Author Topic: Anong insurance ang kinuha nyo?  (Read 73366 times)

Rachelle888

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Re: Anong insurance ang kinuha nyo?
« Reply #360 on: May 07, 2020, 07:17:30 pm »
Prudential Life or PRU Life version sa Pinas. Nasa Singapore kasi ako ngayon. :)
Pwede ka bumili ng Package depende sa gusto mo,
- Investment Plan  - nsa $158.19 sgd (monthly)
- Retirement Plan - nasa $144.90 sgd (monthly)
-Hospitalization Plan - $710 sgd annual

Yung investment para kang nagssstock market niyan, tapos yung retirement plan until 60yrs old. After 2 yrs mo magbayad may yearly allowance sila na binibigay na $1000 sgd pwedde mong ikeep sa account mo paghindi mo kelangan magiinterest siya ng 5% yearly. Every year yun $1000, mag 3 yrs na ako sa October so may pwede na akong iwithraw na $2000 sgd with 5% interest. Di ko pa naman siguro kelangan. Mganda sa investment plan pwede mo siyang iconvert sa Educational Plan pagnagka baby kna. Medyo late na nga ako kasi 28 na ko kumuha. Mas maaga mas better. :) Mga nasa 8million pesos din mkukuha mo pag reach mo ng 55 to 60 yrs old. not bad na kung wala ka ng work non kasi nagreretire [textspeak!] tayo ganun age pwede mo na ienjoy yung pera mo plus sagot na din nila libing mo and hopital.

D4thAngel

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Re: Anong insurance ang kinuha nyo?
« Reply #361 on: May 10, 2020, 01:42:21 pm »
AXA advisors help please!  5 Years din ang Axelerator ng kapatid ko, supposedly tapos na last December naka auto-debit sa bank niya but still nagbabayad pa raw siya, dahil kaya sa mababa ang stocks at kulang pa nababayad niya na premium kahit over 5 years na siya or dahil sa kailangan ipastop yunga uto-debit?

Hi sis, from Axa here. Please have your sibling fill-up a Premium Holiday Application form para mag stop na ang charging ni Axa.  Form if available at our Axa Ph website.  Hindi po kasi  automatic na mag-stop ang charging unless you request for it. On a positive note, nadagdagan naman yung investment units nya, he/she is buying it a bargain price.
Surround yourself with people who encourage you, inspire you, and believe in your dreams.

marssie

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Re: Anong insurance ang kinuha nyo?
« Reply #362 on: June 12, 2020, 10:01:47 pm »
^Late reply but thanks sis, yes nag fill-up na siya :)  By the way, she got Axelerator kasi, do you think it is a good insurance for investment? od pwede kaya niya iconvert sa other insurance na mas malaki ang protection value pero may investment part pa rin?

D4thAngel

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Re: Anong insurance ang kinuha nyo?
« Reply #363 on: June 14, 2020, 01:09:00 pm »
^Late reply but thanks sis, yes nag fill-up na siya :)  By the way, she got Axelerator kasi, do you think it is a good insurance for investment? od pwede kaya niya iconvert sa other insurance na mas malaki ang protection value pero may investment part pa rin?

Yes sis, Axelerator is more on investment kasi maliit lang  ang insurance coverage nyan, hence maliit ang insurance charge.   I suggest palagyan nyo na lang ng rider for additional coverage (term insurance) to save cost. For some na nagka-family na, they tend to increase their coverage pero walang budget for additional plan. Better idagdag etong rider na to.
Surround yourself with people who encourage you, inspire you, and believe in your dreams.

marssie

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Re: Anong insurance ang kinuha nyo?
« Reply #364 on: June 15, 2020, 11:41:50 pm »
^Ah pwede palang idagdag na rider ang term insurance, galing naman, sige bangitin ko sa kanya. Super thank you :)

crzysxycl

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Re: Anong insurance ang kinuha nyo?
« Reply #365 on: July 09, 2020, 04:10:39 pm »
hi mga sis. meron ba sa inyo kumuha from bpi philam? nakakuha ako the other day lang, para sa 3 yr old ko, trad daw and more on medical expenses ang covered until age 100. hindi pa naeemail sa akin yung policy kaya hindi ko nakuha yung exact name ng product eh. naisip ko lang bigla, yung current kasi nya from sunlife is 6500 quarterly for 10 yrs tapos yung bpi-philam is around 4300 quarterly for 20 yrs. hindi ba parang mas mahal pa sya dun sa sunlife, considering na trad naman sya? o baka dahil kinuha ko lahat ng riders? i opted this one since single parent na ako ngayon at di ako umaasa sa walang silbi kong asawa kaya mabuting meron ako magamit in case kailanganin ng anak ko.

gumdrops26

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Re: Anong insurance ang kinuha nyo?
« Reply #366 on: July 12, 2020, 08:31:57 pm »
Both my husband and I have:

Income Protection
Total and Permanent Disability
Death (Funeral inclusive)
Temporary Incapacity

40-50$ a week
Although your secret stalking is on the psychotic side, I can't help but feel flattered. My life is awesome!

red_one

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Re: Anong insurance ang kinuha nyo?
« Reply #367 on: July 29, 2020, 01:46:50 am »
Hi sis D4thangel, makikitanong na rin ako if you dont mind, i have axelerator too kasi. may rider ba na for health na pwede ipa-add? I mean hospitalization or critical illness coverage? 8 yrs na ako paying, 2500 monthly

D4thAngel

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Re: Anong insurance ang kinuha nyo?
« Reply #368 on: July 29, 2020, 12:51:18 pm »
Hi sis D4thangel, makikitanong na rin ako if you dont mind, i have axelerator too kasi. may rider ba na for health na pwede ipa-add? I mean hospitalization or critical illness coverage? 8 yrs na ako paying, 2500 monthly

Hello sis, congrats tagal mo na pala. Yung 2500 mo monthly, P150k ang coverage nyan. For Critical Illness rider, dapat at least P200k coverage. Yung hospitaization pwede sis. May choice ka kung how much yung daily hospitalization benefit ang gusto mo. :)
Surround yourself with people who encourage you, inspire you, and believe in your dreams.

red_one

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Re: Anong insurance ang kinuha nyo?
« Reply #369 on: July 30, 2020, 12:31:29 am »
I see...Thank you sis for your prompt reply. Tawag ako sa agent ko. Salamat uli...☺️

gcbeep04

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Re: Anong insurance ang kinuha nyo?
« Reply #370 on: July 31, 2020, 12:04:10 am »
Hi mga sis, new here, I have insurance from BPI-Phil Am (Critical Care Max), ask ko lang if meron dito na may similar plan and ano review niyo about it? Been paying for it for 1 year na, nasa 4850 per month yung payment ko. I'm just thinking if maganda ba talaga yung nakuha kong plan. From the policy itself okay naman coverage but I just wanna hear out other people's review about it  :)

 


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