PAGIBIG Multipurpose Loan

[xsugar]

Question mga sis..

gusto kong mag renew ng loan ko..i got married in Dec 2015 and updated my records sa HR namin this Dec 2016 as in lahat. the problem is wala pa ako ni isang ID with my married name. How can i renew my loan or can i still apply for renewal?ano need ko ipakita?

[dann1018]

after I got my loan,my company closed so wasn't able to pay may first salary loan .,that was 2 years ago now I got a job and I am planning na byaran sana or to start na hulugan possible pa kaya un..

[tischarmedlife]

^Pag more than 6 months na yata yung MPL, automatic na ide-deduct ng Pag-ibig Fund yung outstanding loan sa total contributions. So baka na-deduct na yun utang mo sa total contri mo. You can send an email to Pag-ibig to check 

[anhing]

after I got my loan,my company closed so wasn't able to pay may first salary loan .,that was 2 years ago now I got a job and I am planning na byaran sana or to start na hulugan possible pa kaya un..

halos ganyan din yung case ko. I got an MPL with pag-ibig but that was like 8 years ago, then hinde pla naforward sa accounting yung voucher, ang ending hinde aku nakapagbayad ng amortization ng loan. Nkalipat na din aku ng employer. May impact ba to sakaling gustuhin kuna mag housing loan?

[chikit]

Check mo sis sa Pag Ibig. Si hubby kase may outstanding MPL din hindi nabayaran since nag separate sya sa previous employer.  I went there to change his status from employed to self paying then I asked how much na yung balance ng loan so we can start paying nga tapos ayun I was told na they already deducted the balance from his fund. Malamang ganun din yung sayo.  Lumiit yung current fund ni hubby pero okay na din at least hindi na lumaki yung interest ng loan. Binabawi ko na lang yung nawala by paying 1k per month for his contribution.

[anhing]

Thanks sis chikit, mas gusto ku na ibinawas na nga lang sa contributions ku yung loan since continuous naman ang contributions ku kahet nagpalet aku ng employer. Yun lang, kelan kaya aku sisipagin pumunta sa pag-ibig. Dito pa naman saten, kelangan ng isang buong araw to transact with a government agency, sayang ang araw

 

^Pag more than 6 months na yata yung MPL, automatic na ide-deduct ng Pag-ibig Fund yung outstanding loan sa total contributions. So baka na-deduct na yun utang mo sa total contri mo. You can send an email to Pag-ibig to check 

sis, do you have their email address? tia

Edited to add: Found this in their website

12. When will the loan be in default and what are its effect?
The borrower shall be in default in any of the following cases:
? Any willful misrepresentation made by the borrower in any of the documents executed in relation to his/her MPL application
? Failure of the borrower to pay any three (3) consecutive monthly amortizations
? Failure of the borrower to pay any three (3) consecutive mandatory savings
? Violation by the borrower of any of the policies, rules, regulations and guideline of Pag-IBIG Fund

In case of default, the outstanding loan obligation shall be become due and demandable. The outstanding obligation shall be deducted from the TAV credited to the borrower, and/or Modified Pag-IBIG II (MP2), if any.

For inquiries, Pag-IBIG Fund?s hotline is open 24/7 ? (02) 724-4244. E-mails can be sent to publicaffairs@pagibigfund.gov.ph.

[bluish_mommy]

I recently filed this loan, kamalasan naman natyempo ako sa migration nila, 1 month na in-process pa rin 

[my_name_is_meg]

Hi. Currently paying as a voluntary member just to continue my savings with Pag-ibig. I am just curious, if I can also avail with their Multipurpose loan just like in SSS na kahit voluntary member ka, you can apply for the salary loan.
TIA.

[morningdivabeam]

I recently filed this loan, kamalasan naman natyempo ako sa migration nila, 1 month na in-process pa rin 

Hassle nga yang migration nila. May one-month akong di nabayaran dahil sa very good kong employer na di ako kinaltasan ng 1st month. Anlayo pa naman ng dati kong employer (Pasay) eh nandito na ako sa ortigas. Nung pumunta ako para sana bayaran na yung kulang e yun nga, naguupdate ng system. Di makuha yung loan balance ko. Hays. Di pa naman ako nakakabalik ulit. Baka sakaling okay na.

[JHUDYDAY]

hello po tanong ko lang kasi i have a first loan in pagibig 2016 i think. and then nag resign ako sa work ko di na napagpatuloy [textspeak!] hulog niya di na nakaltas sa new job ko [textspeak!] previous loan ko until now di ko padin naasikaso. paano po ba mapababa [textspeak!] interest niya and pano ako makakapagreloan para makaltas na ulit ngayon [textspeak!] iloloan ko sa bago kong work. ?

[super bratinella]

Check mo websites ng Pag-ibig sis kasi meron dun mga loan interests plan or binabaan pa nila, dapat ma update mo muna last loan before ka makapag reloan