Bank Account ni Baby.

[fabbkr2]

We opened Red an ITF time deposit account at BPI and all his monetary gifts from his christening, Christmas and birthday we deposited lahat don. Actually, malaki pa money niya sakin nung before ako mag work! hihi! 

[princessmia08]

Mia din yun yung plan namin for her Metrobank Fun Savers Club. Lahat ng monetary gifts from her birthday, Christmas, at pag napagtripan lang siyang bigyan, dun namin nilalagay. It will serve as her educational fund as well.

[martedi]

I also opened a bank account for both of my children. Pagkapanganak, nag-open na agad kami. It's under their name. Doon namin nilalagay ang mga gifts sa kanila.

Meron din kaming trust fund for them. Kami mismo ni hubby ang naglalagay ng pera dito.

ako rin,pagkapanganak,nag-open na rin ako account for my baby.lahat ng monetary gifts,cash prizes (kiddie games),at money from piggy bank, nakalagay lahat dun...

maribeth, ano naman yung trust fund? anong difference and advantages nya from savings account? TIA

[maileen1]

We opened Red an ITF time deposit account at BPI and all his monetary gifts from his christening, Christmas and birthday we deposited lahat don. Actually, malaki pa money niya sakin nung before ako mag work! hihi! 

hi sis what type of time deposit sa BPI ang ni-open mo for your baby? Di ba pag time deposit, there are only specific times na pede kang magdeposit like for ex. its maturity? Tama ba? Mas gusto ko din sana BPI pa rin ang account ni baby kasi BPI yung account ko and mas madali sana magtransfer online.  Nung nag-inquire kasi ako, yung kiddie savings account nila..at least 10 yrs old ata or 12. Thanks!

[girl_interrupted]

Metrobank Funsavers din sa anak ko

[fabbkr2]

hi sis what type of time deposit sa BPI ang ni-open mo for your baby? Di ba pag time deposit, there are only specific times na pede kang magdeposit like for ex. its maturity? Tama ba? Mas gusto ko din sana BPI pa rin ang account ni baby kasi BPI yung account ko and mas madali sana magtransfer online.  Nung nag-inquire kasi ako, yung kiddie savings account nila..at least 10 yrs old ata or 12. Thanks!

Sis, hindi kiddie account yung kay red eh. basta time deposit siya pero monthly ang maturity, ang nakapangalan dun, kami ng husband ko then ITF lang si baby. When he reaches age 18, they will transfer the account fully to his name na and siguro malaking amount na yun kaya now palang talagang pag may nagbibigay ng money sa kanya, lagay agad dun..it helps din kasi yung father ko is a bank manager there kaya siya nag-aalaga nung money namin and he gave us much higher interest din. hehe!

[pinkpotato]

we opened a bank account for my baby here in Sg and initial deposit is 500 SgD. 15000 pesos sya. its the normal amount if you open an account dito.

[maileen1]

Sis, hindi kiddie account yung kay red eh. basta time deposit siya pero monthly ang maturity, ang nakapangalan dun, kami ng husband ko then ITF lang si baby. When he reaches age 18, they will transfer the account fully to his name na and siguro malaking amount na yun kaya now palang talagang pag may nagbibigay ng money sa kanya, lagay agad dun..it helps din kasi yung father ko is a bank manager there kaya siya nag-aalaga nung money namin and he gave us much higher interest din. hehe!

wow! gusto ko din yan. I see meron palang monthly maturity. Sige check ko sa branch of account namin.  I used to work before din sa BPI pero as teller and nung 2002 pa kaya la na ako alam ngayon sa products ng BPI hehe. Thanks for the tip sis. Isa ito sa magiging option namin. Mas ok ang TD kasi mas malaki nga ang interest compared sa ordinary savings account.

[fabbkr2]

^ hihi! ok sis...yup sige para sure ask ko dad ko later kung may iba bang tawag dun sa TD ni red. baka nga meron! I'll update here sis.

[lemonade]

nung one month old pa lang daughter ko, i opened a savings account for her in metrobank (fun savers club) and a platinum savings account in BPI. she's now 4 years and 4 months old.

[andreil_19]

ask ko lang for metro bank, how much yung interest nila?

I have an acct sa BPI pero money yun ng daughter ko when i opened kasi i don't have her pic with me kaya solely sa akin nakapangalan and i'm planning next year to invest the money sa mga funds kasi mas malaki ang interest or to open another account/transfer for higher interest rate.

[gorgeous_mommie]

ive seen sa LBC bank.. ok ang kanilang terms eh sa chikiting acct 200 lang to open then 2%PA ang int at walang dormant acct fee pa.. may nag try naba nito sa inyo?
 2nd option ko ang bpi family bank... kasi malapit sya samin.. at meron din silang kiddie acct. pls advice naman.. tia

[sweet angel]

Sis, hindi kiddie account yung kay red eh. basta time deposit siya pero monthly ang maturity, ang nakapangalan dun, kami ng husband ko then ITF lang si baby. When he reaches age 18, they will transfer the account fully to his name na and siguro malaking amount na yun kaya now palang talagang pag may nagbibigay ng money sa kanya, lagay agad dun..it helps din kasi yung father ko is a bank manager there kaya siya nag-aalaga nung money namin and he gave us much higher interest din. hehe!

pede ba ITF ang time deposit? sila mismo ang magtratransfer kapag 18 na si baby o kayo? nasa agreement ba yun?

[xoxo_gt]

kay bebe sa BDO din namin siya inopen ng account

[Bash]

^yung monetary gifts na nareceive ng baby ko when she was Christened ang ginamit ko din to Open a Junior Savers account sa BDO. ITF din ata. basta ako ang signatory, since she was only a month old then.

[fabbkr2]

pede ba ITF ang time deposit? sila mismo ang magtratransfer kapag 18 na si baby o kayo? nasa agreement ba yun?

yup sis pwede, basta ang nakalagay kasi sa certificate namin na dumadating monthly are names namin ni hubby tas ITF then name ni red. Yuup may agreement kami na when he reaches 18, ittransfer na sa kanya yung money. I think ganon din ang ginawa ng parents ni Nino Muhlach before sa kanya.

[luvmyson]

BDO Junior Savers acct for my Drei, mainly because kahit weekend open ang BDO

[cherslim1115]

me also BDO junior savings and time deposit para sa future nya  (education,etc)   

[jhogsHONEY]

sa mga nabanggit niyo mga sisses ano ano mga advantages ng sa Metrobank, BPI, BDO and kung Time Deposit?

LIRA - madali lang ba mag apply pag TD? magkano ba ang bayad? tapos monthly ang interest ba? hindi ba ito katulad sa savings account na may maintaining balance? sensya na dami kong tanong

plan ko kasi ganon gawin kay TJ sa lahat ng makukuha niya sa Christmas saka para makapag hulog din kami monthly for his education

Thanks sis

[jhogsHONEY]

^yung monetary gifts na nareceive ng baby ko when she was Christened ang ginamit ko din to Open a Junior Savers account sa BDO. ITF din ata. basta ako ang signatory, since she was only a month old then.

yung kay TJ naman ginamit ko muna sa mga needs niya like stroller, crib, high chair etc.. pero sa christmas and so on mapupunta na talaga sa account niya