PAGIBIG Multipurpose Loan

[mikage_matsunaga]

^thanks sis. if 1 or 2 months nang hindi nakakapagbayad may penalty na kaya yun? i better go to the nearest pag-ibig fund branch siguro para buo nang i-settle na yung bayad ko.

[freelancer_babe]

I don't remember, but I think so.

Yung sa akin kasi nagmature na ang loan, kaya yun lahat binayaran ko. Good thing it wasn't a big amount.

Also you need to pay the contributions for the months that were missed. Kailangan updated.

[gorgeous_mommie]

sis georgeous_mommie

this would depend on the number of contributions you have.. so the more na contricbutions mas malaki maloloan mo...

im just wondering parehas ba ang MPL sa calamity loan?

thanks sis.. btw hubby has i think 11-15yrs of contributions na.. were updated naman sa payment and nag upgrade din nga kami since we have now an existing housing loan.. kapag ganun ba ilang % ng total contri ang pwede ma loan?and hanggang ganon lang ba yon pwede talaga i mean may certain percentage?and re. their home improvement loan pwede paba kami maka avail nito instead of multipurpose para ipa improve ang unit namin na under pagibig din naman?and ano kaya mas malaki maloloan kung mpl or itong home improvement??thanks po sana meron nakakaalam..tia

[mikage_matsunaga]

ive come across this site regarding pag-ibig loan payment http://www.pagibigfinancing.com/articles/2011/5-ways-to-pay-the-pag-ibig-fund/
i think settling my remaining loan balance will be easier thru bank payment, may nakagawa na po sa inyo nang ganito? how do i go about the payment process kapag po sa bank? tia!

[freelancer_babe]

ive come across this site regarding pag-ibig loan payment http://www.pagibigfinancing.com/articles/2011/5-ways-to-pay-the-pag-ibig-fund/
i think settling my remaining loan balance will be easier thru bank payment, may nakagawa na po sa inyo nang ganito? how do i go about the payment process kapag po sa bank? tia!

Nakita ko rin yan when I was trying to find other ways to pay PAGIBIG. Self-employed ako.

That blog post is partly right.

Most banks listed do accept bank payments but only if you are an business employing people, not even self-employed like me could do this. Yung mga online facilities nila in doing payments are available for those who work in an office setting and not for individuals who are self-employed.

Like in my case, nagtanong ako sa BPI if it's possible to pay PAGIBIG. It's not possible unless you are a business entity. You pay via BPI ExpressLink (which is for businesses) and not via BPIExpressonline (for individual/personal accounts).

Same is true with Unionbank. They have a separate portal for businesses too that accepts PAGIBIG payments. You can't pay PAGIBIG with just using your personal/individual bank account with them.

I think the only bank that can accept PAGIBIG payments via internet banking (i.e. deducted via your bank account) is Metrobank. I can't say it's working because I simply use my Metrobank account for the little savings that I have and not for paying bills (I use my BPI bank account for that) but the Metrobank hotline verified that their internet banking facility can be used for PAGIBIG payments.

I pretty much assume you are not a business with people employed and using the banks as facilities to pay your people, so no... it's not possible with most banks.... but do check with Metrobank and see if you can pay with your bank account.

And, there's no over the counter payment via those listed banks.

[mikage_matsunaga]

^thanks so much for the very helpful post sis. talaga palang sa pag-ibig fund branch ako dapat nang pumunta. ill post here pag nasettle ko na yung payment ko. thanks again!

[freelancer_babe]

^ that's what I do too. derecho na rin sa PAGIBIG. lalakarin ko pa ang office nila. i also sometimes settle loans earlier than the maturity date para di ko na babayaran ang interest.

[mikage_matsunaga]

^sis pano po malalaman kung kailan yung maturity date ng personal loan ko? nagloan po ako last quarter of last year. sa manila branch na lang ako ng pag-ibig fund pupunta siguro to settle my payment. do i need to bring anything in particular po pag magbabayad? thanks so much po sa replies, pasensya na po andami ko questions..

