regarding SSS maternity pay (thread 5)

[tischarmedlife]

^ bakit ganun advise sayo sis? Your employer will reimburse the said benefit naman sa SSS, so it wont come from their own pockets. Kahit mag-resign ka pa after mo manganak, they cant stop you from doing so. Hindi mo utang sa kanila yung maternity benefit mo.

Ang alam ko pag employed, 70% ng maternity benefit mo, ibibigay na sayo bago ka mag-leave then the remaining amount, ibibigay pagka-submit mo ng MAT2 which is after mo manganak.

Edit: To clarify, wala kang sweldo from your company but meron ka maternity benefit from SSS.

[bagaholic_chewy]

^^ i think di lang malinaw pagka-explain sa yo..

In one of the companies i worked with before, tuloy-tuloy ang sweldo kahit naka-ML. Then pag lumabas na yung cheque ng SSS, the cheque goes to the company na (parang reimbursement nila) kasi nga they already advanced the maternity benefit. Di naman kasi pwedeng me full sweldo ka during ML tapos me SSS pa. The SSS benefit is supposed to be the "sweldo" while on ML.

In another company naman, zero sweldo while on ML, but they will advance a portion of the SSS maternity benefit. And ganun ulit, once dumating cheque from SSS, employee needs to reimburse the company for the advanced benefit.

[clariego]

Hi mga Sis,

I just received the 1st installment of my SSS mat claim benefit its 24,000. yun lang ba talaga yun? im currently working eh, edd is August 12. Sa mga currently enrolled na nakakuha na ng nat benefit nila how much yung nakuha nyo?


Thanks!!

[kymmiiee]

^ Depende sa contribution mo ang amount na makukuha mo and depende sa company if full or half muna ibibigay, pag nag-advance si company yung pang NSD na amount muna ia-advance nila tapos saka nila dadagdagan if na-CS kasi mas malaki CS eh. In my case, if ever kasi na normal delivery ako eh 30k makukuha ko so ang inadvance nila is half which is 15k eh CS ako so dapat 41k ayun yung 2nd half, 26k ang binigay.

[junebride]

Buti pa sa inyo mga sis i-a-advance ng employer nyo kahit a portion lang samin ayaw talaga nung employer i-advance. After ko na lang daw mag submit ng MAT 2 huhu

Nirasie ko na nga na yun yung nasa form ng SSS e pero hindi na daw sila nag aadvance kasi nga meron daw mga hindi na nagwowork after manganak tapos di na nila maireimburse. 

so ayun after ko na lang makapag submit. Gaano ba katagal processing ng mat leave pay mga sis?

[tischarmedlife]

^ That's a bit weird sis. Kase kahit di ka na magwork, mai-reimburse pa rin nila yun sa SSS (that's what happened to my cousin. Two weeks lang yata sya ulit nag-wrok after manganak, umayaw na). Kung di rin nila ia-advance yung benefit mo, parang di ka rin employed nyan. tsk, tsk.

Anyway, normally 2-3 weeks dapat lumabas na yung maternity benefit mo sis.

[bagaholic_chewy]

^^ the company's concern kasi is if di na bumalik ng work, the cheque is issued to the employee, so baka hindi na maireimburse sa company yung inadvance nya. In effect, 2 ang nareceive ni former employee.

Most companies i worked with before, pay their employees full salary while on ML (on regular paydays pa din). Then pagkapanganak ni employee, the SSS cheque goes to the company na (as if endorsed by the employee). The difference between the amount from SSS (say 41k if cs) and the actual salary (kahit umabot pa 100k or something) is shouldered by the company as an added benefit to the employee.

[kymmiiee]

^^ Maybe because ia-advance nga naman ni company tapos di na pumasok si employee, wala ng mafo-forward na required documents ang company to SSS from the employee kasi di na nga pumasok so wala na nga silang maire-reimburse nun kasi wala namang necessary documents na binigay si employee para mai-forward ni company sa SSS di ba. Ang ending sila nag-abono pero wala napabalik sa kanila.

Pero ang alam ko dapat talaga i-advance ni company yan, marami na siguro kasing nailabas na pera si company na hindi nareimburse sa SSS dahil di na nagbigay ng required documents ang employee kaya siguro ganun.

^ Actually di magdo-doble yan kasi kapag employed sa employer ang pasok ng cheque, pero kung ilalakad niya ng sarili yung SSS niya not thru the company since yung contributions niya eh from employed pa siya hihingan siya ng SSS ng non advance payment certificate from the company, of course the company will not issue that kapag nakapag-advance na sila di ba. I think the company's concern eh pag di na pumasok si employee wala silang mabibigay sa SSS na documents like nung mga birth certificate ni baby para mareimburse nila.

