Author Topic: Personal Loan  (Read 278377 times)

Myla Tolentino

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Re: Personal Loan
« Reply #400 on: April 24, 2020, 04:07:48 pm »
Hi!

What are your thoughts on applying for personal loan during the pandemic situation?

PrettyEomma303

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Re: Personal Loan
« Reply #401 on: April 30, 2020, 08:56:23 am »
Hi!

What are your thoughts on applying for personal loan during the pandemic situation?

Hello!

For me it's a no. Especially, I don't know if banks are offering lower interest rates for these loans at this time.

The only time I will consider a personal loan is if it will help me generate "good profit", NOT income. I say that specifically because a business can generate income but after deducting expenses, baka naman mababa ang kita.

If your funds are short during this crisis, and a loan is your only saving grace, then I guess you have no choice but to take it. But after you get back on your feet, best to really save up for an emergency fund.

dfoodiessss

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Re: Personal Loan
« Reply #402 on: July 23, 2020, 05:35:02 pm »
Now you can take a loan in cryptocurrency. Many well-known exchanges offer this possibility. I believe this type of loan is more affordable than a bank loan. If you have never heard of crypto, you can read the Cryptocurrency Blog to have a better idea of the digital money and blockchain. It is available at Blog.Switchere. Blogs usually offer understandable materials for beginners.

Veroneea

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Re: Personal Loan
« Reply #403 on: December 17, 2020, 02:45:57 am »
I think it`s normal, moreover, many people apply for loans now, as the financial situation leaves much to be desired. If you really decide to take one, you can check this site https://smalan-norge.com/ to make sure about the conditions and the reliability of your loan provider. Hope it will help.

kikayako

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Re: Personal Loan
« Reply #404 on: January 13, 2021, 07:32:42 am »
I have an auto loan (CBS), a credit card (Citibank) and a BPI personal loan (eto matatapos na in 3 months) . I have been paying them on time. In good credit standing naman kasi hindi naman ako nagdedelinquent and hindi rin ako nagavail ng 60-day extension. I applied for another loan in BPI. I urgently need funds now kaya hindi ko mahintay yung 3 months na matapos yung existing.  I?m not really sure kung maaapprove ako. D ba merong debt ratio? Any thoughts mga sisses?

 


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