Checking your SSS, Pag-ibig and Philhealth contributions

[twenty5]

Hi I have this problem with SSS

I've been working in a BPO industry for 10years now and ugali ko na itago yung mga payslip ko eversince. Nowadays ang payslip online na so what I still do pinapa print ko pa din.

what happened was, [textspeak!] unang unang employer ko ibang SSS# yung nalagay nya, I found this out nung nanganak na ako sa eldest ko. Sad to say wala na yung dating employer ko at binili na ng ibang company... I would like to know paano ko ba mareresolve ang issue na to? I stayed 5 years sa company na yun..  And parang 3 years lang yung nailagay sa contributions ko.... Sayang ang contributions ko... As in.. Simula ng nangyare sakin to.. Lage na ako nag check ng contributions ko...

[janicemerino]

helo good pm, mag inquire po sana ako,,if nahulogan ba sa compnya yung sss at phil health ko.

[fionaapple]

Hi I have this problem with SSS

I've been working in a BPO industry for 10years now and ugali ko na itago yung mga payslip ko eversince. Nowadays ang payslip online na so what I still do pinapa print ko pa din.

what happened was, [textspeak!] unang unang employer ko ibang SSS# yung nalagay nya, I found this out nung nanganak na ako sa eldest ko. Sad to say wala na yung dating employer ko at binili na ng ibang company... I would like to know paano ko ba mareresolve ang issue na to? I stayed 5 years sa company na yun..  And parang 3 years lang yung nailagay sa contributions ko.... Sayang ang contributions ko... As in.. Simula ng nangyare sakin to.. Lage na ako nag check ng contributions ko...

sumulat ka sa SSS.

[ieiky]

^^Parang ganyan din ang nangyari sa Pag-ibig ko naman. Hindi nag rereflect 'yung sa recent employer ko which is from 2011-present. Ang nag rereflect lang  online ay 'yung from 2010-2011 sa unang pinasukan ko na company. Sabi ng accountant sa present company ko, need ko ipa-consolidated ang contribution ko bago ako makapag file ng MultiPurpose Loan.

Haaay.. wala bang ibang way to do it online since I'm not in Manila? 'Yung  previous employer ko daw kasi Mandaluyong branch,  then 'yung present ay Makati branch.

[twenty5]

^^Parang ganyan din ang nangyari sa Pag-ibig ko naman. Hindi nag rereflect 'yung sa recent employer ko which is from 2011-present. Ang nag rereflect lang  online ay 'yung from 2010-2011 sa unang pinasukan ko na company. Sabi ng accountant sa present company ko, need ko ipa-consolidated ang contribution ko bago ako makapag file ng MultiPurpose Loan.

Haaay.. wala bang ibang way to do it online since I'm not in Manila? 'Yung  previous employer ko daw kasi Mandaluyong branch,  then 'yung present ay Makati branch.

Sis madali lang magpa consolidate ng Pag Ibig, I had this done last Feb 10th, OKay na okay yung records ko pina print ko sa Pag ibig Okay naman...

Antay pa daw ako ng 1 month to know kung pwede na ako mag loan ulet.

[ieiky]

^talaga sis? How much ang puwede ma-loan kapag first time? Never ko pa na-try kahit saan eh.

[mariz11]

^ Hi sis! To have your contributions consolidated you have to know yung branch kung saan ni-re-remit ni previous employers mo ang contri mo and the period as well para mas sure. Then you fill up their "Request for Transfer of Member’s Records and Loan Details (RTMRLD, FPF400, V01)" which can be downloaded in this site: http://www.pagibigfund.gov.ph/dlforms.aspx#providentforms I think pwede niyo ipa-submit sa HR niyo yan.

For MPL you must have at least 24months of contribution. Up to 80% of your total accumulated Value or your total contribution ang pwede i-loan for MPL. I think dapat at least 5yrs ka ng working to be able to loan the 80%. Ayun. Hope this helps

[twenty5]

^talaga sis? How much ang puwede ma-loan kapag first time? Never ko pa na-try kahit saan eh.

OKay lang sis, ako naman e nung nasa Pagibig ako, sinamantala ko talaga lahat ng tanong ko. Habang nag priprint si ate nag tanong ako ilan pwede ko maloan, so add add si ate sa mga contribution ko, since 1 dekada nko nagtatrabaho plus plus mga ibang company na 1 month lang ang stay ko, pag compute nya nasa 13k lahat.


