siya.

may mga nabbankrupt ba na MF companies? if yes, goodbye na ba sa pera mo pag nangyari ito?

[airish_2]

Nagsend ako ng ganyan question sa ANC on the Money wala naman sumagot so far ata wala pa kung meron man hindi magandang performance dahil ata sa fund manager

anyway meron na ba dito na nagamit ang funds mula sa MF for example 6 years ago naginvest sya tapos naisipan nya na gamitin nya mas maganda kasi na dun sa nakaexperience yung may testimonial, anyway magoopen na ako ng MF

[ikaela]

icequeen, I just do the monitoring myself, on an Excel file. Meron din akong accounts on Bloomberg and monitormyfunds.

'Di ba yung Legacy scam nun meron silang mutual fund? And we all know what happened to that. Goodbye na talaga sa pera mo kasi wala naman insurance coverage ang investments. Better stick to mutual funds of big companies. Or UITF na lang sa mga big banks kung talagang you need that peace of mind.

Yung BPI Odyssey funds sobrang kulelat dahil sa wrong decisions ng fund manager. Pinalitan lang naman yung manager -- 'di naman sila na-bankrupt kahit na luging-lugi na yung fund.

^Ako, naka-2-times na ako na profit sa MFs ko. First profits I used for my wedding, second profits I used for paying off my hospital bills when I gave birth. Yun naman talaga yung mga purposes/goals ko for investing. Timing din kasi bull market kaya malaki-laki kinita ng pera ko kahit 1-2 years pa lang.

[stormy]

*d pa nga kumita yang odyssey ko kahit ilang beses ng gumanda takbo ng merkado d nakakasabay e. Mag 4yrs na yun sa akin e pula pa rin 22%

[mxherr5]

May curse ata ang BPI.
ING used to be one of the best performing family of funds
then after BPI acquired ING and renamed it BPI Odyssey,
the returns plummeted.

[Ma.Jewel_1987]

^ Shucks ganun ba, scary balak ko pa naman sana mag open with them since pwedi iapply online then isusubmit na lang sa bank yung documents.

Sis Ikaela what company ang mutual fund mu?

[ikaela]

^Hindi naman lahat ng BPI funds, yung Odyssey lang. This year, doing well ang BPI Equity Funds. Sa conservative naman, BPI's Bond Index Fund has been doing well in the past years. Tsaka, oo, convenient nga talaga mag-open sa BPI. Minsan yun yung importante kasi ma-e-enganyo ka mag-invest regularly vs. a top-performing fund pero hirap ka naman mag-additional investment. Philequity at FAMI ang mutual funds ko, pero balak ko na mag-Philequity na lang soon.

Naisip ko pala na savior din pala yung may goals ka for your investments. Hindi yung greedy ka lang and palalakihin mo lang. Nung winithdraw ko yung profits ko last year for giving birth, two months later, grabe binagsak ng stock market. Buti na lang hindi ako na-dale dun, kundi ngayon pa lang siguro ako nakakabawi.

[Ma.Jewel_1987]

^ Ah okay bat kaya ganun magkakaiba ba fund manager nila kaya iba iba ang performance ng funds ng bpi? How do you fund your philequity? possible ba thru bpi online.

I was choosing kasi between sunlife and bpi's equity fund, what's better kaya mga sisses?

[ikaela]

^Mukhang iba-iba fund managers nila, maraming "fund families" ang BPI eh: may Odyssey, may ALFM, and yung sa BPI mismo.

I fund my Philequity through Union Bank. Just checked their website and hindi pwede BPI -- their banks listed are BDO, Eastwest Bank, Union Bank, and RCBC.

Never ko naging type ang mutual funds ng insurance companies, but some people are happy with their middle-of-the-pack performance. Different strokes for different folks.

[Ma.Jewel_1987]

Ah okay, I have read a lot good comments nga sa sunlife, and its my first time trying mutual fund nakakajilo mamili hehe, sige I'll read about philequity, thanks sis.

[missyA]

kaka-open ko lang last week ng Mutual Fund sa BPI (PSIF) totoo na mabilis yung processing plus okay din dahil namomonitor mo thru their bpi express online yun nga lang parang mali timing ko kasi nung nag open ako mataas yung price hehe

[airish_2]

bakit sis wrong timing di ba MF naman yan and kung for long term yung goal mo para dyan di naman makakaapekto kung mataas ang NAV nung unang naginvest ka.

[missyA]

Sinabi kasi sis ng nag asikaso sa account ko na mataas daw value hehe anyway long term naman plan ko dun kaya di ko masyado iniisip..next naman I want to open SALEF sa FAMI..

