Author Topic: Auto loan..  (Read 107377 times)

huit

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Re: Auto loan..
« Reply #260 on: January 05, 2019, 11:16:58 am »
Usually ba marami hinihingi bank na docs. I reckon yung last Auto Loan ko walang docs na hiningi. Itong ngayon, gusto pa ng COE at bank statement kung saan pumapasok ang payroll.

Ano ba bank yung mababa ang interest rate? BPI kasmi kami dati.
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Kiara027

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Re: Auto loan..
« Reply #261 on: January 05, 2019, 12:01:15 pm »
With my exp with BPI re docs, they asked me for :

COE
3 months payslip
ITR
Nag CI din sa apartment ko and sa parking area ko
CI sa company ko
Proof of billing
2 copies ng ID's ng asawa ko

Mabusisi sila. Re interest, my bank loan got approved in BPI, Security Bank and PSBank. BPI ang pinakamababa interest so I processed mine with BPI.
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huit

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Re: Auto loan..
« Reply #262 on: January 05, 2019, 06:27:52 pm »
^

Oh, sana BPI tumawag sakin, so far PS Bank pa lang eh. Yung BDO nag text pa lang din na pina process pa daw. I wonder how long pa yun.
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three8one

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Re: Auto loan..
« Reply #263 on: January 28, 2019, 06:51:07 pm »
^ 3 working days yung sa amin sa BDO. 4th day tumawag na okay na daw yung loan.
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super bratinella

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Re: Auto loan..
« Reply #264 on: July 21, 2019, 03:39:54 am »
Fully Paid na kami sa car loan namin, what is the next thing to do?
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three8one

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Re: Auto loan..
« Reply #265 on: July 21, 2019, 02:36:11 pm »
Sa pag kakaunawa ko ma'am sa pinaliwanag ni sis simang dati, meron yung bank na ibibigay na document sayo proof na fully paid mo na yung loan sa kanila. tapos dadalhin mo ito sa Register of Deeds pinaka malapit sa inyo. tapos sa munispyo (or viceversa not sure dito), then sa LTO na para ma isyuhan ka ng bagong OR/CR na nakapangalan na sa iyo. di ko lang alam alin sa RD at Munisipyo yung may bibigay sayo na docs na wala na sa pangalan ni bank yung OR/CR.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

super bratinella

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Re: Auto loan..
« Reply #266 on: July 22, 2019, 03:28:00 am »
thanks sis big help po!
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Therefore, I am PERFECT!.

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Bridgette*

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Re: Auto loan..
« Reply #267 on: July 22, 2019, 08:46:39 am »
Fully Paid na kami sa car loan namin, what is the next thing to do?

Secure the cancellation of mortgage doc from the bank. Di ko alam na kailangan pala syang dalahin sa RD sabi ni ^ Senpai before kasi diretso lang kami LTO. LTO then issued us a new ORCR with your name on it na. You shouldn't see the "encumbered" anymore sa CR.

super bratinella

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Re: Auto loan..
« Reply #268 on: July 28, 2019, 03:30:16 am »
thanks so much sis!
I am nobody.

Nobody is PERFECT.

Therefore, I am PERFECT!.

http://superbratinella.blogspot.com/

three8one

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Re: Auto loan..
« Reply #269 on: July 28, 2019, 02:19:16 pm »
Secure the cancellation of mortgage doc from the bank. Di ko alam na kailangan pala syang dalahin sa RD sabi ni ^ Senpai before kasi diretso lang kami LTO. LTO then issued us a new ORCR with your name on it na. You shouldn't see the "encumbered" anymore sa CR.

plus 100 dito?  ::) ::) ::) hehe.. yun pala yung mga technical terms nun mga pinagsasabi ko. haha! Salamat dito ma'am.. ang galing mo!  ;)

good for you diretso na kayo sa LTO agad. sana oil... iba iba kasi nalalaman ko paliwanag.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

Noylabmay

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Re: Auto loan..
« Reply #270 on: July 28, 2019, 06:08:34 pm »
Mga sis san ba inaasikaso ang car loan sa bank or sa mismong car dealer?
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three8one

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Re: Auto loan..
« Reply #271 on: July 28, 2019, 06:27:17 pm »
^ kung in house car loan, yung mismong dealer ang mag papa approve sa banko ng loan mo. pero kung bank loan ka, ikaw mismo mag pa process doon sa mismong preferred mong banko.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

Noylabmay

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Re: Auto loan..
« Reply #272 on: July 29, 2019, 02:06:17 pm »
Ganito kase ang  dilemma namin kukuha kami ng car sa isang kamag anak na nag wowork sa isang show room. Ayaw sana namin na makita nila ang details ng mga sweldo namin dito sa abroad so pwede pala na sa bank kami mag aasikaso ng bank loan then yung bank na ang makikipag usap dun sa show room?
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three8one

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Re: Auto loan..
« Reply #273 on: July 29, 2019, 06:07:02 pm »
^ yas! pwedeng pwede? sa bank nalang kayo direct mag apply ng car loan. tapos yung kamag anak nyong SA ilagay nyong contact person sa casa. once ma approve yung loan ninyo iinform kayo ni bank na pwede na kayo mag proceed then tatawagan din nila yung SA para hingin yung details ng bibilhin sasakyan.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

Noylabmay

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Re: Auto loan..
« Reply #274 on: August 04, 2019, 01:14:10 pm »
^  thanks. Pero makakakuha pa rin naman siya (yung kamag-anak na nag wowork sa showroom) ng commission diba kahit mag direct kami sa bank?
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three8one

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Re: Auto loan..
« Reply #275 on: August 25, 2019, 06:20:36 pm »
makakakuha pa din ata. pero maliit kumpara sa sila ang magpapa approve sa bank.
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

avitot

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Re: Auto loan..
« Reply #276 on: August 28, 2019, 09:50:22 am »
meron pa ba babayaran after mo matapos ang loan term? Saan natin makukuha ang original copy ng car's OR after fully paid?

thanks
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three8one

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Re: Auto loan..
« Reply #277 on: September 12, 2019, 01:33:11 pm »
Depende sa transaction nyo ng bank na pinag loanan mo.

Yung about sa orig or/cr under your name na kung pano makukuha... Pa read ng konti yung sa above post ma'am, kasi yon din yung topic.. Need mo i process yun at sa LTO kung saan mo i process makukuha po iyon. 🙂
.... apart from You i can do nothing.... but with God nothing is impossible...therefore, I can do all things through Him who gives me strength.
 
John 15:5
Matthew 19:26
Philippians 4:13

 


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