SSS Discussions

[gwensab]

^Yes, no need to go to SSS. Basta dapat same lang ang nung previous contribution mo ang ihuhulog mo as voluntary. If 15k bracket ka noon, dapat 15k bracket ka pa rin kung voluntary na.

Yun ang isang concern ko sis, sagad yung bracket ko when I was employed and now sana I'm planning to lower it kahit konti, pero sayang nga daw yung previous contributions ko pag nagbaba ako ngayon. 

[PrincessC]

^^ ang alam ko yung may pang-data/photo and biometrics capture

[gwensab]

Pwede na ba mag apply ng UMID sa kahit saan branch ng SS?

Thanks in advance

yes sis pwede.

[mrsB]

Yun ang isang concern ko sis, sagad yung bracket ko when I was employed and now sana I'm planning to lower it kahit konti, pero sayang nga daw yung previous contributions ko pag nagbaba ako ngayon. 

Hindi naman sayang yung past contributions mo kung maglolower ka ngayon. Maka-count naman lahat ng contributions at the end of the day (i.e. pension time). Saka pwede mo naman itaas uli later on.

Pero kung gusto mo ilower ang contribution, you have to ask for approval from SSS. Doon mo ija-justify kung magkano ang current income mo at magkano kaya mong bayarang contribution blah blah. Ang mistake ng iba basta na lang nagbabayad sa bank ng kung magkano ang gusto nila, thinking na nakakalusot naman sa bank o sa cashier. Pero pag may discrepancy, magkakaproblema sa availment ng benefits.

[nicola_juliano]

Yun ang isang concern ko sis, sagad yung bracket ko when I was employed and now sana I'm planning to lower it kahit konti, pero sayang nga daw yung previous contributions ko pag nagbaba ako ngayon. 

Aw, nung nagvoluntary ako, nagbaba ako ng bracket. May nakapag-advise kasi sa akin na ibaba muna. Pero balak ko itaas ulet every other year.

[mrsB]

Aw, nung nagvoluntary ako, nagbaba ako ng bracket. May nakapag-advise kasi sa akin na ibaba muna. Pero balak ko itaas ulet every other year.

Did you seek for SSS' approval first when you lowered your contribution? If not, then magkakaproblema ka in the future. Before you can claim for benefits, titingnan nila yan. Bubusisiin. Na-experience na rin namin yan when my mother applied for pension. May mga irregularities daw so kinailangan pang isettle.

You can't just pay kung magkano ang gusto mo. There are rules. Of course the cashier or bank will just accept your payments. Pero yun nga, pagdating sa availment ng benefits, masisilip yan.

[angelovepink]

Hi mrsB,

If I may, sa pagkakaalam ko po if the change is more than 2 salary brackets you'll fill-up the declaration of earnings sa RS-5 form. Nakaindicate kasi sa number 3 sa form. Hindi pa ba enough yun?

Nagbaba din po kasi ako ng bracket but not more than two so I'm concerned if this would be flagged later on. Kasi diba parang given narin na di talaga consistent ang monthly income when you're self-employed at voluntary as compared sa mga employed sa company.

Thanks.

[mrsB]

^ When I had a seminar sa SSS (for our company), we were reminded by the speaker na sabihan ang mga employees about this. Actually paminsan paiba-iba tayo ng naririnig, so better be safe than sorry.

Ang alam ko talaga dapat same bracket from employed to voluntary. And then later on, pag matagal ng nagvovoluntary, saka pwedeng magchange ng bracket na hanggang 2 salary grade.

Let's make this clear. Magkaiba ang self-employed at voluntary. Pag self-employed ka, hahanapan ka ng SSS ng financial documents, etc. So pwedeng magfluctuate ang income mo. Pero yun nga, dapat me proof ka. Pag voluntary, dapat fixed ang contributions. Pwede lang magbago after a certain time. Hindi pwedeng two months ka pa lang naghuhulog as bracket 10 tapos bracket 8 na sa 3rd month.

Basta ganyan. So I suggest na kung hindi sigurado, magpunta muna sa SSS para di masayang ang payment. Saka know their exact rules when it comes to increase and decrease in bracket. Kasi pwedeng isoli lang ng SSS ang mga payments mo without acknowledging it as contribution later on. 

[angelovepink]

Ahh okay sis, thank you for clearing up. Kala ko pwede na magrely dun sa declaration chuchu sa RS-5 form nila.

