What are you currently saving up for? [Thread 2]

[Miss Taken]

- Emergency fund
- Travel budget for next year's annual vacation
- Wedding fund cause I don't want my bf to shoulder all the expense

[three8one]

ayun na nga yung pang monthly...

[weng.totz]

I am saving for my daughters tuition fee she will be in grade school soon and tataas na naman ang gastos.

[hushush]

^true! Ipon mode na din kami kasi by march mag-open na ang enrollment though july pa ang pasukan.. Sayang din yun 15% discount compared sa installment may patong na 10%. Dalawang bata pa naman hehe.

[mysterioza_me]

Tuloy-tuloy na ipunan for our HK trip in March

[three8one]

maraming pwedeng paglaanan, sa huli wala maisip kahit isa..  pagpapasemento na lang muna.

[swtgrl_bee]

Short term (for the next 3 months)

-furniture para sa condo namin
-appliance para sa condo namin
-8th birthday staycation ng anak ko
-at dahil mag-susummer na, mga summer activities 

[three8one]

try ko I separate yung emergency fund sa iba pang savings. labo labo eh. minsan tuloy nagagamit sa iba yung hindi naman para doon. kaya lang napapaisip ako parang ang daming account naman ata nun... 

[fancycat]

concert ticket for my mama
travel fund
laptop

[Pinklet]

I am trying to save up 5M para mastart ko na yung pangarap kong business.

[Evolet027]

Fujifilm prime lens, eto muna. Priority 1. 

[imeego]

-tuition fee ng 2 kids for SY 2018-2019
- budget for our japan trip this May
- we recently got a residential lot, so we need to save at least 500k for the balloon payment this year, we'll try to shorten the term from 10 years to 3 years lang

[pattyfrenzy]

- save for our HK Disneyland trip with the whole fam!
- save for quarterly payment ng insurance

[mistletoe0604]

> HK - Macau anniversary trip w/ hubby
> Downpayment for A/T car (ang sakit na ng legs ko sa manual  )
> Lot

[mysterioza_me]

Tuloy-tuloy na ipunan for our HK trip in March

-add ko na din SoKor trip namin mid of this year (hopefully maissuehan kami ng visa)
-bf is requesting to visit Bali or Boracay again sa bakasyon niya so start na din kami mag-ipon for this trip

[three8one]

Fujifilm prime lens, eto muna. Priority 1. 

pa Kodak ako sayo sis.... hahaha!

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duffel bag... gawin kong hand carry... kahit pa sampu sampu per month, in 3 years afford na siguro yun. haha!

[eischied_21]

^Natawa naman ako sa sampu sampu per month

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Tuition fee funds as intl student for next year
Hopefully US trip next year

[simang]

try ko I separate yung emergency fund sa iba pang savings. labo labo eh. minsan tuloy nagagamit sa iba yung hindi naman para doon. kaya lang napapaisip ako parang ang daming account naman ata nun... 

Bro, familiar ka ba sa YNAB? Pwede yan nasa isang account lang ang emergency fund and savings, basta strict ka lang sa amount na nilalabas at pinapasok mo.

[three8one]

^ hindi sis Simang.. ano meaning nyan YNAB? at baka pwede ko pag aralan. I admit hindi ko forte ang pag invest ( I guess??? ) kaya yung mag ipon lang talaga ang sigurado ako kaya ko gawin sa ngayon.

[simang]

^You Need A Budget sir, budget app sya (may bayad tho lol). Basta ang premise lang is may list ka ng lahat ng pinapasok at nilalabas mo sa account, tagged as either emergency fund or savings (or kung ano pa mang category). Example, if may 100k ka sa account mo, say, 70k is for emergency fund, 20k for savings, then 10k for daily expenses. If naggrocery ka for example and you paid 2k, then you log it sa app under the expenses category. So nabawasan ang pera mo but hindi nabawasan ang savings and emergency fund mo. Also applies sa lahat ng pinapasok mong pera. Simple lang sya, kelangan lang talaga strict ka sa paglog ng flow ng money mo

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On topic.
May biglaang Thailand trip next month. Yun muna kelangan pagipunan.