BPI - Thread 3

[cody23]

^^ I think you are referring to dormancy of account, for savings account it takes 2 years of inactivity to be flagged as dormant account. Even then the account will not be closed but will be deducted with corresponding fee per month. The only time they will close the account if the account had 0 balance for certain amount of month.

Regarding the withdrawal, unless the ATM machine is offline or you exceeded the maximum allowable withdrawal amount per day via ATM, over the counter withdrawal, while it is possible, will have a bank service fee charge, P100 i believe.

[izabelle]

^ thanks

i already asked the bank... For as long as meron transaction withdrawal man or deposit sa loob ng 2 years then ok daw yun.

Ayoko kasi gamitin yung ATM card ko as much as possible kasi nakakatakot mga pangyayari ngayon na nawawalan ng pera because of that. Kaya mas ok sa akin over the counter ang pagwiwithdraw. I have another ATM card na i used sa machines.. pero i put small amount lang doon para at least may mawala man hindi ganon kasakit.

[hershey]

Hi. Bukas ba  pag weekend ang bpi sm megamall?

[forumera]

^not open

[brahmzy]

Hi mga sis.. Help naman, Im using BPI blue mastercard, my SOA just came and I was charged for an annual fee of 1550...Eh nage-mail ako for reversal, ang sabi sa akin, 50% lang ang nareverse.

Nairita ako, so nagemail ulit ako na cancel ko nalang, eto ang reply sa akin,

"We regret to hear that you have decided to cancel your BPI Credit Card. We
understand that you also filed the request for cancellation of your card
online. The request is already processed. The reversal should be reflected
on your next statement of account. May we also request you to perforate
your credit card/s for your own security. If you have existing auto-charge
arrangements with any establishment, please coordinate with them so they
may be informed of the cancellation. In addition, if you are enrolled in
our check protect facility, please get in touch with your branch of account
to update your card number.

Please be reminded of the following:
1. You can redeem your available Real Thrills Rewards Points within 60 days
from date of cancellation. Unused points will be forfeited after that
period.
2. In case you wish to have your card reactivated in the future, you may
still do so as long as the request is made within 12 months from today. You
will have to request for a new card and pay a minimal replacement fee of
P400."

Ayan, so my question is, icacancel ba talaga nila un card ko without calling me for confirmation?

Sayang din ang 775 eh, isa or dalawang t-shirt na din mabibili ko nyan..

[ayami]

^ 50% lang talaga sila magwaive. Icacancel na nga siguro. Email kasi yan mas may pruweba sila na sinabi mo nga. Kaya mas ok na via phone lang yung panakot na icut

[brahmzy]

50% din ba un nawaive sayo sis?

Anyway, although another topic eto, tinanggal na ng admin ang threads about RareJob? Cannot find it?

[xtine]

I think it depends on how frequent you use your credit card and savings amount maintained in your account.  If you always incur finance charges and your savings is twice or thrice your credit limit, they will waive the annual charge. 

I just had mine waived last week.  Every year is the same, they charge me with annual fee, I request through email to reverse it and after three days, they will inform me that the reversal will reflect the ff month.

Sometimes, they will really grant the reversal based on how large your investment is stored in their bank. 

[brahmzy]

yes, confirmed, they just cancelled my card.. hahaha. although I can reactivate naman daw within 12 months after cancellation.. I think last year, I charged about Php200,000+ based on my reward points... I never paid late, I was a good payer. Kaya lang 50% lang talaga ang reversal eh.. ewan ko kung bakit..  So, ayon, I guess maraming customers and BPI kaya madali nalang magcancel ngayon ng credit cards.. lol

It's okay, I have my other visa card nman... sa eastwest naman yun, madali naman nila nareverse annual fee two months ago.. strict siguro talaga sa BPI.

[smua2014]

Just opened a joint account with my mom. That's where I'm going to send her monthly allowances. Has anyone tried BPI's outward remittance services? I'm planning to deposit SGD to a bank in Singapore from the Philippines.

[j.adore]

Loyalista ako sa BPI I have several types of accounts. Dito yung unang unang savings account ko since I was in high school tapos yung company eh BPI din ang payroll. Very convenient for me plus tamad lang siguro talaga ako magtry ng ibang bank hehe

[izabelle]

I have a Gold mastercard from BPI since 2009... They always waive my annual fee in full.. Tumatawag ako sa kanila. Never naman ako nagkaproblema sa pag waive.. madali silang kausap.

[artemis26]

mga sis, pa-advise naman.

I recently redeemed my online survey points, and I received a check from Canada, pero ANZ ang issuing local bank.@

the problem lang is that yung name sa check is 'kulang', in the sense na 2 kasi ang first name. Ang nakaregister kasi sa survey acct ko is just may 'main name'. Kunbaga, if my full first name is Marie therese, ang nakalagay sa check therese lang.

Madedeposit ko ba sya sa BPI savings acct ko which is under my FULL name? Hopefully sana may makasagot

[babyboo.0326]

^you may ask the bank na directly, sis. kasi for checks normally if you will deposit to your account you also need to present an ID e. baka naman they will verify din with ANZ before they will have the amount deposited to your account. ask mo nalang sila, sis. and bring the check with you na rin. punta ka na sa bank directly para may kausap kang banker. 

[clairedelune08]

I have a question mga sis. I'm planning to withdraw my paypal funds sa bank account ko. My account is an International Savings account. And yung amount na i wi withdraw ko is in dollars. Is it possible na ma transfer yung funds in peso na? Or do I have to make a dollar account?

[missreese]

mahirap ba magpa waive ng bpi credit card? paano kung di mo naman nagagamit?

[kho_leen]

I love bpi deposit machines.  It has real time crediting and so convenient especially today na holiday. 

[babyboo.0326]

^sis, when you use that, do you need to put your money inside an envelope and seal? mukhang ok siya alternative if you can't wait for the bank to open no?

[j.adore]

Agree! Been using their cash deposit machines for several years now. Very convenient talaga

Downside lang ay kung minamalas na sira o down o kaya nakain yung bills (happened to me once but they returned the money upon investigating on the case I reported).

Hindi kailangan ng envelope kasi bibilangin ng machine yung bills. Usually namimili din ng bills. Sa experience ko, ayaw ng sobrang bago, sira, o may sulat.

[caramelli]

^I agree. Kaya nakakawalang gana na. Minsan pag kailangan kong cash, hindi na ako nanghihinayang mag withdraw sa liit ng interest nila.