EastWest Credit card

[heavensent]

wanted to apply sana kaso I'm a freelancer, I have an existing BPI CC though.

sino ba may kilala na agent? baka pwede ko ireco

Thanks

[bleudskymd]

I recently requested for a downgrade of my EWB CC from Gold to Classic, even if it means lessening the credit limit. I explained that I cannot manage to have 3 credit cards with high annual fees and high credit limits (BPI, Metrobank and EWB - all Gold). Na-approve naman request ko in 7 working days.

[neriann28]

Ako din naghahanap ng pwedeng applayan ng credit card baka may kakilala kayo mga sissies!

[chubzkittinz]

How did you manage reaching your maximum limit and have you tried personal loans just to pay your cc's? TIA!

[kk0201]

Hi. It's my first time to have a credit card. Regarding sa payment, will I be billed for the TOTAL AMOUNT on my first bill? Meaning, kelangan ko ba bayaran lahat ng nai swipe ko sa card from the moment na ginamit ko sya o may minimum payment din na pwede ko bayaran? Nakaka 5k+ na kc ako sa card, so I want to know para makapagtabi na ako ng pambayad. Thanks! 

[independentgirl]

How did you manage reaching your maximum limit and have you tried personal loans just to pay your cc's? TIA!

I have Eastwest CC. I also have existing personal Loan using my credit limit. So far Ok naman, and happy dahil mabilis sila magapproved ng loan.. no sweat ang application.. 3 years na sa akin yun card ko.. 

[independentgirl]

^madali [textspeak!] b mgapply ng loan sa eastwest?, kahit my balance kp sa cc mo?

yes super dali lang.. in like 7 working days..  un available credit limit lang magbabase yun loan mo kahit may balance ka pa..

[chubzkittinz]

^ ang prob kasi max out ko cc ko..pwde pa rin kaya?are you throug agent or my online sila?

[Jaguar.Paw]

Hi. It's my first time to have a credit card. Regarding sa payment, will I be billed for the TOTAL AMOUNT on my first bill? Meaning, kelangan ko ba bayaran lahat ng nai swipe ko sa card from the moment na ginamit ko sya o may minimum payment din na pwede ko bayaran? Nakaka 5k+ na kc ako sa card, so I want to know para makapagtabi na ako ng pambayad. Thanks! 

hi sis. recommended to pay the total amount due kesa sa minimum amount. why? kasi pag minimum amount lang, the remaining balance will incur interest and will be billed on your next statement. so, para hindi ka maisahan ng bank, better pay the total amount due

based sa experience ko since i always pay the total amount due, they gave me increase sa CC limit kahit di ko nirequest at nagagrant naman lahat ng arte ko lalo na when it comes to dispute. madali ma process. syempre ang rason ko "im a good payer and always pay the total amount due on time!" lol

[independentgirl]

^ ang prob kasi max out ko cc ko..pwde pa rin kaya?are you throug agent or my online sila?

nako.. di ko alam kapag max out na ang cc.
through agent ako sis.. my number sila for personal loan..

[BAISANAN]

i tried  to apply sa east west c.c. too, at last year pa kaya  limot ko na, pero kanina i've got my card, subject for activation pa. question ko lang ok ba talaga ang c.c. nila  in terms of interes at mga freebies?tia

[jAzMyNe18]

I have my EW Classic card for 4 years na (renewed my card na, I think walang one month bago dumating new card ko). Dumating lang siya sa office, wala akong plans na magkarron ng CC dati pero ayun. So far, super happy naman ako. Nung first year ni baby ko, may monthly cake kami c/o Red Ribbon + EW promo.

Hindi ko pa na-tatry ipawaive yung annual fee, pero pumapayag ba sila without using the rewards? Kasi I'm using my rewards points para ma-waive [textspeak!] fee.

[outandaboutph]

EW din gamit ko before, pinadala lang sa office di naman ako nag apply. Okay naman experiences ko sa EW before, may mga promos like meat sa monterey, food sa greenwich, etc.

[independentgirl]

I have my EW Classic card for 4 years na (renewed my card na, I think walang one month bago dumating new card ko). Dumating lang siya sa office, wala akong plans na magkarron ng CC dati pero ayun. So far, super happy naman ako. Nung first year ni baby ko, may monthly cake kami c/o Red Ribbon + EW promo.

Hindi ko pa na-tatry ipawaive yung annual fee, pero pumapayag ba sila without using the rewards? Kasi I'm using my rewards points para ma-waive [textspeak!] fee.

yes sis, pumapayag sila na iwaive.. but sometimes they asking for return like you need to have supplementary card first or spent 2k worth of items..

[crazy_beautiful007]

Hi! I applied online and til now wala pa din feed back. Should I call?

Thanks,
Stephanie

[BAISANAN]

ang tagal ng activation ng card nila mag one month na di pa rin activated ang cc.

[gurlzat03]

Lately ok ang rates ng EastWest card for personal loan using [textspeak!] available limit mo sa credit card..nag-avail ako since 0.88% interest per month lang..pandadagdag pambayad ng lot. hehe!

[chubzkittinz]

^panu magapply po dyan??

[gurlzat03]

Sis I just called their customer service kasi last sa credit card statement ko, nakalagay na I'm qualified to avail of that loan.. Nag fill up ako ng form then submit to them..after 5 days credit na nila 'yung ni-loan ko sa bank account na binigay ko sa kanila..

[Len0523]

May Dolce Vita CC na ako for 2 years, then pinadalhan ulit nila ako ng isa pang CC, not sure kung supplementary ba yun since di naman ako nainform at di ko rin naman inapply. Di ko nabasa yung letter dun sa card e. I am thinking to give it to my mother, kaya lang baka required pa rin is signature ko? COnfused.