best health card in terms of service and payments

[Rory_Lorelie_Gilmore]

^Ayos tong Philcare, thanks for sharing Sis!

https://www.philcare.com.ph/personal/

[pattyfrenzy]

Thanks Sis Hisana

[yndy]

Hi mga sis.. meron ba kayong alam na health card for senior citizens? Mom's turning 71 na [textspeak!] this year and until April na lang yung hmo nya sa AsianLife. I tried searching online pero wala na ako makita parang puro insurance na lang nakikita ko like fore reimbursements lang and hindi pa yung mga usual illness ng mga oldies. TIA

[Madness]

Hi mga sis.. meron ba kayong alam na health card for senior citizens? Mom's turning 71 na  this year and until April na lang yung hmo nya sa AsianLife. I tried searching online pero wala na ako makita parang puro insurance na lang nakikita ko like fore reimbursements lang and hindi pa yung mga usual illness ng mga oldies. TIA

Naghahanap din ako actually ng insurance for senior citizens. Please let me know, too! TIA

[etxetera]

May nagmention dito bluecross kaso ginto sadly wala na ata iba 

[floralee]

i was on a haunt also for health insurance for my mom she is 56 years old. i saw this site https://mariahealth.ph you can buy them online. im a freelance so i dont have any hmo benefits from the company.

[pearlysalazar]

I was on the hunt din for health insurance until i saw this https://mariahealth.ph all top healthcards anjan. 

[Micca23]

Hi mga sis.. meron ba kayong alam na health card for senior citizens? Mom's turning 71 na [textspeak!] this year and until April na lang yung hmo nya sa AsianLife. I tried searching online pero wala na ako makita parang puro insurance na lang nakikita ko like fore reimbursements lang and hindi pa yung mga usual illness ng mga oldies. TIA

Pwede nyong icheck itong website https://mariahealth.ph madali lang makakuha ng card thru online. Lahat ng mga top health cards maccheck and compare nyo.

[daria]

hi sis! im also looking for my dad. came across blue cross (pacific cross) lang.
you said may nakita kang for reimbursements? baka pwede na yun, wala talaga akong makitang parang maxicare. pa share naman nito pls. thanks 😊

[lizamanzano123]

I saw this website https://mariahealth.ph  for the First-time buyers you will get 5% discount when using  PayMaya card to purchase prepaid health plans! Promo until July 31, 2018. Click here for more details. https://mariahealth.ph/help/promos

[Escapaira]

Hi guys, meron po ba ditong gumagamit ng Valucare? Matagal po ba sila sumagot ng telephone? Kasi yan problema ko dati sa Asianlife ang tagal mag sagot para lang sa approval.

[bec_succubus]

Hi can anyone refer an agent for Philcare/Medicard. Im planning to switch my HMO e. Im current using I-care

[zach26]

hi - im looking for health insurance for my 2 kids ( aged 7 and 4). any recommendation?

im UAE based pero my kids will stay in Philippines muna for 2 years muna. Pwede ba kumuha ng healthinsurance for kids lang?

[Margi Binn]

Only Blue Cross, it`s the best!

[hushush]

Ginoogle ko yang blue cross, changed its name to pacific cross daw.

[mahc]

Hi, may natuloy po ba kumuha ng insurance for their SC parents? Pa-share po ng details.
Thank you.

[freelancer_babe]

Nakakafrustrate rin gumamit ng healthcard - or at least yung issue ng employer ko. Yung binigay sa akin ng employer ko is Maxicare at malaking malaki ang benefit limit ko dito (mas malaki pa sa nakapost pa sa website ni Maxicare).

Napansin ko na malaki ang tendency na hindi pagandahin ang serbisyo ng doctor especially kung outpatient or check up lang ang gagawin as compared sa mga cash paying na patients.

Dami ko pa namang nararamdaman!

Madalas mabilis lang ang duration ng consultation at hindi masyadong nage-explain ang mga doctor o kaya mabilisan lang and checkup or consultation sila. Sa tinagal tagal kong pumila sa opisina, parang mga 10 to 15 minutes lang ako na accommodate.

Compared sa pag nagbayad ako ng cash. Mas thorough ang doctor at mas maganda ang serbisyo.

Yung iba na ngang mga doctor, natuto nang mag offer ng additional services na magbabayad ang pasyente out of the pocket kasi hindi covered ng healthcard (may bayad ang vaccines, aesthetic procedures, medical certificates). Inavail ko ang iba dyan, at napansin ko na mas pinagbuti ang serbisyo nung doctor kesa kung umaasa lang ako sa healthcard.

May isa pa ngang doctor na inaway ako pa nga ako - dahil nga healthcard holder ako, at doon ko nalaman na maliit pala ang nakukuha nila per consultation. (P140 lang daw ang bayad sa kanila ng Maxicare kada outpatient consultation, as compared sa P500 na cash or more pa na nakukuha nila per checkup or consultation).

Eto pa ang nakakainis rin. May doctora rin na tumigil nang mag accept ng Maxicare at gusto na lang cash - pero nakalista pa rin siya sa Maxicare. Nakakafrustrate kasi yung anak na nag-aaral ko pa naman sana ang gagamit at binabayaran ko pa naman ang healthcard niya.

Sana naman matuto ang mga doctor na mag speak up para hindi maging malaki ang cut ng mga healthcard at maging motivated sila para maging pareho ang serbisyo nila sa mga nagbabayad ng cash. Masyadong short changed ang mga tao na gustong gumamit ng healthcard compared doon sa mga nagbabayad ng cash. Hindi naman kasi kasalanan ng pasyente kung pinili na mag healthcard, or mabigyan ng healthcard ng employer.

Pagdating naman sa operations (meron na akong mga operasyon) - mukhang wala namang issue. Mga outpatient checkups lang.

Kaya answer sa topic na ito - cash is best lalo na sa mga outpatient checkups.

[Bridgette*]

^ Grabe naman yun, ang sarap ireklamo. Maxicare din yung samin saka Medilink. Wala naman akong na experience na ganyan sa Maxicare so far, pero sa pagpapa sched yung hassle. Pati pag process ng reimbursements mo antagal tagal din.

[ning kuting]

Reading through this thread 'cause I'm trying to weigh in if I will get ValuCare from my insurance company (I work as an insurance agent) as back up aside from my Cocolife HMO, this one from my husband's company. Nothing wrong with Cocolife but if may option to have an additional HMO, why not di ba?

Anyway, just want to give a review of Cocolife. Ok naman sya so far. I had an MRI and approval was fast. Sabi nung staff sa clinic, "Cocolife madaling kausap yan." I got curious and asked kung anong cards ang di ok. They told me Maxicare and Intellicare. Strict daw at mabagal sumagot sa phone.

[juliareese]

Hi! I resigned 2 years ago, wala narin akong Healthcard... na-confine ako sa hospital for 1 week. Ang laki agad ng bill I'm trying to research kung anung magandang HMO sana. I used to have Intellicare card from my previous company... kaya lang they don't offer personal HMO, corporate account lang pala sila or for companies lang. Any suggestions po kung anung magagandang Heathcard? Thanks in advance!