Self-employed kasi status ko sa SSS so may difference pala sila sa contribution rules sa voluntary. Ang alam kong difference dati is yung rules sa retirement age. I'll call them nalang para i-ask re changes sa MSC.

Thanks!

[leelou]

mag-take effect na ba yung new contributions starting January 2014? naka-auto debit ako so ibig sabihin automatic mag-apply na rin kaya yung increased amounts?

[nicola_juliano]

Napaisip ako regarding this case... Nag-email kasi ako dati sa kanila about it na ibababa ko yung payment and they told me just to fill out yung nasa RS-5 form na finifill-up natin as "Voluntary". And I'm planning to pay the whole year next year dahil sakit sa ulo na pabalik balik ka sa payment centers. Tama, dapat pumunta sa pinakamalapit na SSS branch.

[lilstar]

Paano po mag bayad ng sss loan sa bank? TIA

[gwensab]

Paano po mag bayad ng sss loan sa bank? TIA

I presumed na ang tinatanong mo sis ay yung payment na di ka na lagi pupunta sa bank. Some ways I know are by online payment thru Bancnet-affiliated banks (http://www.bancnetonline.com) , and pwede ring via automatic debit agreement (need mo pa ito ienrol personally sa bank), para automatic ikakaltas nya sa bank account mo regularly ang loan payment. 

[gwensab]

Aw, nung nagvoluntary ako, nagbaba ako ng bracket. May nakapag-advise kasi sa akin na ibaba muna. Pero balak ko itaas ulet every other year.

Naku sis since ayaw ko na rin ng complications itinuloy ko na lang same bracket ang contribution ko. So ngayon voluntary na status ko pero same pa rin ang hulog ko.

[pmartini]

Mga sis, question lang  nag-email sakin ang SSS na naka froze daw ang account ko sa SSS dahil walang activity
eh naghulog naman ako the whole year. now gusto nila na i-activate ko yung account by bringing a birth certificate.
pano kaya yun e wala ako sa pinas.    please help.

Down parin ang sss website, may iba ba kayong alam how to check online remittances? tia!

[cruxito]

^hindi naman down sa akin ang SSS website ngayon...

anyways...
pwede ba mag apply ng calamity loan ang taga Manila? in line with Pnoy declaration of National calamity?

[maye2k]

ewan lang kung kelan ang implementation ng calamity loan na yan, e parang press release pa lang ata yan eh. Di nga daw alam ng ibang empleyado ng SSS na may memo sila about it. Hay sana naman mapabilis ang processing nyan at ma implement na, daming kelangang ayusin.. Saka yong sinasabi nilang pwede na mag renew ng salary loan kahit wala pang 50% ang payment ewan lang kung ma aavail na ba..

[Baby Madeline]

I saw the new monthly premium ng SSS effective Jan 2014 in the newspaper today and I realized  that probably its better for me to reactivate my membership.

I was registered at SSS in 2007 because I was privately employed. In 2008, I went to work in a government hospital naman and being the financially illiterate person that I was before, I forgot all about SSS. I was out from government service since 2010 and has been self-employed since then.

I do plan to reactivate my membership especially now that I recently got married. I actually planned to reactivate it a year ago but since I'll be changing my civil status naman na within a year, I decided to wait for 2013 na lang. From what I've read sa SSS website, I have to drop by sa SSS office because I have to fill out a form changing my membership status from employed to self-employed and a photocopy of any of the ff: birth certificate, baptismal certificate, PRC ID, passport, etc (and of course, since I'm married already, I'll bring na rin a copy of my marriage certificate).

Question: Since there will be a new premium contribution rates effective in less than a month, is it advisable that I go ahead with reactivation this December or sa January na lang? Personally, I just want to get it over with na since baka tamarin na naman ako.  Thank you!

[cruxito]

magtataas ng premium ang SSS... yehey!! lol


totoo kaya na sa mga pensioner nila something 2030+ (dont know the exact date na binanggit sa news) eh mawawalan daw pension if hindi sila magtataas ng premium? wtf?

it only means hindi nila napapalago ang perang inilalagak sa kanila ng mga SSS members..
ganun ba talaga yun? naguluhan lang ako... paano mauuwi ang SSS sa bankruptcy?

[JayLan]

^ I heard that too sa news.  Nakakalungkot kung ganyan ang mangyayari.  Walang pakialam sa mga susunod na generation. Pano na yung magpepension beyond 2030? Pano na yung contribution nating mga empleyado sa mga nakalipas na taon?  Parang hindi talaga nai-invest ng maayos ang pera ng SSS.  Hayz =(