Bank Account ni Baby.

[kimebies]

^ Actually it was originally a merged account for me and hubby. Wala pa account si baby ko nun so I decided to use our joint account instead. I transfered our (hubby and mine) money sa BPI account na lang namin lahat.

What's good about BDO's S/A account is that may passbook and debit/ATM card sya.

[emeenem]

i opened an ITF account sa baby ko. passbook lang sha. walang ATM so, hindi talaga namin magagalaw ni hubby

interest rate nya is the same as a savings account.

[rikki21]

^sis saang bank yan? and may i know how much ang minimum at interest? thanks!

[emeenem]

^sa BPI sis. minimum is 25k. interest rate depends on the average daily balance of your account pero i think the minimum interest rate is 0.625%???

[bjgem]

may savings account din 3-yo daughter ko sa Security Bank, they call it Jr.1 ....500 lang maintaining balance...if your account reached to P5K..may free accidental insurance na kids nyo...it's better for our kids to have their own savings...para kapag nagkaisip na sila they will know the importance of saving money for future..

[kimmy77]

i just opened an account for my son kanina with BDO i asked about additional benefits that come with opening a junior savers account ang sabi lang sa akin when he reaches 7 years old pwede daw issue ng atm card yun,may discount card pa rin ba sila ?

[anniegurl]

[textspeak!] po requirements for opening an account for the kids?

[luvmyson]

question lang po,I opened my son an account in BDO last year. may discount card ba ako dapat na ma-receive?

thanks!

[kimmy77]

requirements na hiningi sa akin was birth certificate ni baby,marriage contract,id and picture ko.

they didnt give me rin discount card from BDO

[proudmama]

for our eldest- we opened ITF sa LBC Bank yung royal earner nila. for 5 years you must not withdraw the fixed amount you deposited then magearn siya ng 10.5% without tax. next year na yung maturity niya and i'm happy kasi almost half ng original amount ang nadagdag.

youngest-nag open din ako ng ITF sa LBC pero time deposit lang magmamature every 3 months at 4.9% p.a.

[CH3]

Hi! for my eldest son naman, nakahabol kami dati sa Manila Bank na they called "Aspire Account"  In which ang initial deposit is 2k then monthly mo sya huhulugan ng 2k for 5 years. then after nyan, u will have to wait for 15 years pra ma avail mo yung amount na makukuha mo which is times 2 yun sa na deposit mo. At least dito mapipilitan ka talaga mag ipon. And yung 15 years okay na din parang educational plan nadin sya. The maturity amount pwde na magamit pang school nya. But Manila bank is now converted to China Bank. Kaya nawla na yung offer nila na ganun. Kaya kmi exisitng holders, continue nalang ang pag hulog. At may kasama  na din insurance yun.

I like this kesa mga educational plan talaga kasi baka mangyari ang kagaya sa CAP. Unlike this, anytime pwde mo sya ma withdraw kaya lang mawla na yung mga benefits na makukuha mo.

[bzmom]

question lang po,I opened my son an account in BDO last year. may discount card ba ako dapat na ma-receive?

thanks!

bdo rin yung sa baby ko, wala naman din akong nareceived na discount card

[aleng_maganda]

  ^ako naman sis, may nareceive ako na discount card. hindi ko na inexpect yun. bigla na lang tumawag na mayron daw card yung anak ko dun. follow up nyo na lang sa branch.

[AOG]

metro bank funsavers sa daughter ko, kaya lang di ko na nalagyan kasi may hinuhulugan akong bahay.

[gorgeous_mommie]

ive been eeying this LBC bank nga originally eh.. kasi ganda ng terms nila kaso di kaya ito magsasara basta basta? well.. may pdic naman hehe.. anyways dahil sa discount card na pakulo ng BDO na yan sa kanila tuloy ako nakapag open na parang nakakapagsisi naman.. up to now wala parin form available OMG kumusta naman..

[Frenzied]

for our eldest- we opened ITF sa LBC Bank yung royal earner nila. for 5 years you must not withdraw the fixed amount you deposited then magearn siya ng 10.5% without tax. next year na yung maturity niya and i'm happy kasi almost half ng original amount ang nadagdag.

youngest-nag open din ako ng ITF sa LBC pero time deposit lang magmamature every 3 months at 4.9% p.a.

Hi proudmama can you tell me more about this? Thanks.

[lclanzaderas]

sa bpi. pero it's in my name.

[marssie]

pwede ba ako mag open ng dollar account kay baby, saan kaya bank maganda mag open and how much maintaining balance?

[jo_i]

for our eldest- we opened ITF sa LBC Bank yung royal earner nila. for 5 years you must not withdraw the fixed amount you deposited then magearn siya ng 10.5% without tax. next year na yung maturity niya and i'm happy kasi almost half ng original amount ang nadagdag.

youngest-nag open din ako ng ITF sa LBC pero time deposit lang magmamature every 3 months at 4.9% p.a.

this is very interesting. I'll check them out. 3 years na BDO ang daughter ko pero wala parin akong nafi-feel na benefits. Hay.

[17oranges]

nakakairita talaga itong bdo.  the last time i went there, wala talagang idea yung teller about the discount card.  dun daw ako magtanong sa new accounts.  i was in a hurry so hindi ko na natanong.  nagpunta ako kanina and asked the person handling new accounts.   she had no idea about the discount card.  tinanong pa yung katabi nya, "meron bang discount card ang junior savers club?"  hay nako!  nasa website kaya nila.  dapat pala pinrint ko yung lintik na website na yan para ipamudmod sa mga mukha nila.  hehe ang violent.  nakakaasar lang kasi na hindi nila alam.  ang sabi na lang nila sa akin, wala rin naman silang form.  sa ibang branch na lang daw ako kumuha ng form at isubmit na lang sa kanila.  nakakainis talaga. ililipat ko na lang ng bangko yung savings account ng anak ko.

 

eto pala yung website. advice ko lang sa may balak humingi ng discount card para sa mga anak nila na may bdo account, iprint ito, bilugan, i-highlight or whatever, at isampal sa mga mukha nila.

http://www.bdo.com.ph/Personal_Banking/Branch_Banking/Deposit/dep_index.htm?id=1&mid=1&state=pB1