What's the best insurance company in the Philippines for you and why? Pt. 2

[juicy]

^sis  juicy magkano ang babayaran annually for 10years para diyan sa 500k face value nang aspire60? also the cash endowments does that mean kahit kinukuha ko sila every year (para din siyang cash payout tama) lalaki pa din when i you turn 57? kase for other plans lalaki lang sila kapag hindi mo kinukuha

nasa 47k ang annual
wait itatanong ko pa kay mother ko kung mag eearn ng interest pag di kinuha ang endowments, di kasi pumasok sa isip ko na di ko kukunin ang yearly endowments e. 

[miksha]

^thanks! for other plans kase ganito. for example when you get to 55 you start getting the monthly payout of say 5k. ngayon kung hindi mo siya kukunin mageearn siya nang interest so lalaki ang makukuha mo after a few years. pero kung kukunin mo siya monthly/annually hindi na siya tataas. as is siya na 5k for 10years. after 10years stop na ang payout. yung life insurance na lang ang matitira na makukuha na syempre nung beneficiaries mo.
kung meron nga lang sana na bank (na matatag and reliable ha) that gives out 8% interest mas better deal yon.  you can invest your 500k and get the interest annually papatak 5k/month ang nakukuha mo hindi mo na need hintayin ang retirement age mo pa. kaso wala ako makitang ganyan na bank.

[juicy]

^yes daw, mag-e-earn ng iterest pag hindi kinuha

[wicked_sweet]

pa pm naman ako ng kilala nyong agent around Angeles City, Pampanga

thanks

[teeyah]

Check out nice information from recent news re: life insurance. Hindi na sya boring topic at all!  http://bit.ly/NFoUMG

[lady_jhade]

kami ni hubby tig 2m (1m 2yrs na and another 1m mag 1 yr pa lang) ang insurance coverage na nakuha namin sa sunlife VUL (flexilink).  Nag add on na lang kami ng mga riders

Plan namin mag add up pag nakaluwag luwag for investment purposes.

[megansmomma]

san ba maganda kumuha ng educational plans ngayon? sunlife at bdo lang alam ko. yung pwede yung quarterly payment? tia!

[teeyah]

Most life insurance companies have educ plans (on a different model than before) to avoid CAP-like situations. Both Sun Life and BDO are great and stable companies naman

[megansmomma]

^thanks, sila kase choices ko. kaso parang mas mahal sa sunlife?

[brandi]

kamusta mag work sa mga insurance companies? i heard walang monthly salary. commission basis lang daw kaya dapat makabenta ka daw talaga.

[teeyah]

^I work for Sun Life but in the HO. Our financial advisors though, are very well commissioned. You can check out how it is to be in a career like that here: http://bit.ly/PNKOOh

As for kailangan makabenta, I think it is like that naman talaga in any Sales job

[brandi]

So if i apply as a financial advisor may monthly salary naman?kung advisor ako i can still sell policies di ba?

[teeyah]

^Your monthly salary depends on your sales/recurring serviced clients if any. Shempre if no sales, no salary. But at Sun Life, your boss/manager will not let it happen naman na walang benta. At Sun Life, the managers will help all her advisors, even accompany sa sales calls to train the advisors real well

[mhy_pie03]

Strategically speaking the number 1 insurance company in the Philippines as far as I know if Philam. My father has this Time Deposit Account type like in Philam so sobrang liit ng kita tapos hindi pa inexplain maigi ng ahente yung ibang rules and terms kaya ang ending kinailangan niyang bayaran ulit yung premium kasi hindi na raw self-sufficient yung dividends. Yung education plan din namin sa kanila sobrang liit lang din. Mas mahal pa tuition namin.
Ako naman I have a VUL with Prulife. I am not really happy with my agent because after magkakuhaan ng policy wala ng update from her except kung may i-ooffer siya ulit. Though I do get updates from the company itself regarding the investment trends still it is important to update or at least meet your client kahit once in a blue moon.
Anyways the rule of the thumb whenever you are to invest your money, be sure to look for a person who's not only good in sales but someone who would teach you more about how to improve your financial status in an overall perspective. That is the reason why they are called financial advisors in the first place.
Hindi ako affiliated sa kahit anumang insurance company pero since then it has been my advocacy to teach people for free where to invest, how to grow your money and the purpose of it all. Si bf din is a Sunlife Financial Advisor so if they are interested I recommend him kasi alam ko naman na they're in good hands. Takot lang niya siyempre karamihan ng clients niya friends ko.

[sis.cattleya]

Policy holder ako ng Sunlife. When I learned kung gaano kaganda ng products nila, I accepted the job na inoffer nila as financial advisor. Gusto ko kasi tulungan ate ko and mga friends ko when it comes to financial management. Mahilig kasi silang magshopping.Kaya walang napuntahan yung salary after 10 years of working. Maganda naman kasi alam nila sa stable ang yung insurance company talaga and may naitatago sila for the future. Nadiscipline pa sila when it comes to their finances.

[eischied_21]

Up ko lang ang thread. I also want to get retirement from Sunlife soon. I had one with Manulife and Philam na.

[teeyah]

Policy holder ako ng Sunlife. When I learned kung gaano kaganda ng products nila, I accepted the job na inoffer nila as financial advisor. Gusto ko kasi tulungan ate ko and mga friends ko when it comes to financial management. Mahilig kasi silang magshopping.Kaya walang napuntahan yung salary after 10 years of working. Maganda naman kasi alam nila sa stable ang yung insurance company talaga and may naitatago sila for the future. Nadiscipline pa sila when it comes to their finances.

Yay, happy to know!

[Jhan]

Try niyo AXA Philippines. AXA is now on the 20th spot in Fortune 500 global ,, up from rank 25th last 2011. Metrobank is the fund manager. We have academix, retirement, VUL plans  http://money.cnn.com/magazines/fortune/global500/2013/full_list/?iid=G500_sp_full

[mgrayzee]

May kakilala ba kayong maalagang agent sa insurance that you can refer to me.

[Marie_25]

Hi guys, I'm a sunlife financial advisor. If you have concerns and questions I can help you..Thanks!