Personal Loan

[super bratinella]

 Me too, I might take advantage of this one for our minor home improvement.  Just getting the right time to apply.

[super_she]

^  How much ang interest rates nyo for an 18month loan?

^^I'm interested din in Sterling Bank's W Loan. Ok po ba yung terms? Di ba strict sa requirements?

[_ilovepink_]

hmm..buhayin natin ang thread na ito...   

anyone knows kung anong bank ngayon ang nag.oofer ng lower interest for personal loan???
been thinking of getting one for my business...

 

[lhanny_07]

Hello sis, I'm newbie here. I want to try cash loans too. I check BDO website,they offer 1.25%. Sisses, do you think it is possible to get a cash loan after making a TIME DEPOSIT? I want to use cash loans to pay my debts to ccs kc ambigat mgbayad, kaya I plan to open a time deposit and apply for a cash loans. Mga sis ok ba [textspeak!] Sterling sa TD at w.cash loan? Need help po.

[charmedwitch776]

i wanted to loan sna kaya lang bago pa lang ako sa company ala pang one year tapos ala din akong CC  ..mga sis me alam ba kau kung san ako pede mag avail? thanks

[red_one]

nung year 2008, super need ko ng money kaya ng-try ako ng personal loan as in maraming personal loan.
i had loans at BDO, standard chartered & citifinancial. iba pa yung loan sa SSS ko.
and sa 3 bank na yun, sa BDO ako nakakuha ng pinakamababa na interest rate. kaya i suggest BDO if you plan to apply for personal loan.
actually mahirap lang mag-apply ng loan kapag wala ka pa credit card, pero pag my cc ka na, naku sunu-sunod na agent na yung tatawag sayo to offer a personal loan. at sure na approve agad.

[xtina christmas]

Hi mga Sis, nag try na ba kayo mag loan sa Tong Yang bank, if you did pls post feedback. Thank you.

[_ilovepink_]

got an info from a friend na kaka loan lang sa Tong Yang...kailangan daw ng co-maker...
anyone knows pano mag.loan sa BDO?? sabi kc sa website sa branch daw...

[red_one]

nung ng-loan ako sa BDO, walk-in lang ako sa nearest branch samin, submit an application form and the requirements. then wait lang me ng mga 2 weeks, then i recieved a call or text yata from BDO na approve daw yung loan ko. kaya punta me sa branch for follow-up.then yun na.

[switblububbles]

Hi sisses!

I submitted requirements sa chinatrust. Pero the account exe told me na ok lang daw kahit na hindi naman kuhain yung loan once maapprove?

Anybody who have the same experience? Yung naapprove pero hindi na ngclaim ng cheque? ok lang ba yun hindi ba bad record yun?

TIA!

[ysa.belle]

Yung Citibank Savings mismo ang tumawag sa akin at nagoffer ng Personal Loan. I grabbed it naman since may pupuntahan naman yung pera. Hindi ganon kalaki yung loan na kinuha ko para hindi ako hirap magbayad. 1 year & 6 months to pay yung akin and less than 2k per month lang ang hulog. Last year pa tapos yung paghulog ko sa loan na yun & they wanted me to renew, hindi na muna kase hindi ko pa naman need...

[purple_evie]

Sis if ever may utang ka sa CC, tapos yun ang gagawin mo reason kaya mag loan..Ano sa tingin nyo ma- approve kaya? Kasi sa citibank, nag-apply ako, pero hindi yun ang reason, no cancel application ko kasi daw , laki nga daw ng credit ko.. dapat daw at least 50% ng utang ko bayaran ko, tapos apply daw ako uli..Help..

Badly needed ko na mabayaran yung CC kasi papa - stop ko na.

[ysa.belle]

^bakit hindi mo apply sa installment ng CC mo yung utang mo? para may fixed na binabayaran ka nalang.

[scentholic]

i tried that pero gusto nila,one time payment

[ysa.belle]

anong cc mo?

[RuChe]

nung ng-loan ako sa BDO, walk-in lang ako sa nearest branch samin, submit an application form and the requirements. then wait lang me ng mga 2 weeks, then i recieved a call or text yata from BDO na approve daw yung loan ko. kaya punta me sa branch for follow-up.then yun na.

How much interest rate sa BDO? Is it 1.25% ?

[red_one]

How much interest rate sa BDO? Is it 1.25% ?

sis di ko sure yung exact interest rate pero i think na 0.90% per month or nasa 2% for 2 yrs.  kasi 40k yung loan amount ko and yung total na binayaran ko in 2 yrs is 48k.
para sakin mababa na sya compare sa loan ko sa standard chartered before ang loan amount is 45k tapos yung total na binayran ko in 2 yrs is 60k something.

[nihrs11]

sis Ruche, yes its 1.25% sa BDo for 12-36 mos below 12mos is 1.30%.

I have just inquired and fixed na dw yung rate. im thinking of availing also baka tumaas pa kais since 2009 pa [textspeak!] rates nila..sila may pinaka mababa compared to other banks.

[juicy]

try nyo sa eastwest kung meron.
nagulat ako, bigla may dumating na cheke sa bahay... nakapangalan na talaga sa akin, ready for encashment or deposit. nasa 160k sya 

galing sa eastwest in case daw gusto ko gamitin as loan.  ichacharge nalang daw sa CC ko yung monthly payments.

kaloka!

[RuChe]

sis Ruche, yes its 1.25% sa BDo for 12-36 mos below 12mos is 1.30%.

I have just inquired and fixed na dw yung rate. im thinking of availing also baka tumaas pa kais since 2009 pa [textspeak!] rates nila..sila may pinaka mababa compared to other banks.

Thanks sis!
I just inquired from bpi. They have personal loan of 1.2%.  A bit lower than bdo.

@Juicy, would you know the int. rate sa eastwest? ang galing naman, me cheque ka na agad.