Anong ONLINE REMITTANCES ang gamit niyo?

[khat]

mga sis,pa share naman kung may alam kayo na online remittances na subok niyo na at trusted,yung reasonable naman yung fee at di naman masyado matagal yung transaction,gamit kasi namin is xoom,i don't know what happened to them,na terminate yung account ko and sa husband ko,eh ang tagal na namin ginagamit yun para pagpadala,hindi ko tuloy alam kung saan ako magpapadala online na trusted talaga,yung western kasi dito grabe ang taas ng fee,TIA mga sis

[lyn]

@khat, you can always registered again sa xoom sis. Yung xoom account ko before din wala na. I have a new one. Xoom is much cheaper. Especially if you used your US Bank account. It just takes at least a day if yung senisend mo na amount is big na like $1500 or more. Even kung malaki sending mo like $2500 the fee is only $7.99. You can hasten the sending when you follow the instruction doon, to look at your bank account and input the exact debitted amount there. Once you click ok, it will be ready for pick up na. Or whatever method you use, the money will be available.

To get the $7.99 fee you have to use your US Bank account, if you used your debit/credit card the fees are more. And the more you send the more the fees will be too. Not like using your US Bank account, na fixed lang yung fee na $7.99.

[khat]

^ sis nag open nga ako ng account  kaya lang cancelled transaction ako,dati kasi yung kay hubby's account ang gamit namin,matagal na namin gamit yung account na yun,at ok naman,until last 2 weeks he got an email from xoom,na terminate daw yung acc. niya,di naman nila sinabi kung ano dahilan,checking account pala ang gamit niya dun,tapos this time ako naman ang nag open ng acc. sa kanila,tapos ayun they sent me an email na transaction cancelled daw,kaya nagtaka kami,eh this time yung credit card naman ang ginamit ko,kaya super inis talaga ako,ayun tumawag ako sa kanila,sabi daw,nadamay daw kasi yung account ko dun sa account ni hubby,hay ang gulo nila,  that don't make any sense talaga,ibang account naman kami at ibang bank account ang gamit namin eh,pano madadamay?  dati hindi naman sila ganon,this time we try other online remittance,hopefully it will work,by the way,nabasa pala namin na last year daw Xoom got hacked,kaya siguro ganun,oh well

[lyn]

^ahhh I see, that's weird.

Hmmm..ganun bah? Well, hindi naman na affected yung account namin. Salamat sa Diyos.

I guess you could try Money Gram. They're cheaper too.

[khat]

ang weird nga sis eh,and nakaka inis pa,they cancelled my transaction,but they didn't unauthorized the money sa credit card company ko,nag 3 way call pa kami,kaya na stress talaga ako sa kanila,sayang naman ,gustong gusto ko pa man din sa kanila,kasi they have the lowest rate so far, tapos and bilis pa ng transaction,it's good sis ok yung account mo sa kanila,oo sis nasa list namin yung money gram and remit home,although we never tried them yet,my hubby said remit home is US Based daw,so yun muna yung ginamit namin,will see how it works,then next time try namin Money Gram,

[lyn]

^Weird nga yan sis. Can't you demand sa xoom ano talaga ang reason why they cancelled yours and your hubby's account?

I think you can demand naman why...

That is so weird... ngayon ko lang na encounter na ganyan.

[khat]

nung tumawag kami sa customer service sis,sabi nila mag email daw kami dun sa customers appeal,nakalimutan ko na yung email add nila,para malaman daw kung ano violation nagawa ni hubby, super gulat kami bakit may violation eh nag se2nd lang naman kami ng money sa mom ko,naka indicate naman dun na yung money is for my sister college tuition fee,and we've been doing that for so long na,hay...confusing talaga,sabi nung naka usap namin,baka daw yung reason nung violation is that my husband been sending money to this 3 persons,nasa record ata nila,eh funny dahil yung 3 persons na yun is me and my sisters naman,if they can see,pareho lahat kami ng last names,lol,when i'm still in pinas pa kasi husband sending money of course under my name,now that i'm here,were sending money na under my other sister acc.,eh nasa abroad na rin yung sister ko na yun,kaya ayun we send the money again dun sa isang sister ko naman,eh acc. ni hubby ang gamit namin sa lahat ng transaction na yun,kaya baka daw yun yung reason kaya na terminate yung account niya,it don't make any sense talaga kaya ayun si hubby sa sobrang upset ayaw na niya mag appeal sa kanila,sumakit daw ulo niya,lol,marami pa naman daw ibang remittance,nanghihinayang lang ako dahil trusted ko na kasi sila

