Anong insurance ang kinuha nyo?

[oreo08]

Nung nagka asawa ako, eto unang unang inayos ko. Mahirap na

Life insurance from 3 different companies, included funeral, accidental death, critical illness cover. Premium per week is about 30$ and cover is 7 digits each. We're worth more dead than alive... sadly.

We also have income insurance. Lahat ng insurance kinuha namin pero tinaas namin yung cover nung nagka baby kami.

[WorriedB2B]

Sun Maxilink Prime, 2M face value, 920k+ annually. Maganda kasi sa VUL, may insurance na, may investment pa.

[Angelite]

Paano ba kontakin yung sunlife. Do i need to go to their office?

[WorriedB2B]

^Ako, may kinontak akong agent na nirefer ng friend ko.

[smile22]

Sun Maxilink Prime, 2M face value, 920k+ annually. Maganda kasi sa VUL, may insurance na, may investment pa.

wow sis 920K+ annuallly? almost 1M? waaah!

[mameejhy]

Sun Maxilink Prime, 2M face value, 920k+ annually. Maganda kasi sa VUL, may insurance na, may investment pa.

  Sure ka dyan? Yun sa asawa ko Maxi Prime din 100k lang per year for 1.5M face value (x2 so 3M na kapag nagclaim). Bakit yun sa yo sobrang mahal? Ilan taon ka na?

SPVul din kaya ang tawag sa AXA namin, same din, 100K..

Anyway, kamusta ang performance ng Sunlife sis?

Haven't checked it

Might get another from Prulife UK next year.

[WorriedB2B]

hahaha, sorry, typo.. 92k+ annually lang yan. Nadagdagan ng 0. hehe.

[rikki21]

Can someone share ideas about PruLife Exact Protector? How much ang premium and what are the coverage?
I have Suife Maxilink, thinking of adding another Life Insurance.

[sachism]

i have exact 15. Depende sayo sis kung magkano ang gusto mong premium. Minimum ata 2,500 per month. Then from there the agent can compute na din magkano SA mo.

[smile22]

ok kaya yung guardian 65 ng philam? meron kaya sa inyo mga sis ng naka guardian 65? i want term insurance lang, kasi i have separate investments naman in form of stocks uitf etc...

[mebpa]

manulife eve devotion. 350k lang face value since we don't have dependent. pang just in case lang.

[ig0rota]

I have term insurance with philam. as what most financial advisers tell, get the term insurance and invest the difference instead of getting a VUL. 

[ece]

sunlife sun flexilink 1M face value
                            22k annually
                 

[switchiz]

I have Sun Maxilink and a Sun Flexilink. I am thinking of getting another VUL policy.

[j.adore]

Mukhang Ok yan Philam Guardian. Do you have an agent contact you can share with me?

[stars01]

I have Sunlife and I also availed of Metro Family Protect c/o Metrobank CC. Both of which are life and accident insurance.

Naghahanap ako ngayon ng HMO. It doesn't mean that I'm a doctor eh exempt na ako sa hospital bills. Sa PF yes, pero yung room and labs hindi lalo na di pa ko nagpprivate practice.

BTW, I am worth more dead than alive too.

[ilovewater14]

hi sissses, I'm an OFW so those that you mentioned are not available here.

any AIA policy holders? Out of all the companies that presented to me, dun ako comfortable. And in the country that I'm in sila yung strongest.

Planning to get a $500k policy, Death, TPD and CI. No interest or anything just pure protection with high coverage malaki pa kasi 22 pa lang me. $24 a month, around 700php

Second is coverage a $10k death only, but with investment my agent explained that only 6% goes to the insurance and the rest will be invested. Planning to use it as my retirement fund. $100 a month around 3200php.

Is it high for a monthly payment?

Sobrang na inspire ako sa thread na ito and it pushed me to finally get a protection hehe.

So informative, thanks mga sis 

[martiella]

Prulife yung sa min

[sneezes]

mga sis, sakin traditional ang kinuha ko...walang kasamang investment portion...2k+ ang monthly amort..and based sa sched, I'll be paying until 50yo ata....oki ba yung nakuha ko? I got this mga 4yrs ago pa...narealize ko lang na ang haba ng paying period ko...

[anjcam]

hi sneezes, Not sure kung anong product yung kinuha mo. but since there's no investment involve i assume that's a term insurance that you may stop paying anytime you want. Pero hindi ka na magiging covered if hindi mo na tinuloy. as simple as that. ok ba yung kinuha mo? depends kung anong need mo. kung purely insurance lang naman kelangan mo, then ok lang yan. but if you're looking for more, try to check other products as well. there are 2k per month na insurance + investment pero hindi ganun kalaki ang insurance and of course depends sa age mo.