Mutual Funds - Thread # 5

[shinies]

Divident UITF ko sa BPI waley din binibigay 

Sa pagkakaintindi ko, ang MF at UITF na "dividend" funds ay iniinvest nila sa mga stocks etc. na may dividend. So kung ang isang stock ay nagbigay ng dividend, papasok yung sa MF o UITF fund as a whole. Hindi siya yung isa isang investor ng MF at UITF ay makakakuha ng dividends.
Bale si MF at UITF makakakuha ng dividends at mapunta lang siya sa fund.

Kung gusto makakuha ng dividends directly, mas maigi na directa stock (na may dividends) kunin mo

[keilu]

thanks!

i've read nga kasi that if there are any dividends given out, its going to be invested by the mutual fund. Nalito lang talaga ako dun sa sabi ng friend ko na may dividend daw sa UITF.

have invested in ColFin and some of the stocks i have give out dividends.

[fahsitive]

Hi all

Which do you prefer? Front-end or Back-end sales load?

[fionaapple]

Hi all

Which do you prefer? Front-end or Back-end sales load?

Neither. I invest through COL Financial Fund Source; no front-end or back-end sales load.

You're welcome.

[forumera]

Pwede ba to under my 5-year old son's name? Pwede ba one time payment lang every year? Meron ba 20k per yer lang babayaran ko? dont know where to start? also BPI or Sun Life mas okay?

[scruffs]

Neither. I invest through COL Financial Fund Source; no front-end or back-end sales load.

You're welcome.

Hi sis, when you say ganito na no front-end or back-end sales load, Meaning wala cost to charge and redeem units?

[fionaapple]

^yes. no cost to invest and redeem. they have a minimum holding period though. 90 days ata. so if you redeem before the lapse of that period from the time you invested, may 1% early redemption fee lang.

so let's say you invested 5,000, yung buong 5,000 maibibili mo ng shares.

[vanity fair]

Re: entry fees, most of the time i can negotiate them to lower it.  I've lowered down the entry fee in First Metro & in ATRAM.  Lalo na pag malaki yung amount that you will be placing in their funds.

[eischied_21]

^How do you negotiate to lower the entry fees? Do you go directly to their office? I doubt if you can do this online.

[vanity fair]

^ I go to their office.  But with ATRAM i placed it through Citigold, i insisted that they give me the lowest entry fee possible.  I was given 1% EF lang.  With First Metro since matagal na akong client & yun ang sinasabi ko na reason. 

[eischied_21]

^I see. Thanks

[BAISANAN]

Matagal ko ng gustong mag try sa mutual fund kaya lang confused ako baka mapunta lang sa wala ang ilalabas ko. Masyado kasing mababa interest sa bank.

[vanity fair]

"THE BEST TIME TO INVEST IN MUTUAL FUNDS IS 10 YEARS AGO.  THE SECOND BEST TIME IS TODAY."

[lyrahs]

Pwede ba to under my 5-year old son's name? Pwede ba one time payment lang every year? Meron ba 20k per yer lang babayaran ko? dont know where to start? also BPI or Sun Life mas okay?

Hi sis, may MF ako sa Sunlife, tig-isa kami ni hubby then sa anak ko naman naka-pangalan sa akin pero ginawa ko syang "In trust for" para sa anak ko. 2k lang hulog namin monthly then (bale 6k total para sa 3 MFs). Hayaan ko lang muna dun kesa sa bank ko ilagay.

[girlush]

"THE BEST TIME TO INVEST IN MUTUAL FUNDS IS 10 YEARS AGO.  THE SECOND BEST TIME IS TODAY."

agree ^_^

2012 ako nag start sa FAMI.
2015 naman sa PEFI

[scruffs]

hi mga sis! Ask ko lang po dun sa mga matagal na nagiinvest sa MF kung ang strategy niu din ba ay regularly naglalagay kayo on your chose funds? Nag-redeem na ba kayo from the first time na naginvest kayo sa MF until now?

Also, if you could share yung specific MF na niinvestan niyo and so far how much na yung gain niyo? if pwede lang ishare.

Just started this year. I chose 3 funds kasi then my plan is to regularly invest dun sa 3.

Thank you.

[girlush]

hi mga sis! Ask ko lang po dun sa mga matagal na nagiinvest sa MF kung ang strategy niu din ba ay regularly naglalagay kayo on your chose funds? Nag-redeem na ba kayo from the first time na naginvest kayo sa MF until now?

Also, if you could share yung specific MF na niinvestan niyo and so far how much na yung gain niyo? if pwede lang ishare.

Just started this year. I chose 3 funds kasi then my plan is to regularly invest dun sa 3.

Thank you.

SALEF (Save and Learn Equity Fund) under FAMI. Hindi ako regularly naghuhulog. me mga lapses ako last year .Gain 11.55%
PEFI (Philequity Fund Inc.) hindi rin parati naghuhulog. Gain 13.74%

[crisorlina]

hi mga sis! Ask ko lang po dun sa mga matagal na nagiinvest sa MF kung ang strategy niu din ba ay regularly naglalagay kayo on your chose funds? Nag-redeem na ba kayo from the first time na naginvest kayo sa MF until now?

Also, if you could share yung specific MF na niinvestan niyo and so far how much na yung gain niyo? if pwede lang ishare.

Just started this year. I chose 3 funds kasi then my plan is to regularly invest dun sa 3.

Thank you.

Hi scruffs,
1. I regularly invest 1k every payout to MF.
2. I don't redeem (personally because of the goal I set on why I'm investing in MF)
3. I have 3, but this is my favorite SUN LIFE PROSPERITY EQUITY. Gain will depend on where you entered the market but mine is 13% (started MF 1year)

[m0ncheri]

reading soon to remind myself to finally get that MF I've been delaying for years

[crisorlina]

reading soon to remind myself to finally get that MF I've been delaying for years

It's never to late to start, what's important is to start.