Author Topic: all about credit cards-thread 4 (Read 132769 times)

PrincessC · « **Reply #240 on:** January 26, 2015, 05:43:55 pm »

does anyone know how to contact Citibank marketing directly?

almost one month na kasi yung concern ko. sabi kasi dapat 3x points na for rewards card in all restaurants eh nakakainis kasi ang mga tao sa Citi phone sinasabi na di raw counted ang fast food eh hindi naman yun ang nakalagay sa website at sa statement ko. tapos, I found out pa that they don't credit the full points for every P30 transaction. grrrrr.

m_lim · « **Reply #241 on:** February 03, 2015, 07:55:47 am »

anong card ba ang ok for earning miles?

smoothie · « **Reply #242 on:** February 06, 2015, 01:16:47 pm »

I'm using Citibank Premier Miles.

Siguro Mabuhay Miles ng PNB or Allied (?) kung lagi kang sumasakay ng PAL.

Evolet027 · « **Reply #243 on:** February 06, 2015, 02:56:49 pm »

Quote from: m_lim on February 03, 2015, 07:55:47 am

anong card ba ang ok for earning miles?

Sis Im using BPI Skymiles Mastercard. 1 mile for every P45 spent.

so far oks naman ako sa kanya, 1 lang credit card ko, but I'm planning to get a Visa card. Nag apply na ko sa BDO for their Black Visa card. 2 weeks ago since tumawag saken ang agent nila for verification ng mga nakalagay sa application form. As of now, wala pa ko balita. I hope ma approve. And yun na lang balak ko maging credit cards. I don't like having many cards.

smoothie · « **Reply #244 on:** February 09, 2015, 10:42:45 am »

^Meron din pala ako nyan kaso hindi sulit sa akin. hehe! Ang mahal naman kasi ng airfare ng Delta.

Citibank pala, you earn miles tapos ikaw na bahala kung saang airline mo siya ililipat.

Evolet027 · « **Reply #245 on:** February 09, 2015, 11:30:43 am »

Nice pala sa citibank, oo mahal nga sa Delta. I'm planing na pag naka ipon ng miles eh i pang shop ko na lang ng gadget sa Delta Miles shop.

Convenient lang talaga magkaron ng CC, pero need din ng careful na pag gamit. Para di matulad sa mga nasa kabilang thread. I have read horrible stories. Anyway, off topic. I'm just scared na mangyari saken mga nabasa dun. But I'm careful naman with using my CC, i don't use it ng walang inaasahan na pambayad na darating.

smoothie · « **Reply #246 on:** February 11, 2015, 10:10:25 am »

^Discipline lang talaga sis. Huwag mo rin iisipin to spend more than you earn kasi paano kung may emergency, eh hindi mo tuloy mababayaran. Always pay in full.

Ako sa totoo lang maliit lang ang sweldo ko. but i have 6 credit cards. hehe! I don't use them all. yung mga bank mismo nagbibigay sa akin.

At hindi alam ng karamihan na as long as you are a good payer, pwede mo pa-reverse ang annual fee mo. Never akong nagbayad ng annual fee since nagkaroon ako ng c.c

Evolet027 · « **Reply #247 on:** February 11, 2015, 11:10:31 am »

ah may ganun pala,

yung saken, my BPI cc was issued under nung promo nila na FREE for life yung membership.

Yeah, i always pay in full, minsan bago ako mag cut off binabayaran ko na din agad, so most of my bills 0 ang outstanding balance. 3 cut offs ng sweldo ko kasi ang pasok sa isang cut off ko sa CC so I have a chance na makabayad na agad bago pa ulit mag cut off.

j.adore · « **Reply #248 on:** February 28, 2015, 09:13:20 pm »

Link from previous thread http://www.femalenetwork.com/girltalk/index.php/topic,277583.580/topicseen.html

Para sa mga may Metrobank, HSBC, or EastWest CCs, pwede ba mag-apply for supplementary card with no charges? O nagiging promo lang siya pag new card application?

sachism · « **Reply #249 on:** February 28, 2015, 10:57:02 pm »

HSBC here - I dont remember paying for the supplementary annual fees. They waive it naman.

kittycat228 · « **Reply #250 on:** February 28, 2015, 11:43:16 pm »

i think for new application lang sis but you could always ask for waiver

sachism · « **Reply #251 on:** February 28, 2015, 11:46:31 pm »

Yeah. I dont remember paying for any fees. hSBC is very nice pagdating sa pag waive ng mga fees.

happynlove · « **Reply #252 on:** March 01, 2015, 04:53:25 pm »

Sis blackgreen, meron ako BDO mc and amex. Shared credit limit since BDO Dual Gold cards yung binigay sakin. Yan din ba sayo? Sabay talaga binigay sakin yan.

m_lim · « **Reply #253 on:** March 03, 2015, 12:19:56 am »

hay sa wakas at approved na ako sa Citibank Premier Miles. makaka earn ka parin ng miles maski Meralco/Pldt ang charge mo??

laki kasi every month ng bills namin. plano ko sana i card lahat para maka earn ng miles

happynlove · « **Reply #254 on:** March 03, 2015, 05:45:13 am »

How will I know kung denied application ko sa citibank? Will they send me an email? Call? And gano katagal magsabi ng status?

m_lim · « **Reply #255 on:** March 03, 2015, 08:37:39 am »

^thru text

smoothie · « **Reply #256 on:** March 03, 2015, 10:14:11 am »

^^Not sure pero alam ko may limit yung Meralco charge mo. 20k lang ata ang i-credit nila.

They will send you an email na may account ka na citibank. Pag nakuha mo yan, approved ka na ang credit card mo. Pwede mo rin tawagan to follow-up

ayami · « **Reply #257 on:** March 03, 2015, 02:36:07 pm »

Naka bills 2 pay lahat ng utilities sa Metrobank card ko. Nag e-earn naman ng points. I guess ganon din sa Citi

blackgreen · « **Reply #258 on:** March 04, 2015, 12:06:19 am »

^sis bdo shopmore mc and amex and f21 yun binigay nilang cards sa akin. Yun shopmore matagal na sa akin. Yun amex and f21 pinadala nila last year. Diko nga pina activate yun amex ko. Siguro dina yun pwede. Nag aautomatic cancel ba sila ng card pag di pina activate?

m_lim · « **Reply #259 on:** March 04, 2015, 12:39:34 am »

^sana nga walang limit.. kasi plano ko pati bills ng office, icacard ko. nasa 150t per month lahat ng utilites namin.

sayang rin sa miles yon.

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Author Topic: all about credit cards-thread 4 (Read 132769 times)

PrincessC

m_lim

smoothie

Evolet027

smoothie

Evolet027

smoothie

Evolet027

j.adore

sachism

kittycat228

sachism

happynlove

m_lim

happynlove

m_lim

smoothie

ayami

blackgreen

m_lim

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