PRU LIFE UK

[Ingking]

Hi Girls! I've been looking for an agent ng Pru Life, namimili kasi ako between Sun and Pru, kaso wala akong mahanap na agent for Pru, baka naman may mga kakilala kayo, baka pwede nyo akong irefer.

Thank you in advance! 

[mxherr5]

I sent you my Pru agent's contact details.

I'm very very nitpicky when it comes to details
and he's has stuck with me all throughout my "OCness"
lol

Not many agents can do that.

[mitchicoy17]

Hello! 
Ako din bagong believer na ng life insurance. I'm 25y/o still learning sa buhay. Akala ko dati pang mayaman lang ang insurance haha! Hirap din kasi ako magsave kaya swak sakin ang products ng PRU. I even had a chance to join this industry as financial consultant dahil syempre gusto ko din makasiguradong hindi yun scam haha! 

Kaya kuha na kayo habang bata pa at habang pwede pa! hehe

[buldit]

I sent you my Pru agent's contact details.

I'm very very nitpicky when it comes to details
and he's has stuck with me all throughout my "OCness"
lol

Not many agents can do that.

hi sis! may i also know the contact details of your agent? thanks!

[sachism]

Looking at your annual statements, at what year will you see your total premium paid would equal to your total unit value (excluding the insured amount)

[mxherr5]

^
That would be hard to say seeing that the returns per year
is not uniform.

Based on the proposal I have though, it will take 11 years
assuming a 10% return.

[sachism]

Based on my calculation, around that year nga. 10th/11th year. It's just not so good to see the annual statements now. Will just think of the protection instead. ☺
thank you.

[Chloee]

Hi sises, I am torn between Pru Like Uk and Sun Life, been a lurker of savings and investment thread. 
Pa Pm naman ng agent or financial advisor kung pwede. TIA 

[FayeP]

mga sis, parang naeenganyo ako magkaron din nito...kasi may nabasa ako sa kabilang thread na ok din talaga may life insurance...

ano kaya ang pede para sa walang alam sa insurance?

[sachism]

^ it is really best to have a protection for those who are dependent sa atin like our kids just in case something happens to us.. at least they will get an amount which will help them in moving on as normal as possible financially.

you may want to speak with a financial consultant.

by the way, i invested dun sa lumpsum nila nung 2013, after 1 year, 1.10%+ na. not bad. May minimal protection din ito.

[dr.thereal.joy]

Mga Sis, tuwing kelan kayo kinocontact ng agent ninyo? Kasi ako no contact eh pagkakuha ko ala na.

[sachism]

sa Pru, we've become in a way friends kaya regular naman communication. Siguro once a year my review ng plans then kung may possible sya na bagong plan or mag dagdag ako.

Sa Sunlife, medyo never na din. Unless of course I initiate if ever my question or concern ako.

[ieiky]

Mga sis, may friend ako na ni refer niya sa akin ang Pru agent nya. and he offered me PEP10. Ano difference nun sa sinabi niyo na PAA or Exact 15?

[mxherr5]

hmmm.. you don't trust your agent to explain
the difference sis?

[ieiky]

^sa email niya lang kase ako kinontak eh. tapos ang first email niya proposal agad ng PEP10 4k at 4.5K. walang tanong tanong kung ano need ko.

[sachism]

sa prulife, they have an app in their PC so they can create the plan during your first meeting and show you the options. or they can also email you samples and options for you to review so you can prepare your questions before your meeting.

you may want to request a F2F meeting with your agent.

[ieiky]

^Ahhh. siguro makikipagkita na lang ako sakanya pag uwi ko pinas. Ang hirap pag email lang. 
Kaya lang ang tipid niya sumagot at ang tagal eh.

[sachism]

Sayang. Sana pwede sa viber.

For overseas clients ba do you still need to sign na actual policy and send those back to PH?

[ieiky]

hehe.. oo nga sis.

Yung sa Sun Life ko na adviser super bait at nagrereply sa viber agad. dito ko din siya nameet sa GT. Yun nga lang, nag meet kami bago ako umalis sa pinas kaya na sign-nan ko lahat ng docs. Siguro kaya nag eexpect den ako ng tanong tanong from the Pru Life agent kase yung sa Sun life ko, inask muna niya ako kung ano need ko, para saan and all bago niya ako sendan ng proposal.

[FayeP]

may kilala ba kayo mabait at patient na agent ng Pru? baka pede nyo ako refer...thank you.