[lyn]

^Ahh...mag appeal ka nalang sis. Sabihan mo sa sitwasyon para maunderstand din nila. Kasi din money yung business nila kaya ganyan ka paranoid at strict just to be sure na everything is all good. Tawagan nyo ulit and ask for the email again para ma appeal ninyo. Sayang din kasi.

[anmar]

I bank with Wells Fargo and they have Globe Remittance Services to the Phils. It only cost $3.50 to send money and kuha naman nila kaagad yung money. You must go the branch to send money on the first transaction. And you can call them na for succeeding remittances. Wala ata silang online option to send money.
https://www.wellsfargo.com/per/intl_remittance/asia

[khat]

^ thank u sis sa info kaya lang were in slidell kasi sis eh,maliit lang yung community dito,kaya wala masyado mga branch or any remittance na pwede magpadala,the only thing i know is western,pero ang taas ng fee,kaya mas ok sana kung online remittances,para madali ma access,pero thank you pa rin sis

[lyn]

^sis khat, how about BDO sis?

Ito link: http://www.bdo.com.ph/Personal/FinancialServices/Remittance/BDORemittanceServices.asp

Or LBC Padala?

Ito link: http://www.lbcexpress.com/

[khat]

^ sis thank's a lot talaga,ang dami mo naman alam,heaven scent ka talaga dito;D,pag aaralan ko yung sa BDO,since my account dito yung mga sisters ko

[lyn]

^You're welcome sis. Ang daming mga remittance sis.

Johnny Air Cargo also have money remittance although their method is you have to go to their branch and fill up a form, pay the fees and present ID's.

But they also have this Johnny Air Visa Card. Like a debit card sis.

Here's link:
http://www.johnnyair.com/?page=35
http://www.johnnyair.com/?page=36
http://www.johnnyair.com/?page=76

PNB also has one, here's the link:
http://www.pnb.com.ph/rci/

[pretinnes]

western union or BDO.

[anmar]

Sis baka you might want to try Lucky Money. My officemate sends money thru them kasi they have a branch here in our area. May online remittance din sila.
https://www.luckymoney.com/#STATE_CONVERSION

[lyn]

^nice...cheaper yung fees if gamit echeck/bank account. $5.99 as compared to xoom na $7.99 yung fees nila.

[qt_ben17]

i use PNB.  lowest kasi siya dito sa area ko compared to western, bdo/metro

[pretinnes]

I bank with Wells Fargo and they have Globe Remittance Services to the Phils. It only cost $3.50 to send money and kuha naman nila kaagad yung money. You must go the branch to send money on the first transaction. And you can call them na for succeeding remittances. Wala ata silang online option to send money.
https://www.wellsfargo.com/per/intl_remittance/asia

sis interested ako dito kasi nakita ko sa website nila $5 lang ang transaction fee. totoo ba to?also, ano ang exchange rate nila? like if $1.00=php na current or may sarili silang exchange rate gaya sa xoom?thanks.

[anmar]

Yes $5 ang fee. Kaya pala $3.50 sa akin kasi discounted yun based sa account ko. May discount kasi depende sa checking account mo based sa footnotes nakalagay.
I call this #800-556-0605 kung magkano ang exchange rate nila for the day. Paiba-iba ata per day.
Today 2/25 i check the diff rates:
Wells Fargo P42.87 =$1
Xoom P42.8402 =$1
Lucky Money P42.85 =$1

[lyn]

^Yeah, mahal yung wells fargo pag wala kayong account.