Best Bank to Open a Checking account

[leslee_santos]

Hi! Which bank does offer a low minimum and best for you to open a checking account? 

[puccababy]

Hi, sis! I am in no position to say what bank would be best, but I could recommend CityState Savings Bank. Would you happen to know if there is a branch near you? I inquired about opening a checking account with them last Monday. They informed me to wait until Wednesday because I am not a long time depositor and they would need to check on my profile and details. By Thurs, I gave them a call asking if I have been approved to open a checking account. Okay na daw. That fast. That easy. Their regular checking account requires you to deposit 5K, and that is the min ADB na rin. When I got approved, I asked the person I spoke with, branch mgr yata, if I could open the CityMax account (checking, atm, and passbook), and he said yes. Minimum ng CityMax is 1.5K. You can make a withdrawal thru the ATM, but not over the counter using your passbook. The passbook daw is for recording purposes lang. Cash deposits lang din pala ang pwede for the meantime. All you need to submit : 2 govt issued id's, proof of billing, and 2 id pics.  HTH!

[materialistic]

Ako sis, suggest ko, the best bank to open any account is the bank nearest your house or your business. Para lahat madali kasi malapit lang.

[constip8d]

for me ucpb, P5k lang to open an account and very relaxed ang environment sa mga branches nila

[jmeangeL]

mine is with BPI. 10k ang opening at maintaining balance. it comes with an ATM account and you can withdraw from there if you need cash fast. no charges.  then you can enroll it to online and mobile banking so you can transfer from 1 account to the other.  BPI din kasi ang payroll account namin, so I can transfer from payroll account to my checking and v.v.

if 10k is too much, then try BPI Family. 5k lang ang opening.  but based on experience you have to be a client of a bank for at least 6months for them to grant you a checking account.

[RuChe]

Chinabank offers a checking account, passbook and ATM all-in-one for maintaining balance of P5k.

[lhanny_07]

in RCBC Savings only 2500.00, but not earning interest,,,,

[PinKisH_23]

Mine is PNB, wala akong choice eh yun ang recommended ng developer ko. P10,000 to open, maintaining balance is P2,500. Since Bulacan ako at Shang ang account ko, may P100 na fee for depositing outside Manila.

[SartorialMum]

Hubby and I had very good customer experience with BPI. 10k maintaining balance

[sachism]

chinabank lang nakapagbigay ng gusto kong checkbook, pasbook at ATM na mababa lang maintaining plus pwede online so linked sa savings to transfer funds easily kung may kelangan pondohan

[chin66ay]

gusto ko rin ang BPI... only at BPI na kapag may BPI check ka, good as cash. no need to go to the branch where it was issued. galing!

[a_y_e_n]

bpi din ako. i think kung san ka may existing savings account, dun mas ok mag-open ng checking account.

[kaiz]

We have a checking account at bpi. So far ok naman, satisfied kami although mataas maintaining balance since checking with atm yun.

Malapit na mag open yung chinabank na malapit sa amn and i plan to open an account din sa kanila soon

[pretinnes]

BPI din kami. so far, okay naman.

[katrinac]

For me BDO. 5k ang initial - plus ATm narin. 5k din ang maintaning

[sonncza]

bdo ata 25k for checking account sis, not sure, yan tanung ko

[numonorean]

Minimum deposit and maintaining balances:
BDO - 5K
BPI - 10K
Citibank: 20K
HSBC - 25K (100K Total Balance of all accounts with HSBC)
 

[numonorean]

^You can, sis.  They offer personal banking din, although mas kilala sila sa credit cards at business accounts.

[j27]

chinabank - P5k minimum & maintaning, with passbook (not with atm, when i opened an account)
ucpb - P5k minimum & maintaining, with atm

[numonorean]

^^The one on Paseo, sis.