Yung sayo sis hindi ko alam  kasi depende pa din sa contributions mo

[ig0rota]

^^Parang ganyan din ang nangyari sa Pag-ibig ko naman. Hindi nag rereflect 'yung sa recent employer ko which is from 2011-present. Ang nag rereflect lang  online ay 'yung from 2010-2011 sa unang pinasukan ko na company. Sabi ng accountant sa present company ko, need ko ipa-consolidated ang contribution ko bago ako makapag file ng MultiPurpose Loan.

Haaay.. wala bang ibang way to do it online since I'm not in Manila? 'Yung  previous employer ko daw kasi Mandaluyong branch,  then 'yung present ay Makati branch.

we have the same situation! magloan din sana ako pero dahil nagchange employer ako, di na natuloy. need ko pa daw pa consolidate yung contri ko. haaayz.

[ieiky]

@twenty5 and @mariz11

Thanks mga sis! Aasikasuhin ko talaga 'toh pag uwi ko sa Manila.

[twenty5]

sure sis ieiky

Pero pwede mo ata check din muna sa site ng Pagibig sis san ba province mo?
Baka meron naman sa place nyo din sis para hindi kana din mahirapan.
Nakita ko dun sa site ng Pagibig sa bandang baba "contact us" Luzon, Visayas, Mindanao tapos NCR mga branches na available. Try mo sis

[ieiky]

^ Nasa China ako ngayon sis. Patay. Pati pala ang PAG-IBIG and SSS contributions ko, nag stop simula nung dito ako na-assign. Nag iba na daw kasi ang kontrata ko at pati tax dito ako nagbabayad.

Magpapavoluntary membership na daw ako. Paano ba 'yun? anong mangyayari kapag may laktaw ang pagbabayad?

Chineck ko, hanggang October 2014 lang ang bayad ko. Gusto ko sana tuloy tuloy ang payment ko para sa retirement at kung gusto ko mag loan para kumuha ng bahay. sa May pa ako uuwi eh. Both SSS & Pag-ibig ang need ko habulin ang bayad. 

[twenty5]

Hi sis @ieiky

Don't worry, pwede pa din ang voluntary member sa SSS & PagIbig.

SSS< Pwede din voluntary or yung tinatawag na OVERSEAS WORKER RECORD OW-1

An OFW should accomplish SSS Form OW-1 (Overseas Worker Record) and submit it together with:

• photocopy of any of the following: birth certificate, baptismal certificate, driver’s license, valid passport, Professional Regulation Commission (PRC) Card, or Seaman’s Book. In the absence of these documents, any two of the secondary documents mentioned earlier.

Hongkong: Address :   Philippine Consulate General 14th Floor United Center Building, 95 Queensway, Admiralty, H.K. SAR
Tel.Nos. :   Tel. Nos. (852) 2143-6394;2823-8552;2823-8569;2377-9556;(852) 2865-5680 (Telefax)
Officer in Charge :   Roberto V. Roldan
Email Address :   bob_roldan@yahoo.com

Wala ako nakita sa China sis Hongkong lang e... Maybe siguro ask your company or agency sis...

Aside from that sis yung isa is self employed yung form is The Contributions Payment Return Form (RS-5)  (used by a voluntary or self-employed SSS member to pay his or her contribution)

Please note that payments are not retroactive — you cannot pay months you missed in the past. You can only pay from the month you resumed thereon.

Pag gusto mo change status: you have to change your membership status by accomplishing the SSS Form RS-1 and submitting the required documents (any of the following: authenticated birth certificate, driver's license, passport...


PAGIBIG naman....

sis read mo to:   http://www.pagibigfund.gov.ph/pop/faq.html

Nandyan na lahat heheh mahaba kasi heheh
HTH

Take care sis

[ieiky]

^ Wow! Thank you sis! Binabasa ko na agad-agad. Aasikasuhin ko agad in one go to pag-uwi ko. Binibudget ko na din kasi, kala ko babayaran pa 'yung mga namiss na months. Sana matapos ko ng isang puntahan lahat.

Infairness sa Pag-ibig, nag email ako sakanila at mabilis naman sila mag sagot sa mga email inquiries.

[twenty5]

Hi sis ieiky

Walang anuman sis, Sayang din kasi pag tanda natin at least may pension tayo sa SSS.

