all about credit cards-thread 4

[happynlove]

mga sis declined ako sa credit card application ko sa BPI thru our company referral program (payroll namin sila). habol ko kasi yung free annual life nila, okay lang ba magseparate application ako ulit while this promo runs? Or may chance madecline din?

[blackgreen]

Ang weird ng bpi. I requested for an increase in credit limit. May nareceive akong email na denied request ko kasi daw nagkaincrease na ako last feb but when I checked my bpiexpressonline kanina nag increase credit limit. Happy na lang ako.

[Maxim04]

Haha ang weird naman nun sis blackgreeN..

Mine sa BDO they increase my limit every 6 months. Ok lang naman whatever amount kasi wala naman akk sa pinas. I just use it pag magbobook ng domestic tickets. hehe.

[charmed_gal]

^ nirerequest  mo increase mo ng credit limit sa bdo Maxim04?

[blackgreen]

^^kaya nga sis. Happy na lang ako. Dina ako nagreklamo. Baka nauna email nila before yun pag-grant sa akin, nagbago isip. Hahahah

[Maxim04]

^ nirerequest  mo increase mo ng credit limit sa bdo Maxim04?

Hindi naman sis. Actually 5 months ago lang when they increased my limit. Then as i checked nitong may, nadagdagan siya ng 30K. 

[babythug28]

does anyone know how to cancel/close a credit card sa citibank? i would like to cut my other cc from them since wala naman ng points yung Shell and nagsha-share lang naman sila ng CL nung isang citibank card ko. sayang din kasi yung magiging bayad sa annual fee eh.

[chicafabulosa]

does anyone know how to cancel/close a credit card sa citibank? i would like to cut my other cc from them since wala naman ng points yung Shell and nagsha-share lang naman sila ng CL nung isang citibank card ko. sayang din kasi yung magiging bayad sa annual fee eh.

Just give them a call. Tell them you want it cut. I did it with my shell card too

[babythug28]

^ after settling the balance, did you paid any charges? and would they also send you a letter confirming that the card is already close/cancel? TIA sis.

[chicafabulosa]

^ after settling the balance, did you paid any charges? and would they also send you a letter confirming that the card is already close/cancel? TIA sis.

After settling the balance, wala namang charges ako na incur. They only time you will charges is if you have an installment sa card mo and you want to have it to be terminated na. For the installment termination, they will asking you to pay 300 pesos yata for penalty yun lanh. But if wala ka naman installment, wala ka na babayaran. They wont be sending any confirmation they will just informed you that it is already closed on their end. And they will ask you to cut your card.

[babythug28]

ok great. no use naman kasi for Shell. i'll just have the Cashback na lang for future use. thank you!

[charmed_gal]

sa mga nag apply online sa bpi for credit card, paulit ulit ba hinihingi un mga required documents? naka 2 time na kase ako padala thru email, tapos magtetext pa saken si bpi i send na naman...

[Maxim04]

sa mga nag apply online sa bpi for credit card, paulit ulit ba hinihingi un mga required documents? naka 2 time na kase ako padala thru email, tapos magtetext pa saken si bpi i send na naman...

Sis i forward mo lang sa kanila yung previous email na may attachment mo so they would be notified na sila ang naka miss. Baka na overlook nila na nagsend ka na. Nangyayari naman yun. 

[geekgurl]

I am very happy with my BPI Petron CC. I just had my annual fee reversed. may 3%-5% rebate pa sa gas station. Tapos nagpadala pa sila ng eCredit for secure online shopping. Recenltly, andami ko nareceive na Shop anywhere coupon tho hindi ko pa natry magclaim. kahit saan jollibee or greenwich accepted yung coupon? pwede bang hindi printed coupon ipakita?

[Evolet027]

Sis pwede kahit yung email lang pakita mo or yung sms. yugn Code lang naman kailangan nila tapos i coconfirm muna nila yun if valid or hindi. Nakapag claim na ko ng free food. Ayos naman, nabili mo na groceries mo, may points ka na, may free food ka pa. Super sulti talaga BPI cc ko.

[geekgurl]

thanks sis!
excited na ako magclaim. may 8 coupons ako. 

[mebpa]

what will happen if you don't use your card but you don't cut it either. do you still pay annual fee?

[chicafabulosa]

what will happen if you don't use your card but you don't cut it either. do you still pay annual fee?

Yes you will still have to pay your annual.

Yesterday I just got a text message from Citibank that my cc has been blocked since someone cloned it. Buti na lang they got that feature na once madetect ng system nila na may clone automatic blocked na nila. So right now I dont have a credit card, next Friday pa madedeliever yung new card ko with new number.

So mga sis careful na rin specially if yung card is di iswa swipe sa harap nyo. You will never know if sino ang loko loko na ico clone yung card nyo. Actually marami kameng citibank users daw yesterday that they blocked the cards temp since nadetect na may clone yung cards namin.

[mebpa]

^ 2 years na kase yun card ko and nakikita ko naman online yun statement, never ko ginamit yun card. I was waiting last year if may fee, wala naman. Hindi naman automatic na binawas sa account ko if may fee. I'm not sure if kelangan ko pa tanungin bank if cut na ba or what. wala naman kase change sa online.

[chicafabulosa]

Better to give them a call rin. Wala naman mawawala