PRU LIFE UK

[iambheb05]

im glad to have my policy here in Pru Life, natuwa ako sa returns ng VUL nila since sila nga ang pioneer ng VUL nothing to beat talaga.. Sa 1 year worth i talaga ang returns sa akin. i have my financial advisor who keeps updating me from time to time regarding my fund value..

If interested kayo just pm me i can refer you, super happy ako with my policy. 

[marssie]

^Hi sis, ano ang kinuha mo sa PRU LIFE?

[BicuriousGm]

^ako kinuha ko yung PEP7 at PIA PLUS. happy naman ako kasi ang ganda ng returns sa equity ko inilagay. Natyempuhan ko na maganda equity for the past years. And kagandahan pa yung agent ko masipag mag bigay ng updates sa kalakaran ng equity ngayon. Accdg to her number one daw fund managers nila within Asia.

[ReservoirDogs]

I'm getting a VUL at Pru Life. One of my friends is a part-time consultant.  Looks promising.  I've also been told sila nga daw ang number one fund manager  in Asia. 

[r3d]

i have exact protector. my sis inlaw is an agent so she updates us at home. so far so good.

[MissChievous]

Ilang years po ba yung maturity sa PRU Life?

[terranova]

Hi sis, maturity po? Hmm...if you are getting a limited pay insurance, the investment component is a liquid form of asset. Usually on the second year pa lang nagstastart yung fund value ( if 10 or 15 yr plan). As long as my fund value yung investment mo, you can make withdrawals. The coverage of the insurance naman or yung sum assured is until age 100. So even if you only pay for 15 years, covered till age 100 plus whatever is the current fund value of your investment

[purplelime]

I'm also being offered a policy with PRULife. Link Exact protector10. its now currently allocated to 100%ProActive Fund. Should I mix it up and make it 50% Equity Fund? What do you think sisses?

[marssie]

^ako kinuha ko yung PEP7 at PIA PLUS. happy naman ako kasi ang ganda ng returns sa equity ko inilagay. Natyempuhan ko na maganda equity for the past years. And kagandahan pa yung agent ko masipag mag bigay ng updates sa kalakaran ng equity ngayon. Accdg to her number one daw fund managers nila within Asia.

Hi Sis, hope you don't mind me asking, how much ang premium sa PEP7? and bakit yun ang napili mo And what about PIA Plus?

[mameejhy]

Mukha ngang maganda yun Exact Protector!

[jjvillanueva]

It is! I have been a client of Pru Life UK and I started with PEP10. I got another policy which is PAA.

Just last December 2013, I decided to join Pru Life UK as Financial Advisor. That's how I believe so much in the company in terms of managing my retirement fund.

[marssie]

^^sis mameejhy, compared to sunlife advantage ng prulife, covered ang area natin sa critical illness

[mameejhy]

^Tama! Kaya pag uwi ko this year eh kukuha ako for myself and (additional) for hubby. Yun Sunlife ni hubby eh Accident Benefit lang. Pero, ok na rin kesa walang wala.

[crzysxycl]

Thanks sa input sisses. Im actually torn between sunlife and pru. Mukhang go na ako sa pru.

[mitomodachi]

hi mga sis! im planning to get exact protector.. yung fund value po ba natin up to 10% maximum lang po ba ang interest? im quite confused lang po.. TIA for any input

[stormy_princess]

I have a friend na agent in Pru Life and i am being offered for Exact Protector 10. I'm interested naman kaso I am not that knowledgeable pa in insurance thing kaya di ko pinapasa ang form because i want to learn more about it for now. I hope to receive more updates on this thread:)

[mxherr5]

hi mga sis! im planning to get exact protector.. yung fund value po ba natin up to 10% maximum lang po ba ang interest? im quite confused lang po.. TIA for any input

Nope, the 4%, 8% and 10% returns in your illustration/proposal
is an Insurance Commission mandated rule.

As far as I know the IC capped the illustration at 10% because
that's the historical long long term return on the PSEi(Phil Stock
Exchange Index).

I remember a Philam agent showed me her own customized
proposal which showed 20% returns. The final figure at age 65
was very eye popping I tell you. haha

[mameejhy]

I have a friend na agent in Pru Life and i am being offered for Exact Protector 10. I'm interested naman kaso I am not that knowledgeable pa in insurance thing kaya di ko pinapasa ang form because i want to learn more about it for now. I hope to receive more updates on this thread:)

Oh I like that plan!

[sachism]

I availed of their PAA too and the Exact 15. So far I am very happy with the returns and I get regular review and update from my agent. When I got married, kunihaan ko din si hubby. What's good with Pru is that, they offer a lot of other coverage which makes you feel more "insured"

I am also constantly checking the returns every year against industry's status, so far so good.

I am concerned about the insurance part but I am more interested with the returns. Of course, we want to enjoy our investments when we retire than what happens when we die 

[crzysxycl]

Nakakuha na rin ako ng Exact Protector 10.