Memorial Plans Investment

[celsky]

pwede namang magenjoy habang nagtitipid. syempre we all deserve the luxuries of life because it is the  fruit of our labor. but of course, we need not to neglect our future responsibilities, kasi kahit patay na ang responsibilidad andyan pa rin. pwede mo pa ring mapadama kahit kinuha na ni lord that you are still providing money for your family. because, while you were alive, you enjoy it and at the same time kept something for the future of your family.

well said!

[blooming]

this will be my last investment option if lahat settle na.

yes, siguro ganun nga din iniisip ko.  actually am thinking of buying our 2nd home na pero hindi ko parin makita why buy this "investment" now. 

pwede namang magenjoy habang nagtitipid. syempre we all deserve the luxuries of life because it is the  fruit of our labor. but of course, we need not to neglect our future responsibilities, kasi kahit patay na ang responsibilidad andyan pa rin. pwede mo pa ring mapadama kahit kinuha na ni lord that you are still providing money for your family. because, while you were alive, you enjoy it and at the same time kept something for the future of your family.

sis, isa pa yan. you brought out a good point.  Puede naman mag enjoy while same time nags-save.   Kasi like right now, we go on annual vacations, pero wala ngang memorial plans.  Tin-try ko isipin if it is a wrong strategy.  Kasi nga as of this point, and even looking forward, hindi ko pa makita ang value nya maliban as an alternative investment, which for me is more on the non-liquid side din kaya hindi ganun kadali i-dispose (like an educ plan).

[Clarisa]

hi mga sis!

Do we have an agent here or can you PM me an agent nung st peter plans or any memorial plan since I'm planning to get pero im on overseas. So I need an email address.

Thanks

[prettychestnut]

kung titignan natin ang sitwasyon na namatayan tayo, tapos wala palang memorial plan at lot ang namatay, siyempre napakalaing gastos yun para sa kamag anak na naiwan.

just like what happened to my bf's brother who died this april lang, nagbakayson lang dito from u.s. then a  week after, namatay siya due to heart attack.

daming issues pagdating sa burol. ang saklap aminin, napakalaing gastos.

andun na yung napagusapan na wala syang memorial plan and lot, tapos [textspeak!] interment, and lahat lahat na kakailahangan, andun ako makita ko sila hirap asikasuhin ang lahat.

sabi ng agent ng st. peter, the earlier na kumuha, the better. kasi kakaunti lang iintindihin.

kesa boom!!! magiisip ka pa kung san mo siya ililibing, kung icrecremate ba or hindi.

hirap diba.

kaya mas maganda, may memorial plan na nakaready na. =)

[ishopnowfeelguiltylater]

after ko mabayaran ang life insurance ko (9 more years to go), eto na next project ko. di hamak na mas magaan naman ang memorial plans kesa life insurance so ok na pagsabayin ang pagkuha ng memorial plan sa pagpaplano na magkababy.

[ann08]

Buti may ganitong thread na rin.

Meron po bang installment yung memorial services nalang? What companies? (company rin ba ang tawag)lol  kasi may columbaria vault na na avail for cremation. thanks in advance sisses

[curandera]

Ako I am on my 3rd year sa pagbabayad ng memorial plots.  Kapag natapos ko na yun, memorial service plan naman ang target ko. 

Helpful din kasi talaga to eh.  I had first hand experience nung namatay ang lola ko.  she had everything prepared nung bata-bata pa siya kaya when her time came, wala na kaming inintindi.  Kahit yung coordination ng lahat yung insurance na rin ang nag-ayos.  Very convenient talaga sa mga naiwan.

[patchuchai]

hi! i can relate to this thread. when my mom got hospitalized, masyadong negative ang prognosis ng doctor niya. i was in a hurry to inquire about memorial stuff. ako kasi meron na, iyong ultima memorial plan but the bad news, pwede siyang ma-transfer sa parent kaso hindi na ganun ang value. Unfortunately, it was my father who died. I got the service of St. Peter memorial, costs almost 19k, tapos i purchased a memorial lot sa Forest Lawn (located in rizal), price is 45k, good for burying 4 bodies. so doon na lang kami. Ang hirap kapag biglaan, kahit sabihin mong iyong kamag-anak na nabubuhay ang bahala, unless financially well-off naman. Kaso in our case, when my father was confined, zoom up finances namin. If i look back, grabe talaga nagastos namin.

[pinkberries]

mga sis, pa pm naman ng trusted agent nyo for memorial plans.  nagiisip na din ako nito.  TIA!

[sarahsensible]

less hassle pag may memorial plan, yung sa grandparents ko bago pa namatay lolo ko (buhay pa si lola) binabayaran na nila.
Nung namatay si lolo wala kami naging problema except may pina upgrade lang kami, like yung funeraria kasi na kasama dun sa binabayaran eh yung hindi pala aircon.

Tapos itong ganito usually hindi kasama yung maghuhukay, 20k ang binayaran dun sa mga tao na maghuhukay.

Everything else, wala na kami naging problema.

[patchuchai]

i forgot, korek si sis sarahsensible, kasi bukod sa na-purchase ko ang memorial lot, may binayaran pa kami mga 21 for the memorial service, iyong paghuhukay tapos paglalagyan noong casket, tapos iyong chairs, tent etc. gastos talaga.

[betty]

internment tawag dun. mas magastos pa kesa manganak

[bebeloo]

papacremate na nga lang ako..mas mura pa, e pareho lang din naman, dedbol pa rin. hehe

[sarahsensible]

^ kahit ata cremate magastos pa rin, except pwedeng ang kabaong hiramin na lang that is kung okay yun sa family mo. Babayad kapa rin ng burol.

[sarahsensible]

Agree ako kay sis betty pero mas nacocompare ko ang pagod at gastos sa kasal hehe sorry ha, yun yung 2 magastos at nakakapagod. Pero mas nakakapagod mamatayan kasi pati emotionally nakaka drain.

[bebeloo]

^^ i had my memorial plan na sis from st. peter. spot cash ko siya binayaran. problem ko na lang kung libing o cremate. feelng ko nga mali, dapat yung package na cremation na talaga yung kinuha ko.

[swit_squiggle]

this is one of my favorite thread dahil ang mga tao dito hindi takot mamatay. hehe

[bebeloo]

^sis takot ako mamatay. kasi hindi ko alam kung paano. baka masakit kasi hehe

anyway, mas mahal ang libing kesa cremate noh? can someone confirm? thanks!

[swit_squiggle]

haha. napahalakhak ako ng pagkalakas lakas sa post mo sis bebelou. YOU made my day complete.

[sarahsensible]

ako I grew up kasi na ang grandparents ko may memorial plan, tapos lagi nila pinag uusapan dati na may lupa na sila sa Himlayan. So nung na tegi lolo ko dito sya nakalibing.

Ako mas takot dun sa idea na kung paano ako mamatay  ayoko mamatay na masagasaan ng truck ng basura.

sis bebeloo st peter yung may e-burol diba? ano ang coverage pala nung kinuha mo?

Naalala ko dati parang may napanood ako sabi ni Kris Aquino hindi sya kukuha ng ganito, dapat daw kasi ang mamroblema eh yung loved ones nya na iniwan na nya, hindi sya.