all about HMO

[MorenaBeauty]

Hi baisanan and rhumbafrapp tama kayo plan yun ng hospital room and board po but it stills depends on your limit of coverage.    Better if you get a which has a higher limit for example 100,000 and up kasi you may never know kung kelan ka maaksidente o magkakasakit. You dont want your pocket na umiyak because of unexpected turn of events to your life. May kilala akong tga Medicard if you want I will refer you to her. Para maexplain nya ng maayos.Based on my experience ok ang medicard courtesous din ang staff and customer service nila

[mhy_pie03]

Friends, ano pong hmo ang may unlimited consultations & laboratory & diagnostic tests for senior citizens? Ito kasi pinakailangan ng parents ko. May nakita ako sa medicard kaso sa medicard doctors lang pwede. 30% discount lang offer nila medyo mabigat parin. Mahilig kasi magpacheckup parents ko. Hindi ko makita sa blue cross kung may ganito silang package.

[agape]

@ato
bumili tita ko (senior) ng caritas pero di sya pumasa/na-approve, so parang sayang lang ang hulog niya sa caritas.

[angeleigh]

Ngayon ko lang naappreciate ang magkaron ng HMO, kasi ang tagal kong consultant eh. Sarap pala ng merong ganitong benefits! Konting kibot lang pwede ka magpacheckup!

[MorenaBeauty]

Hi sis mhy depende po kasi sa age ng senior citizen. Sa Medicard up to age 65 ang coverage ng healthcard nila na unlimited consultations plus the limit. I think RxER yung sinasabi mo na unlimited consultations sa Medicard owned clinics pero at least 1,998 lang ang babayaran mo and NO AGE LIMIT. Ayoko mag-refer dito at baka mamuted ako

[j_in_tokyo]

looking for a nice healthcard for me and my mom.
we are both based dito sa japan.
pero we need this healthcard just incase magkasakit kami..
mahal kasi dito magpagamot eh..

[rave21lala]

pwede ba kumuha ng hmo kahit unemployed?

[MorenaBeauty]

OO naman sis basta kaya mo magbayad.

[rave21lala]

^thanks sis! ano ba magandang hmo? nung nagwowork kasi ako maxicare at medicard nagkaron ako pero never ko nagamit.

[em_cee]

Hello,  I am separated from my husband, can I apply for my son and me lang?  I've read na need to follow heirarchy. Which is better between Maxicare and Medicard?

[MorenaBeauty]

I have tried both but HMO companies pero mas maganda ang Medicard. Courteous ang staff and services nila. Hiyang din sa akin ang facial with diamond peel nila plus my free kit pa pang maintenance. Satisfied customer ako nito until now sa agent ko pa rin ako kasi isang text ko lang magrereply agad. Kayo ba anong karanasan ng ating mga sisses sa healthcard? share naman

[ning kuting]

Hi alam nyo ba kung bakit iba ang process ng HMOs for neurologists? They don't give LOA if you need to consult one. For reimbursement ang PF nila and I don't know if they readily approve it.

[mhy_pie03]

@MorenaBeauty: Yun nga problema ko sa rxer eh kasi limited to in-house doctors nila. May mga sariling specialists na kasi kami. Mas alam nila history at mahusay talaga. Hayzzz.

[MorenaBeauty]

If that's the case sis my VIP Program rates naman sila. yun ang age 61-65 years old. Doon ko inenroll ang parents ko. Here is the link sis..check the website

http://www.medicardphils.com/vip/rates.php

[silverlilac]

My sis was able to enroll our dad pa sa Maxicare, nagoffer daw kasi ng packages for 75 years old and older na dependents. Buti na lang kasi naging effective yung plan for our dad, one day after niya maconfine for pneumonia.

[em_cee]

accredited ba ang Chinese general Hospital sa Medicard?  yun ang nearest hospital namin eh.

[MorenaBeauty]

Yes sis

[mhy_pie03]

@silverlilac: Company-sponsored ba yung maxicare ng sis mo?

[silverlilac]

^yes, sis... company-sponsored nga.

[maye2k]

Hello...

Ask ko lang po how maxicare go about reimbursement? My Nuclear Radiologist isn't accredited yet but has a pending application for accreditation for maxicare. So basically, for reimbursement pa yong consultation fee I paid for my radiologist. Can I get my refund the same day after filing assuming all necessary docs or attachments are complied? Or I should wait for couple of days, months before I get refunded? Maliit lang ang amoung kasi PF lang pro sayang din, at considering sa distance ng hospital/clinic sa house namin sayang ang time at pamasahe.

thanks