Sa lahat ng Gov't agencies na nakasalamuha ko, #1 sakin ang Pag Ibig -- sulit ang tax ko pero sa SSS medyo lang ahahah

Sis tip ko lang agahan mo pag pupunta ka ah if ever mga before 8am dapat nasa SSS ka na or Pag ibig para sa number dahil nuknukan ng daming tao ahahah

Ingat sis

[astarte]

Very helpful ang thread na to and salamat sa mga nag iinput ng details. Mag backread ako and check ng links posted.

Regarding SSS naman, from my mom's experience, she worked in a bank for 30 years then nag freelance real estate agent na lang which means naging parang self employed na lang siya. To cut the story short, yung malalaking contributions from her bank employer plus pa yung salary deductions monthly na contributions mo as an employee for 30 years, it didn't matter when she reached 60 years old. What I meant with "didn't matter" is that kahit gaano pa kalaki yun, yung time na self employed na voluntary contribution nya na lang for the last 5 years ang pinagbasehan ng monthly pension nya. She's getting P2,000 monthly from SSS. Sobrang sad lang kasi the last 5 years before she reached 60 yrs old hindi talaga siya/kami halos makapag hulog ng malaki for her because yun yung critical yrs ng family namin kasi she was diagnosed with cancer and non stop medications and treatments din.

Siguro kami yung nagkulang na hindi namin alam na ganun pala yun na no matter how big you have put in, yung last 5 years lang ang may bearing. Nakakapanghinayang pero ano pa nga ba magagawa namin, matuto na lang sa nangyari at maging aware sa ano mang policies lalo na pag may bago pala at di namin alam. Sorry ang haba ng message ko.

[gregorio c cerezo jr.]

i want to see my contribution in pag ibig

[adrian]

[...] What I meant with "didn't matter" is that kahit gaano pa kalaki yun, yung time na self employed na voluntary contribution nya na lang for the last 5 years ang pinagbasehan ng monthly pension nya. She's getting P2,000 monthly from SSS. Sobrang sad lang kasi the last 5 years before she reached 60 yrs old hindi talaga siya/kami halos makapag hulog ng malaki for her because yun yung critical yrs ng family namin kasi she was diagnosed with cancer and non stop medications and treatments din.

Siguro kami yung nagkulang na hindi namin alam na ganun pala yun na no matter how big you have put in, yung last 5 years lang ang may bearing. Nakakapanghinayang pero ano pa nga ba magagawa namin, matuto na lang sa nangyari at maging aware sa ano mang policies lalo na pag may bago pala at di namin alam. Sorry ang haba ng message ko.

Wow, sis, I'm so sorry to hear that. You mean to say, yung contributions lang ng mom mo from 60 to 65 yung counted? As in, yung free-lancer siya tapos voluntary contributor? Ang labo naman.

All this time I thought _life-time_ contribution yung basehan ng pension: the more you put in, the more you get...parang long-term forced savings na nag-earn ng interest or something basta umabot ka na ng 65.

Tapos yun pala kung maliit yung last 5 years ng contributions mo, yun and pinaka-standard ng pension mo kung kelan di ka na makakpag-trabaho? Unfair naman.

Saan nakalagay yung rules na yun ng SSS? Baka naman may loop-hole kayong pwedeng gamitin?

[astarte]

Oo sis sa sss caloocan siya nagpunta nun if I remember it correctly. Wala akong maiquoquote dito na written letter or print out saying that policy dahil in person siya nagpunta and verbally siya nakipag usap. She had two choices, kunin ang lump sum which is P2,000 x 18 months ng isang puntahan or P2,000 every month hanggang nabubuhay siya. Hindi na siya nakipagtalo bakit ganun kasi nasa recovery period pa siya that time from her chemotherapy. So she had to choose right there and then. Every month she gets P2,000 na masama talaga loob namin kasi after all the hardwork during her healthy and productive younger years, this is only what she's getting. Siguro may shortcoming din from our end kasi we didn't ask around or did more research pero who would have thought ba na ganun pala dapat, na itotodo mo contributions pag pa retire ka na kasi it's only the last 5 years that matter.

I've been working since 20 years old at ngayon 31 na ako pag naiisip ko na wala lang pala yung mga yun naiinis ako.

[mxherr5]

^
There are 3 ways to compute for the pension and supposedly
you get the highest of the 3 methods . You can google easily.

Looks like she got the 2k default for 20 years of service?