Bank Account ni Baby.

[Hannie Swayne]

Magkano ang interest nung sa Metrobank Junior Saver's? Kung icocompare niyo ang mga interest, saan ang pinakamataas?

[marssie]

For BDO and/or Metrobank - kailangan ba in NSO paper yung birth certificate? Or acceptable din yung from City hall lang?

Thanks!

For MBTC yung paper lan na galing sa Phil Consulate sa UAE pinakita namin, tinangap din naman.

[too_blind]

naka pag open narin ako ng bank for my baby heheh.. BDO napili ko para enroll ko lang sya sa internet banking ko anytime na sweldo dun ko nalang deposite [textspeak!] hulog ko sa bank nya hehe...

requirements:

Birth Cert( NSO ) pero i think hindi namn required swertihan lang sa teller kasi ako photo copy lang binigay ko eh tinangap naman pero dun sa 1st branch na napuntahan ko ndi daw pede.

Pictures
1x1 picture ng parent or gurdian.
1x1 picture nya. (i ppaste nila un sa form na iffill up mo.)

2 valid id's mo or ng guardian. (ipa photo copy mona para hindi ready na front and back) mine I pass my Drivers license and SSS ID.

initial deposite is 500 for junior savers account. and sabi start narin un tutubo.. hindi ko sure yan ah pero yan sabi ng teller sakin.

un lang hehe...

dun sa una kong pinuntahan ni require ako ng landline phone ang sungit talaga ng girl na yon.. sabi ko wala kami phone eh pero my proof of billing ako. from smart bro ayaw..
if wala daw barangay certificate daw. pero eto eh pag maarte lang talaga [textspeak!] teller.


thank god kasi sa 2nd na branch na napuntahan ko mabait.. kya now my bank book na baby ko sa BDO.
heheh im so excited to save money for her future.!

[island]

Banco Filipino naman sa son namin... Happy Savers Club since 6mo sya...

[periwinkle617]

mommies, how much ang min. deposit sa metrobank? and whats the req. wala kasi sa site nila eh. tia

[cheskacruz]

I opened 2 accounts for my kids at BDO.

[marssie]

^^ Sis for MBTC eto lang alam ko: Pag ATM - P2k, Pag dollar account 100$

[periwinkle617]

^tnx sis. ano ang requirements kailangan i-submit? tia

[marssie]

^when i opened an account for my son, nagbigay lang ako ng picture namin ni baby & photocopy ng birth certificate niya, passport copy ko.

[periwinkle617]

^tnx sis sa info.

[sweetscience]

regarding BDO's JUNIOR SAVERS CLUB:

The Junior Savers Club (JSC) is a Savings Account for kids up to 12 years old. The JSC comes with a specially designed passbook and an ATM Card for kids 7 years old and above; kids below 7 years old will get an ID/Discount Card. 

FEATURES                       
     2.1 Initial deposit requirement        P 500.00               
     2.2  Minimum balance requirement        P 100.00               
     2.3  Min. amount to earn interest        P 500.00               
     2.4  Statement                        Passbook
     2.5  Interest credited and
            compounded monthly                0.75%

ELIGIBILITY AND DOCUMNETARY REQUIREMENT
    5.1  From 0 - below 7 years old
           >   At least any two (2) valid IDs of parent/legal guardian
           >   1 x 1 ID picture of parent/legal guardian AND child
           >   Birth certificate of child
    5.2  From 7 - 12 years old
           >   School ID and registration card for the current year
           >   1 x 1 ID picture of child
    5.3  Certificate of Guardianship if 'By Acct' opened is under the name of the
           child's guardian and not the parent       

HTH sa mga nagtatanong nating mga sis.. 

^hindi na po ata applicable yan ngayon.. i just called BDO Pioneer/Madison..

Mga sis, gusto ko kasi ipag-open ng bank accounts yung 1yr old at 3yrs old na pamangkin ko..i called up BDO at sabi parents lang daw yung puwedeng mag-open, dati daw puwed duardian pero ngayon hindi na.. ipangreregalo ko sana sa mga pamangkin ko.. may alam ba kayong banks na puwedeng hindi parents ang mag-open for the kids?