Ano ba mas okay Philequity or FAMI?

Thanks 

[MissChievous]

I have a BPI UITF na Short Term (for wedding). And ALFM's PSIF (through BPI banking) for retirement. Yung short term continuously siya na nag ge-gain pero konti lang. Yung PSIF ngayon bawi ako. Bilis nga yung application sa BPI kaya I really like banking with them.

Meron din akong COL -- extra money that I would like to risk. Na bo-bore kasi ako sa MF eh. Hindi exciting. Gusto ko kaunting excitement sa investing life ko kaya COL -- higher rewards, higher risk din.

Mag open pa ako ulit ng Growth Fund for Healthcare ng mommy & aunts ko. Medyo may age na kc sila kaya lugi na if kuha pa ako ng HEalthcare nila kaya isip ko ako nlg gumawa ng fund.

Happy Investing mga sissies!

[martiella]

gusto ko din bg mf how much ang need pag nag open ng mf sa bpi?

[airish_2]

^bpi initial investment 10k, while sa FAMI, Sunlife prosperity fund initial investment is 5k.

[mxherr5]

I have a BPI UITF na Short Term (for wedding). And ALFM's PSIF (through BPI banking) for retirement. Yung short term continuously siya na nag ge-gain pero konti lang. Yung PSIF ngayon bawi ako. Bilis nga yung application sa BPI kaya I really like banking with them.

My Short Term fund is actually performing better than my BPI Bond Funds. hahaha
That was a sad laugh btw 

[ieiky]

I have a BPI UITF na Short Term (for wedding). And ALFM's PSIF (through BPI banking) for retirement. Yung short term continuously siya na nag ge-gain pero konti lang. Yung PSIF ngayon bawi ako. Bilis nga yung application sa BPI kaya I really like banking with them.

Meron din akong COL -- extra money that I would like to risk. Na bo-bore kasi ako sa MF eh. Hindi exciting. Gusto ko kaunting excitement sa investing life ko kaya COL -- higher rewards, higher risk din.

Mag open pa ako ulit ng Growth Fund for Healthcare ng mommy & aunts ko. Medyo may age na kc sila kaya lugi na if kuha pa ako ng HEalthcare nila kaya isip ko ako nlg gumawa ng fund.

Happy Investing mga sissies!

Hi sis, ano ba dapat i expect ko once nakapag bigay na ako ng initial 10K sa BPI para sa MF ALFM ? Kahapon kasi nag punta ako sa BPI tapos ni-process naman nila [textspeak!] application ko.Ngayon nag check ako sa BPI Express online, may Investment account na naka add dun sa portfolio ko (BIMI) pero walang nakalagay sa value sa Total Portfolio Market Value.  Ganon ba talaga yun?

This is my first time at nilagay ko [textspeak!] extrang 10K ko na naka tambay lang sa Direct Save-up Account ko.

[a.estrada]

hI. DOES ANYONE HERE AVAIL THE NEW SUNLIFE DYNAMIC? THANKS.

[MissChievous]

My Short Term fund is actually performing better than my BPI Bond Funds. hahaha
That was a sad laugh btw 

Talaga? Is ok I think kasi yung bond fund medyo mas risky nga [textspeak!] sa Short Term pero pabayaan mo lang makakabawi din yun. Short term fund is good for 1 yr investment tapos yung bond fund for 2-3 years. Or Baka mataas yung bili mo sa Bond Fund mo sis? Yung sa akin, yung equity ko now, naunahan na yung Short term ko even if yung ininvest ko sa short term is like 8x more sa equity ko na ininvest. Pang long term naman equity. Try ko nga mag practice na buy on dips. Imbak muna tapos bili pag bumaba na.

Hi sis, ano ba dapat i expect ko once nakapag bigay na ako ng initial 10K sa BPI para sa MF ALFM ? Kahapon kasi nag punta ako sa BPI tapos ni-process naman nila [textspeak!] application ko.Ngayon nag check ako sa BPI Express online, may Investment account na naka add dun sa portfolio ko (BIMI) pero walang nakalagay sa value sa Total Portfolio Market Value.  Ganon ba talaga yun?

This is my first time at nilagay ko [textspeak!] extrang 10K ko na naka tambay lang sa Direct Save-up Account ko.

Hi sis. Wait ka lg 1-3 days mag a-appear na yung fund value mo. Pina-process pa nila yan. Good luck! You invested in PSIF ng ALFM?