[roxybrat]

Mga sis, tanong ko lang kung may existing loan ba sa sss tapos di pa nababayaran ibabawas kaya nila yun kapag nag file na ng claim for maternity benefit? Thanks

[forumera]

^no

[junebride]

Exactly sis kymmiiee and sis bagaholic_chewy. Di ba parang ang dating e di rin ako employed. imbes madagdag sana sa budget sa panganaganak abonado pa ko haha..

Tapos inask ko kahit half man lang ba hindi talaga nila i aadvance, naku, i have to write pa daw and make a request sa HR na irelease yung 50%. Kaloka lang parang nagmamakaawa pa ang dating. Kaya sabi ko nevermind na lang after na lang manganak ako.

Kaka stress-drilon lang hahaha.

@sis roxybrat, no , hindi siya ibabawas sa maternity leave pay mo

[112214bride]

hi mga sis, meron ba ditong nakapag try na mag file ng Maternity Notification via SSS website? totoo po bang hindi na kailangan pumunta sa SSS branch to submit MAT1 form? at hindi na rin kailangan ng stamp, etc? Thanks po sa sasagot.

[roxybrat]

Thanks sis forumera and junebride.. 😊

[xsugar]

hi sis tischarmedlife,hope you can help me on this..my sister is pregnant and recently nag offer yung new (small business) company nya to pay for her SSS para may magamit daw nya. Since late na yung payments ma-a-apply lang daw sya from April to Sep, sa Oct na due date nya. makakakuha pa ba sya ng maternity benefit?

[tischarmedlife]

^sis, may previous na hulog na ba sister mo? If her EDD is on October, ang basis nang computation ng maternity benefit nya would be the year excluding the semester prior to pregnancy. If we'll exclude the semester (6months prior October) then magstart ng bilang ng 12 months from April 2015. So that's April 2014-April 2015. Yung 6 highest contributions nya sa timeframe na yun ang pagba-basehan ng magiging benefit nya.

Pero kung ngayon pa lang sya mahuhulugan ng SSS, I'm afraid konti lang makukuha nya kase isang buwan lang maka-count which is April 2015.

[kymmiiee]

^^ October due date? I think she's qualified kasi she should have at least 3 months contribution from July 2014-June 2015. If she will pay contributions from April, I think qualified naman since magkakahulog siya ng April May June, but please note na from July 2015 onwards hindi na kasama sa computation ng mat benefit yun, until June 2015 lang. Ayan eh kapag April lang ha ang meron siyang hulog pero kapag meron contribution aside from April basta from July 2014 isasama sa computation yun, maximum of 6 months highest contributions until June 2015 ang ico-compute.

[tischarmedlife]

^sis, diba yung semester prior to delivery excluded? So kung October sya manganganak, we'll count 6 months back, mukhang mali rin yata na April 2015 mag-start ang count natin, March yata magstart ang 12 months na pagkukuhanan ng 6 highest contributions.

[kymmiiee]

^ Check this link. Yan kasi nakalagay dito eh. Or she can ask directly to the branch if qualified. And if till April 2015 nga lang count ng SSS, tapos April 2015 lang start ng hulog niya, sad to say di siya qualified kasi dapat at least 3 months contribution, eh kapag yung sinasabi mo yung covered period 1 month lang yung papasok na hulog niya which is April so not qualified yun.

http://sssphilippinesnotes.blogspot.com/2013/07/sss-maternity-benefit-eligible.html?m=1

[jha_10]

Ask ko lang po sana kasi yung sister ko nanganak na. 1 month before sya magresign nabuntis sya, then nagfile sya ng mat notification gamit pa nya yung surname nya nung dalaga sya pero ngayon kasi married na sya. Magkakaprob kaya yun pagnagreimburse sya? And need pa po ba talaga ng certificate of separation sa last employer nya? TIA

[kymmiiee]

^ Yes, she still needs Certificate of Separation and Certificate of Non Advance Payment from her employer since wala pa naman atang 6 months mula nung mag-resign. Regarding Mat 1, yung Mat 1 ko pang dalaga pa din name ko nung nag-file ako pero before kasi manganak nagpalit ako ng status na married sa SSS ko tapos after manganak yung mga sinubmit kong other requirements like yung operating room record ko since CS ako eh married name na pati yung Mat 2. Wala naman naging problema kahit surname ko pa ng dalaga ang nakalagay sa Mat 1.