Bank Account ni Baby.

[shawliin]

Hi sissies! plan ko kasi i-open ng account sa bdo junior savers club baby ko. she's turning 2 years old. anong picture ba ang kailangan? picture mismo ng daughter ko?

[[-c-h-a-]]

we also opened a bank account for our baby... thankfully dito, it's easier so my husband did it for her while I was recuperating from my c-section

every week, we transfer money to her account and then once it reaches a certain amount, we invest that chunk into stocks.

[Jaguar.Paw]

nag open ako nung nag 6months sya. pa beerday ko sa kanya

[salvage_me]

if months pa lang si baby, sa mommy or daddy pa nakapangalan bank account?

[hakunamatata]

Ours is under my name...

[freelancer_babe]

if months pa lang si baby, sa mommy or daddy pa nakapangalan bank account?

Yes. Under ITF.

[tischarmedlife]

My son has a Kiddie Savings account with PSBank. He's four years old pero it's already under his name.  Lahat ng napamaskuhan nya since he was born, doon na naming nilagay

[salvage_me]

^ thanks sa reply mga sisses. nasa tummy pa lang naman si baby now but we want to start saving para sa kanya ng maaga. Thanks!

[twelvth_goddess]

^Good decision sis. We started saving for our baby as soon as we found out I was pregnant

[mheckymhec]

Would you know po kaya what are the requirements sa metrobank ir sa chinabank. Gusto ko na din mag open ng account para kay baby. Tnx

[-munchkins12-]

Opened bdo junior savings account for our baby when he was 3mos old.

[Maldita_Princess_Bebe]

I also opened a BDO Junior Saver for LO when she was around 5 months. Initial deposit required is 500. But I want it to gain interest so I made it 10k. No ATM, passbook only under my LO's name. But only I can do the withdrawal.  I put 10k every month.

[Purple_Power]

Nice idea, I am planning na for my baby. Sana pumayag si hubby sa junior savings kasi ang ginagamit namin yung passbook ng bpi na nakapangalan kay hubby.

[momentum]

sharing..

http://www.banksphilippines.com/2011/08/savings-accounts-for-kids-in.html

[Purple_Power]

Medyo OT lang ako, although baby pa lang kukuhanan na ng account diba need ng 1x1? May mga considerations ba sila sa front view? kailangan ba id na id pa rin ang itsura? I mean paano kung malikot yung bata habang kinukuhanan ng front view?

[hunny_ally]

My 8yo daughter opened a savings account with Security Bank. This is different pa from the one where we regularly put the money we set aside for her. The new bank account is where she puts whatever leftover allowance she has. No minimum maintaining balance. To earn interest, she should maintain php 5k. I don't have any access to this account. She keeps the passbook (I requested the bank not to issue an atm) and has free rein to withdraw. To encourage her to save more, my husband even doubles whatever amount she saves monthly. Maliit lang daily allowance niya and so far the biggest she saved in a month was php 1k.

[Maldita_Princess_Bebe]

Medyo OT lang ako, although baby pa lang kukuhanan na ng account diba need ng 1x1? May mga considerations ba sila sa front view? kailangan ba id na id pa rin ang itsura? I mean paano kung malikot yung bata habang kinukuhanan ng front view?

Sa BDO, yung 1x1 di naman kelangan. Birth Certificate Only. But the mother has to provide the complete documents.

[Purple_Power]

^What are the other complete documents? Aside from that birth cert.

[belle_v2g]

I opened a bank account under my son's name. I told him to save his earnings for doing household chores and mga bigay sa kanya na money. So The bank provided him a piggy bank as well and deposit slip booklets. He is so keen to save. But aside from his own money, i do direct transfers like $20 per fortnight on his account para continuous ang pumapasok na money at mas malaki interest lalo na if walang withdrawals.

[Maldita_Princess_Bebe]

^What are the other complete documents? Aside from that birth cert.

Baby: Birth Certificate+ all forms to open a bank account, to be signed by Mommy in behalf of the baby.

Mommy: All forms under mommy's name signed by Mommy. + 2 pcs of 1x1 + 2 valid IDs. + 500 pesos or more.