Author Topic: Personal Loan (Read 327554 times)

ngak · « **on:** September 29, 2009, 09:55:07 pm »

Hi sis! does anyone of you saan okay magpersonal loan? i tried bdo kaso nadenied yung application ko so i'm wondering kung saan okay yung interest rate and payment scheme.. gagamitin ko sana pangdagdag sa business.. thanks!

chinkywinky · « **Reply #1 on:** September 30, 2009, 12:20:58 am »

You can try Metrobank and BPI

super bratinella · « **Reply #2 on:** September 30, 2009, 08:26:11 am »

Sobrang bilis sa Chinatrust.

macey · « **Reply #3 on:** September 30, 2009, 09:26:43 am »

saka sa ps bank sis, mabilis din dun. :-)

goodluck!

ngak · « **Reply #4 on:** September 30, 2009, 02:34:50 pm »

thanks sis! anyone tried the sterling bank?

dYusILicious · « **Reply #5 on:** October 01, 2009, 12:05:46 pm »

panu ba mag apply ng personal loan. please share details naman sobrang no idea ako dito sa pag loan pero gusto ko try meron kase ako pag gagamitian ng money.

clueless · « **Reply #6 on:** October 01, 2009, 08:57:14 pm »

ngak, you may want to try citibank savings bank. i applied for a personal loan with them before to pay off some credit cards. matatapos na ako in 2 months!

a couple of months ago, they asked if i were interested to renew my loan and because i have a citibank gold card, pre-approved daw ako up to a certain amount depending on the credit limit. and special interest rate kasi gold card holder. di ko kinuha though kasi mataas ang interest.

we had a financial setback 2 months ago when my husband was not able to anticipate a career decision he made so i had to avail of a personal loan from bdo. ok din naman though hindi ko gusto yung service nila. and weird yung policies nila.

personal loans tend to have higher interest kasi no collateral.

chinkywinky, may personal loan ba sa BPI. from what i know kasi wala.

xtina christmas · « **Reply #7 on:** October 01, 2009, 09:25:43 pm »

Inquiry lang sana kasi I have problems kasi in terms of credit card , where can I loan kaya na hindi masyado consider yung mga backlog ko sa credit card?

dYusILicious · « **Reply #8 on:** October 04, 2009, 09:56:58 pm »

sis may nakapag try na ba sa chinatrust? gusto ko sana yung salary stretch loan nila eh ok ba d ba super taas ng interest?

super bratinella · « **Reply #9 on:** October 08, 2009, 06:20:00 am »

^yes super taas ng interest sa Chinatrust I am still paying the loan I have with them, and I want to pay it full na!

I promise not to make loans na! I would rather make tipid than to make utang!!

Ang arte noh? hehe...

lilstar · « **Reply #10 on:** December 22, 2009, 01:16:38 am »

Good to know meron pa lang ganitong thread. Has anyone of you tried applying for personal loan na mejo mataas na amount? Gusto ko kasi magloan ng atleast 200k. Possible kaya yun?

TIA

Stellar27 · « **Reply #11 on:** December 22, 2009, 03:21:32 am »

kainis naman sa chinatrust, kelangan 2 years ka na sa company if sa call center ka nag wowork.

lilstar · « **Reply #12 on:** December 22, 2009, 03:30:12 am »

^ yes sis, ganun talaga usually 2 years ka na dapat sa company if sa BPO ka work. kahit sa credit card ganyan din,..

How much need mo? ako kasi 200k pwede kaya yun? feeling ko base din sa Gross Monthly salary e, hayy, need ko kasi talaga.

has anyone tried getting as much as 200k for a personal loan?

Stellar27 · « **Reply #13 on:** December 23, 2009, 02:19:50 am »

^Liit lang naman sis, 30-50k lang naman.

lilstar · « **Reply #14 on:** December 23, 2009, 03:09:37 am »

^ ganun ba sis. Mas pwede pa pala maapprove application mo kesa sakin kasi reachable naman. Try mo HSBC Sis.

I called HSBC kanina ayun sabi nila as long as pasok ka sa mga requirement, malaki ang chance na maaprove ka. Yung loan amount daw e depende sa assesment sayo.

I asked them what if 100k lang maapprove sakin and ayoko tanggapin, sabi nila ok lang daw na di ia-accept. Kaya now try ko na lang maapply. if mababa ibigay sakin di ko na lang tatanggapin kasi mas need ko mataas. pampatayo kasi ng maliit na house e. kaya need ko sana 200k.

Stellar27 · « **Reply #15 on:** December 23, 2009, 07:41:33 am »

^thanks sis balak ko nga try sa hsbc.

ms.rain · « **Reply #16 on:** December 25, 2009, 12:49:28 am »

according to a client of mine, nung nagpersonal loan sya ng masmalaki - 200k also if im not mistaken, hiningian na sya ng collateral, it would fall under housing loan na or something? sa BDO to.

madam cruella · « **Reply #17 on:** December 26, 2009, 11:31:39 am »

^it won't fall as a housing loan kasi iba ang purpose ng loan niya. it's still a personal loan, kahit hiningan siya ng collateral. it's just added security for the bank after they made their evaluation of your friend's capacity to pay.

lilstar · « **Reply #18 on:** December 26, 2009, 09:49:54 pm »

I've talked with my agent (sya din nag asikaso ng cc ko) sabi nya tulungan nya daw ako sa personal loan ko. By January pa pag normal na ulit ang opisina.. Feedback ako dito kung anuman. I hope maging ok naman.

loloy101 · « **Reply #19 on:** January 02, 2010, 02:19:15 pm »

ako try ko magloan sa hsbc

before kasi i got an offer from this for a personal loan,waived ang lahat ng fee

sana ma approved to pay off cc debt

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Author Topic: Personal Loan (Read 327554 times)

ngak

chinkywinky

super bratinella

macey

ngak

dYusILicious

clueless

xtina christmas

dYusILicious

super bratinella

lilstar

Stellar27

lilstar

Stellar27

lilstar

Stellar27

ms.rain

madam cruella

lilstar

loloy101

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