How to Save Tips - Thread 3

[khayzee]

ill try this too 

[sleepy_grfld]

Join ako sa 52-WMC. Will start today. Baka I will adopt yung ginawa ni sis summersong.

[stylishmomy]

Joining I am excited and positive this year na this will be a success. Good luck to all of us.

[artificialstar]

ang saya. marami tayong gumagawa sa challenge!

[iampennylane]

Nagstart na rin ako sa 52-WMC. Kitakits sa week 52?

[iamgorgeous27]

Yung sakin BDO. Di ko lang sure kung pwede pa sa kanila yung walang ATM. Kasi 2008 pa yung account ko dun If ever may atm, itapon mo nalang ang card hahaha

Try ko din yung 52-week money challenge, ang target ko 14k savings by December 2014. Kukunin ko yung money sa tira sa weekly allowance, aside pa to sa monthly paluwagan at investments. Pandagdag lang sa ipon kahit barya

Thank you sis for the idea! Try ko nga din yang 52-week challenge. Naeexcite tuloy ako! haha, di na kung ano anong bibilihin ang naiisip ko ngayong payday but puro pagsasave na! Starting this year maghihigpit na talaga ako sa sarili ko. haha

[trishevil]

I've tried the 52-WMC last year but I failed miserably kasi wala akong sinusunod na Budget Plan before. Now that I have established a working Budget Plan for myself (been doing this for 5 months now, and believe me when I say I did a lot of tweaking before I found the perfect budget plan that works for me), I'll do this again. Like ko yung idea ni sis summersong na magcross out na lang kung ano ang kaya bayaran. I think this will work for me since random din ang available na excess money ko. Start off din ako at P10 para hindi masakit sa bulsa.  SO, Now, I have to pay for three-days worth ng Savings. Dati kasi weekly ang ginagawa ko na deposit kaya hirap na hirap ako i-maintain.

Another thing I've learned, I opened a separate account for my savings and I never bothered to take the ATM with me to lessen the temptation of withdrawing from it. Hahaha.

[beachpatrol]

Nahikayat ko narin yung team ko sa office sa 52-WMC Start na kami today, every Friday ang hulog namin. Ako rin nagtatago ng alkansya nila para walang galawan. Gagawin ko rin yung random hulog basta ma-cross out ko lahat ng amount by Dec. Buti nalang nasave ko yung mga 5 at 10 peso coins ko last year, pandagdag din sa ipon.  Positive vibes to everyone!

[Harper]

Cross-out system works for me as well, since hindi same ang salary ko every week.

[lovely_chic]

^ How does it work sis? Please share it to us.. 

[-munchkins12-]

Pajoin mga sissie. Sobra ako na excite sa 52 WMC. Gagawin namin to ni hubby yehey!

[hun_nie08]

Yung cross out system ata sis is di strict na sunod sunod example may midyear bonus ka? so pwede mong unahing icross yung malalaki like oct and nov. something like that ata

[beachpatrol]

^ How does it work sis? Please share it to us.. 

Choose the amount you can afford to save every week and then cross it out from your list. You don't have to follow the designated amount every week but you must complete your year-end goal. For example, you can save 500 this week then 50 next week etc.

[babae_po_ako]

Mga sis, tanong lang po. Effective ba kung bibili ako ng one year supply ng toiletries? Kasi minsan wala sa budget kung maubos. What do you think?

[beachpatrol]

^mas tipid kung by bulk ang bili. Compare prices din para macheck. Usually sa Puregold or Landmark ako naggrocery dahil mas mura 

[heyBree]

@beachpatrol:

If you really like the product, have the space sa house para mastore and initial money to invest with all those you need in a year, mas okay dahil cheaper nga if you buy in bulk. Basta be mindful of the expiration date.

Sa akin, di magwwork to kasi di ako ganun kaloyal sa ibang ginagamit ko like my shampoo/condi. Pag may nakita akong bago, I want to try and buy. Bumibili din naman ako ng maramihan, usually sa S&R and kung sale. But I make sure na pang 3 months lang. Usually kasi after that time, naghahanap na ako ng iba pa.

[babae_po_ako]

Thanks sis Beachpatrol. Try ko.

[aiden]

Will be doing the modified version. Baka 30 pesos yung base na gamitin ko so around 34k by the end of the year.

[babae_po_ako]

parang ang hirap naman ideposit sa bangko ang mga maliliit na amount. Mga sis any suggestion. i was wondering if lagi ka pupunta sa bangko and its 16pesos away from your place..would you all recommend na alkansya muna then every 2 months?

[beachpatrol]

^^siguro pag may 500php ka na pwede na yan