[freelancer_babe]

^ request ka ng printout ng loan mo when you pay sa customer service section nila. i do that kung sakaling walang pila pag nagbayad ako. they don't mind naman, ako nga madalas magpaprintout.

your cash or check (not postdated) is mostly needed. bring your pagibig receipt if you have. kung wala kang mga receipts, then bring your SSS and/or TIN IDs.

[aicute12]

anyone here na nag avail ng calamity loan?

[reb_woods072683]

i have a question mga sis. pwede ba mag calamity loan kahit may existing salary loan ka? Kaka loan ko lang nung April kasi naisip ko if pwede mag calamity loan na.

[freelancer_babe]

I got this from the PAGIBIG Facebook page. Their website seemed too slowly to load these days considering that I have subscribed to a fast internet service at home!

ADVISORY TO PAG-IBIG MEMBERS AFFECTED BY
TYPHOON GENER AND THE SOUTHWEST MONSOON
MEMBERS’ GUIDE IN AVAILING OF CALAMITY LOAN

1. Get Calamity Loan Application Form. Forms may be requested from any branch of Pag-IBIG or may be downloaded from our
website, www.pagibigfund.gov.ph.

2. Fill out the form. Employed members should make sure the application is signed and certified by their employers.

3. Submit accomplished application form and copies of two valid ID cards to the branch where contributions are remitted.

Employed members may also submit through their employers. Emergency Service Desks will also be opened in selected
locations where members can file their applications for Calamity Loans.

LIST OF AREAS DECLARED UNDER STATE OF CALAMITY
as of 10 August 2012

National Capital Region Caloocan City / Navotas City / Valenzuela City / Malabon City / Muntinlupa City / Pateros
Pasig City / San Juan City / City of Manila / Marikina City / Pasay City

REGION 1 Province of Pangasinan (Provincial Resolution No. 349-2012)

REGION 3 Province of Bulacan / Province of Bataan (SP Resolution No 58 as of 07 August 2012)
Province of Zambales (information from NDRRMC)
Province of Pampanga (SP Resolution No 2703 as of 07 August 2012)

REGION 4A
(CALABARZON)
Province of Laguna (SP Resolution No 4, Series 2012 as of 07 August 2012)
Province of Cavite
Province of Cavite (SP Resolution No. 214, Series 2012 as of July 30, 2012)
Batangas (information from NDRRMC)

[hikarichan]

nag email na po sakin ang pagibig at sinabi nila na approved na ang mpl ko at binigay nila sakin ang check number. paano po ba ipapa encash ang check nila? kailangan po ba talagang ideposit sa bangko? pwede po ba ipa encash sa kahit saang landbank o dapat ba sa landbank buendia na malapit sa pagibig? thanks in advance!

[freelancer_babe]

pwedeng i-encash yun sa Landbank.

pero di ko sure kung pwede sa kahit saang Landbank. kung ganun, nakalagay naman sa check kung aling Landbank branch pwedeng i-encash.

[aicute12]

good to hear kasama na manila. ng last check ko wala pa e lol

[reb_woods072683]

hindi pala kasama ang Las Pinas.

[mscuriosity]

anyone here na nag avail ng calamity loan?

I got my cheque last Sept. 28. Mabilis naman ang processing. Plus maliit ang interes and after 3 months pa ang start ng amortization.

[greyzie]

^sis, after 5 months pa... i also availed the calamity loan kahit me existing mpl. actually a month pa lang ako naghuhulog and it was approved naman. habol ko lang is the lowered interest rate (10.75 to 5.95!).

i am just wondering how they compute for the interest, anyone?

[aicute12]

Magkano ba ang makukuha sa calamity loan? hehe

[misspink]

I got my first MPL loan in 2 weeks! Yipee ang laki. Sabi kasi nila 4k [textspeak!], pero i got around 11k. Yehey   pero parang mas mataas ang interest kesa sa mga coop loans?