Author Topic: all about credit cards-thread 4 (Read 132298 times)

snowyice · « **on:** October 23, 2012, 12:18:17 pm »

post away!

whitebishop · « **Reply #1 on:** October 23, 2012, 01:48:37 pm »

will be receiving my standard chartered platinum sabi sa akin 3% rebate on ALL purchases. totoo kaya ito.
also applied for BPI Amore kase mawawala na ang ayala Card and BPI Amore na ang papalit sa perks. plus 5% discount on movie tickets.

PrincessC · « **Reply #2 on:** October 23, 2012, 01:54:25 pm »

^aling cinemas yung may discount sa bpi amore?

lovely_chic · « **Reply #3 on:** October 23, 2012, 06:24:34 pm »

Okay na ako sa BDO cc ko.. I use this for groceries and some other important things like bill payments. And I always make sure that I pay the full amount before the due date.. So far no problem.

mizzybebz · « **Reply #4 on:** October 23, 2012, 07:31:26 pm »

na-approve ako sa Travel Club Allied Bank CC. yey!

na-dispatch na raw, wait ko na lang madeliver sa bahay. maliit lang ang credit limit na binigay, 15K lang. pero super okay na rin since waived naman ang annual fee for life.

chicafabulosa · « **Reply #5 on:** October 23, 2012, 07:46:12 pm »

Quote from: lovely_chic on October 23, 2012, 06:24:34 pm

Okay na ako sa BDO cc ko.. I use this for groceries and some other important things like bill payments. And I always make sure that I pay the full amount before the due date.. So far no problem.

me too. mas madali ko kasi macheck yung outstanding balance through phone or sa net.

as for my citibank, I use it for gas and my son's school expenses. para mas madali makita and mamonitor namin yung expenses.

whitebishop · « **Reply #6 on:** October 23, 2012, 07:53:23 pm »

^^^ayala cinemas po

deiz · « **Reply #7 on:** October 26, 2012, 01:36:28 am »

mga sis..meron bang may promo na credit card ngayon with regard to BALANCE TRANSFER? Gusto ko sana ilipat yung balance ko mula sa HSBC papunta sa ibang credit card.

+aeon_flux+ · « **Reply #8 on:** October 26, 2012, 01:00:19 pm »

Quote from: mizzybebz on October 23, 2012, 07:31:26 pm

na-approve ako sa Travel Club Allied Bank CC. yey! na-dispatch na raw, wait ko na lang madeliver sa bahay. maliit lang ang credit limit na binigay, 15K lang. pero super okay na rin since waived naman ang annual fee for life.

buti ka pa sis naapprove ka na. ako wala parin feedback (baka di ako approved). kelan ka nagapplly sis?

JuanTamad · « **Reply #9 on:** October 26, 2012, 03:56:33 pm »

hi. I have 4 cards with outstanding balances. I had these cards years ago and I am planning to pay it back once I am able. My question is could still be issued a cc after clearing my debts given my bad credit standing? TIA.

yanmae · « **Reply #10 on:** October 27, 2012, 12:25:12 pm »

Hi sisses, yung mom ko po kasi meron din kasi syang RCBC credit card kaso pinabayaan nya kaya napunta sa collection agency yung account nya. Binayaran nya yung sinabing dapat bayaran, tinatanong nya ako if pwede pa bang ipa re-activate yung card nya. Fully paid na sya sa utang nya. Pwede pa kaya sisses? Kasi pinapatawag nya kasi ako sa RCBC hotline to ask re about this pero ask ko muna po baka alam nyo.. TIA

whitebishop · « **Reply #11 on:** October 29, 2012, 01:35:49 am »

^^pag di ka na nakakabayad magiging delinquent na ang status mo... so call them and make a promisory note to pay baka mas maging maganda ang result if you communicate regarding your four cards, better yet file a personal loan and pay all your card debts then close it na para isa lang ang babayaran mo ng loan monthly

^usually pag umabot na sa ganung point bad record na pero you can always try... i might be wrong so try calling them

whitebishop · « **Reply #12 on:** October 30, 2012, 01:37:06 pm »

^yes you may close. but you will have to pay them the remaining balance pa rin.

lovely_chic · « **Reply #13 on:** October 31, 2012, 10:07:52 pm »

At last nakapag enroll na din ako sa electronic monthly billing statement ng BDO. I don't need to wait for my statement of account to arrive coz I can check it thru my email address.

Less hassle for me!

chicafabulosa · « **Reply #14 on:** November 01, 2012, 07:34:23 am »

@lovely chic, sis ako rin i love the online banking nila. i can pay and check my balance without waiting for their printed statement of billing.

And concern ko lang sa Citibank, pag charge on demand you have to do it online what if brownout sa area nyo and need mo pay yung bill di ba. Sana magkaron sila ng charge on demand via phone like bdo. Downside lang ni bdo now is you have to pay extra 10 pesos per charge on demand sa phone

lovely_chic · « **Reply #15 on:** November 01, 2012, 02:57:30 pm »

^ That's the nice thing about BDO sis. Ang hirap din pag nadedelay yung billing statement though I always pay in advance and in full. Ayoko lang talaga na may iisipin pa ako.

nicolle · « **Reply #16 on:** November 02, 2012, 10:51:30 pm »

Hi sis yun bpi cc ko kasi nagulat ako kasi inincrease nila yun credit limit ko eh di naman ako nagrequest na iincrease nila, talaga bang ganun? Kahit dika magrequest ay iincrease nila?

kristinebarrios · « **Reply #17 on:** November 03, 2012, 07:12:24 pm »

^oo automatic pag ng anniversary yung card mo. Sa akin maliit lang credit limit ko sa bpi pero kaka 1 year lang nya nag increase ng 3k kahit papano without me asking for it.

vuzhia · « **Reply #18 on:** November 04, 2012, 06:31:39 pm »

^aba may ganun pala sa BPI, alam ko nag 1 year na ako sa kanila pero waive lang annual fee...okay na sa akin yun, ayaw ko rin ng sobrang laki na CL, afraid ako

kristinebarrios · « **Reply #19 on:** November 04, 2012, 06:58:02 pm »

^ako din hindi ko na pinaincrease kasi I have other cards din. Waived din annual fee ko eh. I love them na hehe

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Author Topic: all about credit cards-thread 4 (Read 132298 times)

snowyice

whitebishop

PrincessC

lovely_chic

mizzybebz

chicafabulosa

whitebishop

deiz

+aeon_flux+

JuanTamad

yanmae

whitebishop

whitebishop

lovely_chic

chicafabulosa

lovely_chic

nicolle

kristinebarrios

vuzhia

kristinebarrios

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