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Hello! For purely health insurance, maganda yung offer ni FWD na "Set for Health". You can claim up to 3x ng coverage mo, provided the illnesses are from the different categories that FWD has set. Aside from that, if the insured dies, makaka-claim pa rin sya nung full coverage nya, kahit na nag-claim na sya before nung 3x. So ito talaga yung selling point ni FWD para sa akin, kasi sa ibang insurance companies offering health insurance, advance lang ang makukuha ng insured.