Best Bank to Open a Checking account

[lonely_dad]

dapat di basta basta nagbibigay ng checking account mga banko. ang dami mahilig mag issue ng cheke tapos wala naman pondo

[brandi]

I got mine from RCBC. Wala talaga ako any plans from this bank however the property that i purchased has tie up with them for easy loan processing. I needed to open a savings account prior. 5k lang naman thpugh I got the one with passbook and atm so I shelled out 10k. For the checking account, another 10k. I opened both at the same time and got the check book before I left and I think I paid 150 for that if I am bot mistaken. No regrets din naman kasi na realize ko altely sobrang hassle free dahil laging walang pila sa RCBC. Had I opened a checking account in my usual banks such as bpi bdo and ps bank, baka abutin ako lagi ng siyam siyam waste of time. So napabuti naman na sa RCBC ako napadpad. 😂

[atemai]

ano usually requirements to open a checking account?

[hisana]

There was this one time that I issued 500k and wrote 500 pesos only and pinagbigyan ako.  I felt valued as a client na pina-go ang check.

Sis, excuse my ignorance/confusion, pero do you mean na magkaiba yung amount na nakalagay sa check? Hindi ba sila strict dapat kapag ganun?

[janachen]

ano usually requirements to open a checking account?

Depende sa bank at branch sis.. LOL

Noong nag open ako ng checking sa BGC-BDO ang requirements sa akin 6months na savings+ID

Noong sa ibang branch nako, ang nirerequire sa akin dapat daw may atleast 50k ako sa savings account bago makapag open ng checking +ID. 

[ishopnowfeelguiltylater]

mukhang OK magopen sa BDO. I dont have one with them pero here's what happened.

I tried depositing a BDO check to my BDO S/A. Sabi ng teller sakin, di pa daw pwede iprocess. kausapin ko daw si client baka daw may ineexpect siyang funds. Di sinabi directly pero, in short, walang sufficient funds yung account. Diba dapat bounced na pagganun?

Masyado naman sila mabait sa clients nila, disadvantageous nga lang sakin kasi babalik pa pala ako pagavailable na. So lumipat ako sa BPI at dineposit ang BDO check sa BPI account ko, encountered no problem.

[PwedePadala]

For me the best bank is PNB because I was able to open a PNB account in Canada. Luckily they have a representative in Calgary so I don't have to go to Vancouver, although I would love to para maglakwatsa.

The downside is it took a long time to get the ATM card. OK na rin, at least, nakasave ako ng pamasahe. Pangdeposit na lang yung gagastusin ko sana sa biyahe. 

[BAISANAN]

PS BANK

[sha_0303]

We have our checking account opened in EastWest Bank paseo de roxas legaspi near greenbelt 1, besides Corinthian plaza.

Regular checking is P5k.. With checkbook amd optional with a visa debit card.

CheckMax Account is P20k... Checking account with passbook,  interest bearing and optional also of a visa debit card.

Much better if you have existing savings account with them.. But if none,  the approval will take 2 to 3 days.  They need your complete name with middle name,  birthdate,  address, tin number and contact number.

Once approved, you need to bring your valid ids and proof of billing.

[emx]

Hi! I want to share with you kung ano checking account ko. Just this month, nag open ako ng account. Una ko pinuntahan is chinabank since yun ang malapit saakin. But they wont allow you to open one unless you have savings account with them atleast 6 months tenure. So hindi ako nakapag open.second na pinuntahan ko is security bank. 25,000 maintaining balance.but unlike sa chinabank,kahit first account mo pa lang, pwede. May atm and passbook pa na kasama and insurance.pero hindi ko lang naintidihan yung computation ng insurance.just ask them na lang. and since 100,000 ang deposit ko, they enrolled me as gold member.kaya no need to fall in line plus other benefits. Free checkbook na din kasi may promo sila

[ninabhel]

I have a BDO Checking account. Hassle free yung pag open ko. Nag dala lang ako ng valid ID's then chineck if I have an account with them, I provided my payroll account and they asked bakit need ko ng checking. Sinabi ko lang na kelangan ng PDC para sa monthly amortization ng bahay thru pag-ibig. Then yun na, nakuha ko yung checkbook agad. Pero yung mga sumunod, pre-order pa. Like 2 weeks bago makuha. Maintaining balance is 5k.

[ishopnowfeelguiltylater]

^^you get 1 checkbook free annually if gold member ng security bank

[Ghell06]

Up ko lang this thread mga sis. Ask ko lang any suggestion po if saan bank maganda mag open ng checking account? Thanks in advance!

[hisana]

Kumuha ako ng security bank all access, though 25k nga lang ang maintaining. I have BPI accts but I got this product kasi I want to try another bank and meron kasing malapit lang na branch dito and medyo aggressive ang marketing, hehe. Madali lang mag-open. I think most banks have this 2 in 1 or 3 in 1 product naman. It?s an option if kailangan na talaga ng checking.

[barbillie]

Check account sa BPI and Metrobank. So far, okay naman ang experience ko sa kanila.

[simang]

BPI, so far okay naman. Mabilis lang mag open and convenient since I have a savings account with them so mabilis magtransfer ng funds if kelangan pondohan.

[airish_2]

Speaking of this nag try kami mag open ng checking acct. Sa mismong BPI branch kung saan nag open si hubby then nag ask sila saan gagamitin sabi namin para sa house I mean pag nag purchase kami kailangan daw may mga papers na kami before kami mag open hindi ko gets? May specific requirement ba pag kuha ng cheque?

[simang]

^sa amin sis parang walang requirement na hiningi, tinanong lang purpose.

[airish_2]

Yun nga din alam ko naloka ako kay ate sa mukha pa lang niya ayaw niya then hiningan kami ng papers chenes.

[eischied_21]

^ Baka naman the usual requirements like ID, proof of billing address ang meant ng bank staff sis.