ALL ABOUT CITISECONLINE OR COLFINANCIAL

[nikki]

It's a been a year since I stopped working.  And have been looking for good investments to help with our reitrement and my kids future. I'm hoping to get support from this thread too and lots of tips. I already registered for COLs free seminars and their 7-day trial. My hubby is very conservative when it comes to money-- very traditional bank account deposit Lang. Hay, super sayang. But I need to be well-informed cause I need to convince him pa. Good luck to me haha

[ayi21]

^thank you sis. Ang laki kasi ng binaba ng CEB. Kung ngayon ka lang bibili, naku ang swerte mo.

Your welcome sis.
Sana tom okay na yung fund sa account ko para makabili-bili na ng stocks.

[prickyslime]

Ako din kaka-send ko lang sa courier kahapon ng forms ko sa COL. Gaano kaya katagal nila bago maaccept yun. atat nadin ako bumili ng stocks.. hehe

[Ma.Jewel_1987]

^ give the whole process mga one week sis, welcome to the world of stock market btw 
Natutuwa ako parami ng parami ang mga pinoy na nagiging financial literate

[enchoi]

Hello mga sis!

just like to check if there is any preferred time to place your order... better ba upon opening or bago mag-close? Or Friday ba usually mura and Monday is mahal... just like to know kung may ganitong trend? hehe

[Ma.Jewel_1987]

Wala 

[ayi21]

Kelan lalabas sa portforlio yung mga stocks na napurchase?

[andee_gurl]

^Once napurchase na yung stocks dapat magreflect na sa portfolio.

[mameejhy]

Not sure if I read it here pero wala kami na-experience na trial at required yung initial funding before they give the credentials to log in.

Is this the normal process? Wala nga trial?

What do you mean by trial? Practice trading, ganun? Meron sis ito https://www.colfinancial.com/ape/Final2/home/demo_account_survey_pre.asp. Hindi na ako nag trial eh.

It's a been a year since I stopped working.  And have been looking for good investments to help with our reitrement and my kids future. I'm hoping to get support from this thread too and lots of tips. I already registered for COLs free seminars and their 7-day trial. My hubby is very conservative when it comes to money-- very traditional bank account deposit Lang. Hay, super sayang. But I need to be well-informed cause I need to convince him pa. Good luck to me haha

Sis, may life insurance na ba ang asawa mo? Enough na ba yun amount to cover your kids college education, if ever something happens  to your husband? Since sya lang ang income earner it is best to have him covered. Kahit malaki na ang investments, kung magkasakit sya mauubos yun pera nyo; kung mamatay naman sya eh hindi nyo makukuha ang mga maiiwanan nya unless bayad nyo na ang estate taxes.

Hello mga sis!

just like to check if there is any preferred time to place your order... better ba upon opening or bago mag-close? Or Friday ba usually mura and Monday is mahal... just like to know kung may ganitong trend? hehe

Nilalagay ko lang sa GTC (Good Till Cancelled) then wait kung nakabili ako sa presyo na gusto ko. At least hindi ko na kailangan check every hour/ day

[nikki]

^agree sis!  He's been meaning to get a life insurance and Meron nanan extra funds for this pero Ewan ko ba why he's taking his sweet time. Napagod na ko mag follow up. Tsk. He has group life with his company and provident fund. But I know that he still has to get one outside what the company provides. I still check up on him from time to time and last he said was before he turns 40.. Eh that will be 3 weeks from now!

Anyway. Sorry Napa haba. Anyone here tried to register for the free seminar of col? Wala pa Kasi ako nakuha feedback or confirmation. I only got the login credentials for the trial.

[j.adore]

I have my account na just waiting for COL to have the MFs so I can start

Medyo natatanga lang ako kasi gusto ko palitan password tapos sabi sa FAQ, click Home tapos nasa 3rd level daw yung change password option. Wala ako mahanap

[ayi21]

^ Sis eto try mo po... Home > Change Profile > Then, click EDIT beside Password to change your PW.

[sachism]

^^naiinip na nga ako sis

Btw, nag BR ako a bit and I read a lot posts about account creation and funding. How about withdrawals? Can someone share their experience pls? Thanks.

[Ma.Jewel_1987]

^nakapagwidraw na ako, I was thinking kasi baka pondo ako ng pondo tas mahirap pala kunin pera ko. So I downloaded withrawal form, signed it,scanned it and sent it to them. If my memory serves me right I sent it around 8 am then mga 1pm same date nasa bpi ko na yung money.

Nabasa ko sa fb na mabilis lang talaga if yung money that you will withraw eh nasa actual balance mo na for atleast 3 days pero pag kakabenta mu pa lang ata ng stocks then iwiwithraw mu agad it will take atleast 3 working days.

[sachism]

^thanks for the feedback sis na d na kelangan magpunta sa office mismo nila to get the check.

[enchoi]

so you mean sis pag nag-withdraw ka, hindi thru check, instead, diretso na sa account mo! COOL!

[Ma.Jewel_1987]

^there's actually an option there if you want to get a cheque or have it transferred to your account which is very convenient . I'm using BPI btw not sure kung pareho din sa iba.

[mameejhy]

^nakapagwidraw na ako, I was thinking kasi baka pondo ako ng pondo tas mahirap pala kunin pera ko. So I downloaded withrawal form, signed it,scanned it and sent it to them. If my memory serves me right I sent it around 8 am then mga 1pm same date nasa bpi ko na yung money.

Nabasa ko sa fb na mabilis lang talaga if yung money that you will withraw eh nasa actual balance mo na for atleast 3 days pero pag kakabenta mu pa lang ata ng stocks then iwiwithraw mu agad it will take atleast 3 working days.

Great to know!

[sachism]

Yeah. I think check is an option too. Sa iba kasi walang BPI sa bank options nila kaya hassle.

[kwang sun]

I believe that trading is really not for me hahahah hindi ko mabantayan  ang buy below price haha.. kaloka ..