[liyapot]

we opened a BDO account for her.. lahat ng cash gifts andun
tapos i have bpi acct enrolled online..so nag enroll ako sa save up nila tapos every payday meron syang tong sa sweldo ko.

[sweetscience]

I called up BDO again, nakalimutan kong itanong kasi kung anong need kong ipresent para makuha yung atm ko.. tapos iba yung nakausap ko this time, kaya i asked ulit kung puwedeng ako mag-open ng account sa mga pamangkin ko.. and she mentioned puwede legal guardian.. tapos sabi ko sabi sakin kanina eh parents lang ang puwede.. tapos ni clarify niya na puwede parents or legal guardian..pero yung legal guardian daw dapat may papers na legal guardian talaga (in cases na nasa abroad parents, etc).. in-explain ko na gift ko sana sa mga pamangkin ko.. ayun, di nga daw puwede.. atleast malinaw na.. puwede din pala mag-open kahit di parents..

[DV]

^You can also get them BPI Express Cash accounts kaya lang walang interes yun.  You will be given an ATM card (with recipient's name on it) per account which you can give to them or the parents.  You can deposit into the account(s) anytime you want, bahala na ang parents to transfer the money to an interest-earning account.

[dyann***]

may kasama pa bang Insurance ang Metrobank Funsavers ngayon? balak ko sana mag-open for my son after his 3rd birthday.

[liyapot]

^You can also get them BPI Express Cash accounts kaya lang walang interes yun.  You will be given an ATM card (with recipient's name on it) per account which you can give to them or the parents.  You can deposit into the account(s) anytime you want, bahala na ang parents to transfer the money to an interest-earning account.

parang mas ok ang save-up ng bpi....
you can allot already a certain amount every month minimum og 200 ata.. tapos dapat in 3 or 4 months ata mayroon ka ng 3000 para magkaron sya ng interest. same lang yata ang interest rate sa regular savings account ng bpi
wala lang syang physical atm pero ma-access mo sya anytime sa bpiexpressonline.com.. you can transfer din anytime..

[DV]

^Ang problem ata ni sis sweetscience ay hindi sya makapag-open for her niece/nephew.  Ireregalo sana nya ay bank account.  Pwede bang  magbukas ng Save-Up ang hindi parent/legal guardian?  Also, hindi ba parang sub-account lang ng personal savings account yung Save-Up, meaning hindi nakapangalan sa ibang tao?

[sweetscience]

^You can also get them BPI Express Cash accounts kaya lang walang interes yun.  You will be given an ATM card (with recipient's name on it) per account which you can give to them or the parents.  You can deposit into the account(s) anytime you want, bahala na ang parents to transfer the money to an interest-earning account.

Thanks sa advice sis. I asked my sister-in-law na lang na prepare the requirements at ako na magbibigay ng pang-open..sinabi ko kasi na gift/surprise ko sana yun kaso di nga puwede na ako mag-open, so siya na lang mag-open.. anyway, its the thought that counts naman, i felt her appreciation naman..

[DV]

^You're welcome!  BPI Express Cash ATM card din kasi binibigay namin sa mga pamangkin, inaanak at maids if we want to give money as present.  It's a little bit more personal than cash in an envelope kasi may name nila yung ATM card. 

[sweetscience]

the teller nga suggested na bdo cash card na lan daw, puwede daw yun na ako ang mag-open for them, kaso mas gusto ko talaga yung naka-passbook eh, para mas pahalagahan nila at ma-feel nila na may savings sila habang lumalaki.. hehe

thanks din, atleast nagka-idea ako pag magreregalo, instead na cash eh iyon na lang ang ipamigay ko sa mga inaanak at ibang reregaluhan ko

baka dahil dun eh matutunan pa nila na mag-save

Habang kalahati pa lang ng taon eh sisimulan ko na para pagdating ng pasko eh ready na

Pa-list naman sis yung requirements sa BPI Express Cash ATM card.. i'll call BDO naman para sa requirements ng BDO cash card and i-post ko for reference ng other sises natin..