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I think people who are mabisyo, mababae/malalaki, etc. are prone to lose their money din. Magastos din yun ah. And people who can't take care of their personal affairs are more likely to spiral out of control tapos affected lahat, even finances.So I'd rather struggle. Our family struggled but we have the best parents. Basta madiskarte at masikap, you'll find a way to survive.