Author Topic: Houses bought through Pag-Ibig Financing - Share your experiences (Read 189797 times)

hanson15 · « **Reply #80 on:** July 17, 2012, 09:31:45 am »

Sis ang alam ko hindi pwede. Ang alam ko kasi requirement nila is itr. kahit bayaran in full amount ang alam ko sis hindi pwede.

pinklilac · « **Reply #81 on:** July 17, 2012, 12:07:00 pm »

may new member na ba na naka avail ng housing loan at ini apply itong sinabi ni VP binay'

"Binay also bared that by July, new members would be allowed to avail of a housing loan even without the required 24-month membership residency"

amnesia · « **Reply #82 on:** July 17, 2012, 06:29:56 pm »

Pasali din ako mga sis.

Ako naman I voluntarily re-joined PAG-IBIG when I moved to Singapore and I'm paying every 3 months. Nasa P1000 contribution ko monthly. 2014 pa naman turn-over ng condo pero I think more than 1 year na nabayaran ko so konti na lang.

Syempre dapat tuloy tuloy contribution habang may loan tama ba mga sis? Mga P1.2M pa siguro kulang namin upon turnover tapos mga P250k na tax fees etc. Nawindang ako sa interest ng PAG-IBIG pero no other choice. At least mas magaan bayaran monthly. I'm thinking of getting a 5 or 7 year loan mga P1.4M siguro sana ma approve.

When we bought the condo investment purposes naman sya, hopefully the rent will cover the PAG-IBIG loan monthly payments.

amie30 · « **Reply #83 on:** July 25, 2012, 10:04:00 am »

i am confused with sis Ella's post.. AFAIK, advanced payments will be deducted sa principal amount as what is discussed in PAGIBIG loan seminar video, check on 9:37:

http://www.pagibigfinancing.com/articles/2012/how-to-become-an-expert-in-pag-ibig-housing-loan-in-25-minutes-or-less/

piatos · « **Reply #84 on:** July 30, 2012, 11:43:48 am »

^thanks

happyfemme · « **Reply #85 on:** July 30, 2012, 02:05:27 pm »

how much ba ang pinaka mataas na loan na binibigay ng pag-ibig? depende sa contribution ba?

jonielle · « **Reply #86 on:** July 30, 2012, 02:17:56 pm »

Quote from: happyfemme on July 30, 2012, 02:05:27 pm

how much ba ang pinaka mataas na loan na binibigay ng pag-ibig? depende sa contribution ba?

no it depends on your capacity to pay

piatos · « **Reply #87 on:** July 31, 2012, 01:29:40 am »

^bro, ang 3m ba 3 years ka rin maghuhulog para makakuha ka ng loan n worth 3m? thanks

jonielle · « **Reply #88 on:** July 31, 2012, 01:40:32 pm »

@piatos

maam yung mga sagot ko po dito sa mga question eh base lang po sa nalalaman ko ah hehe

yung 3m maam si pagibig po ang mag dedecide nyan kung pwede ka umutang ng ganyan kalaki, and yung 3 years na hulog hindi po 3 years, 2 years lang po na nakapag hulog ka pwede na po ikaw umutang sa pagibig

hanson15 · « **Reply #89 on:** July 31, 2012, 05:02:02 pm »

sis @piatos heto yung sagot mo sa tanong mo:
http://10pagibigarticles.blogspot.com/

Just in case kasya ng salary mo yung uutangin mo pero yung contribution mo is kulang. Ang gagawin ng pagibig iaadjust yung hulog mo per month para lumaki yung contribtion mo.

piatos · « **Reply #90 on:** August 01, 2012, 12:21:11 am »

^thanks sis

amie30 · « **Reply #91 on:** August 01, 2012, 05:20:58 pm »

may nakaattend na ba sa inyo ng BORROWER's VALIDATION? i had my Notice Of Approval last month, and sabi ni developer, bagong requirement ni PAGIBIG to as part of the pre-requisite docs for loan release.. you have to go to their office and not sure if this is a TALK or something.. I am scheduled this Friday eh..

bump · « **Reply #92 on:** August 06, 2012, 06:41:58 pm »

pa join ako. nun saturday bumili kami condo under pag-ibig din. wala pa namen kme na eencounter

athena_palencia · « **Reply #93 on:** November 09, 2012, 05:31:01 pm »

Hello,

Patulong naman. Naguguluhan kasi ako, nag-start kami ng application ng pag-ibig april 2012 pa, November na hindi pa din nare-release yung check.

Eh sabi nung developer namin, after daw namin magbayad ng d/p magbabayad kami ng Pag-ibig pendency ba yun until ma-release yung loan? so monthly kami nagbabayad. Ask ko lang, lahat ba ng binayad namin sa developer mababalik sa amin once the check is released?

Thanks!

myLife26 · « **Reply #94 on:** November 10, 2012, 11:43:16 am »

ask ko lang po yung 24 months po ba kailangan straight? or atleast 24 months na di monthly. kasi si bf nakakapagbayad lang kapag nakaON BOARD sya. pero kapag nakababa hindi sya nakakabayad. pwede pa din ba makapagLOAN kapag ganun?

tabularasa08 · « **Reply #95 on:** December 27, 2012, 01:08:32 pm »

sisses, saan kaya ako mas makakamura nito? meron kase akong nakitang foreclosed property worth 1.3M, house (duplex) and lot na kaso yung house kelangan na din irenovate. pero okay pa naman tirhan. yung isa naman is lot lang worth 750,000 tpos plan ko nalang sana i-loan as purchase of lot and house construction, [textspeak!] simpleng bahay muna. di pa ako maka-decide which of the two yung iloloan ko sa PAG-IBIG. alin kaya ang mas okay, less hassle yung processing and mas makakamura? TIA!

cheskacruz · « **Reply #96 on:** December 27, 2012, 06:13:22 pm »

Hi mga sis, how much do you pay for your pag-ibig monthly? Gusto ko sana taasan ang hulog ko, pwede na kayang sa HR namin yun, para maprocess and madeduct sa salary ko.

angeleigh · « **Reply #97 on:** January 12, 2013, 11:51:58 am »

Nosebleed ang site ng pagibig... why cant they make it simple. Or slow lang ako ngayon?!

younis · « **Reply #98 on:** January 13, 2013, 01:03:15 am »

^^sis they will appraise the property and usually 70% to 80% of the house worth ang pwede nilang sagutin sa property mo ganyan din sa bank. I-e-equity mo yung kakulangan.

gurlzat03 · « **Reply #99 on:** January 16, 2013, 12:57:33 pm »

^ thanks sis for the information. at least ngayon clear na.

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Author Topic: Houses bought through Pag-Ibig Financing - Share your experiences (Read 189797 times)

hanson15

pinklilac

amnesia

amie30

piatos

happyfemme

jonielle

piatos

jonielle

hanson15

piatos

amie30

bump

athena_palencia

myLife26

tabularasa08

cheskacruz

angeleigh

younis

gurlzat03

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