Buying a Car

[laine19]

I kinda shopped for rates (BDO, Bank of Commerce, BPI, PSBank, East West) and the lowest is BPI. May promo sila this month kasi anniversary nila.

@angeljolie, eligible kaya ako magapply, since i am based overseas? or mahirap maaapprovan pag ganon situation?
any idea how long yun processing? thanks

[lhanny_07]

mga sis how ba mag-register sa UCPB yung mga repossessed cars dun? paano kaya yun sis, mag-eemail lang ba ako sa kanila, anyone knows? first time ko kasi if ever makapag-register sa ganito.

I think kasi mas safe yung mga repossessed cars sa bank kaysa sa kung anung ads sa internet, what do u think mga sis? Besides, mas ok yung appraised nila dun ata?! Anyone here ba na merong used car loan sa UCPB, di kasi clear sa website nila if how much yung dp % sa used car?

Pa-help po! Thanks!

[clueless]

@clueless, hi! is it required na my bank account ka sa bpi? in 5 yrs how much po annual interest? pls reply. thanks!

i think pwede kahit wala but better if meron.

if you're abroad, you need a co-maker who lives here.

[laine19]

i think pwede kahit wala but better if meron.

if you're abroad, you need a co-maker who lives here.

thanks a lot!

[lhanny_07]

mga sis ask ko lang, when buying a used car ba, what are the payments pa aside from the required DP, insurance at LTO registration fees?

thanks in advance

[gelaest]

Sisses,

Does the Honda Jazz have audio controls on its steering wheel? I am considering getting a Jazz kasi.

This may sound mababaw, but this is a big deal for me! Haha!

Thanks!

[Cheesecak3]

I am excited of getting my brandnew car.

[anneG]

thanks a lot!

I'm getting a car next month c/o BPI auto-loan, you are required to open an account para dun nila ibabawas yung monthly amortization, accdg to my brother inital deposit amount is only 10K.
Btw, may promo ngayon si BPI free compre insurance. My aunt who is a mgr was able to get me a free LTO, free compre insurance and a discount amount of 35K.

[gelaest]

I guess I am no longer getting the Jazz, it's way over my budget na at 899k.

I am thinking of getting the Yaris instead.

[xylene]

I'm getting a car next month c/o BPI auto-loan, you are required to open an account para dun nila ibabawas yung monthly amortization, accdg to my brother inital deposit amount is only 10K.
Btw, may promo ngayon si BPI free compre insurance. My aunt who is a mgr was able to get me a free LTO, free compre insurance and a discount amount of 35K.

sis, our payroll is under BPI and sa BPI they have this save-up dba. part of my salary goes there so yun na ang savings ko. ok na kaya yung account na yun para makapag car loan ako sa BPI?

we're planning to buy honda city 2012, but hubby is in US. it will be my first car so sobrang clueless pako where to start.

[Cheesecak3]

I got my brandnew car under RCBC. Ang nagprocess ng application ko ay ang mismong Toyota na. 1 week na lang naapprove na agad.

[ycka29]

finally had my first car! yay!

[anneG]

sis, our payroll is under BPI and sa BPI they have this save-up dba. part of my salary goes there so yun na ang savings ko. ok na kaya yung account na yun para makapag car loan ako sa BPI?
we're planning to buy honda city 2012, but hubby is in US. it will be my first car so sobrang clueless pako where to start.

baka you don't need to open another account if your payroll is courtesy of BPI.
Car loan will depend on your financial background, you will need a co-maker. My application got approved in just 1 day  i'm just waiting for hubby to come home to submit all the rest of the requirements, my aunt works at BPI kaya mabilis lang approval.

[xylene]

^thanks sis

[whinx]

I'm getting a car next month c/o BPI auto-loan, you are required to open an account para dun nila ibabawas yung monthly amortization, accdg to my brother inital deposit amount is only 10K.
Btw, may promo ngayon si BPI free compre insurance. My aunt who is a mgr was able to get me a free LTO, free compre insurance and a discount amount of 35K.

Wow sis! Laki ng discount and ganda ng free. Got my new car pero hindi ganun kalaki yung discount na nakuha ko... What car kinuha mo sis?

[ycka29]

same here. free yung insurance + may discount din sa unit (45K). btw, from what i understand kapag kinuha mo yung free 1 yr insurance, hindi ka pwede magpalit ng insurance for the remaining yrs or duration ng loan mo.

[whinx]

^what brand ng car sis and where? laki naman ng discount

[jenrb]

^ I have a question, did BPI get the car na rin for you kaya malaki yung discount sa car? TIA!

[ycka29]

Sabi kasi ng tiga BPI, may mga discount daw pag BPI yung bank for the loan sa ibang brands ng car, so double check ko daw with my car dealer/agent. So I asked my agent, sabi niya nga may discount pag bpi. So not sure if this promo is from bpi or from Ford. Btw, i got ford fiesta.

Bpi can help you find a dealer pero personally, mas ok yung ikaw hanap kung san mo gusto kmuha ng car so you can still negotiate yung mga freebies mo.

[jenrb]

^thanks sis!