SSS Discussions (Thread 2)

[tootipatooti]

Hi mga Sis,

Balak namin mag SSS loan ng mga officemates ko. Nag try kami online kaso na expire kasi di inasikaso ng employer namin. Pwede ba kami mag loan tapos kami nalang magbabayad hindi na salary deduction?

[luckysiete]

As far as I know if you are employed your company should deduct the loan payment from your salary. I check mo na lang online from time to time para sure ka na pagbabayad nga employer mo.

[Guada_FN]

Hi there,

Speaking of SSS, this article can help you know more about the SSS Salary Loan: http://www.femalenetwork.com/work-money/sss-salary-loan-faqs-a00189-20170901-lfrm

[forumera]

hays bakit ang tagal ma post ng bayad ko sa SSS loan? nagbayad ako September 9 sa Bayad Center til now hindi pa rin posted!

[luckysiete]

wait mo lang sis, usually late talaga mag posting ang sss. Pero kapag wala pa din sila posting pumunta ka na sa branch. Worst case scenario, hindi pala pumapasok sa account mo. Ganyan kasi nangyari sa kasamahan ko. Updated naman magbayad yung employer namin, kaso sa online, ni isa walang lumabas na payment. Yun pala hindi pinopost ng sss kasi may problema sa date of payment. kaya ang nangyari nilakad pa tuloy ng kasamahan ko.

[Queserasera]

hello! mga sis yung husband ko 10 years ang contribution sa SSS, pero 2 yrs na siyang hindi nakapaghulog. Gusto sana namin mag loan ng pera kailangan na kailangan namin ngayon. ano po ba mga dapat una namin gawin? ang alam po namin may penalty muna na babayaran..tama po ba?

[freelancer_babe]

^ Hi sis -
May qualifications kasi kapag kukuha ng loan sa SSS. Kung salary loan ang habol nyo:

• All currently employed, currently contributing self-employed or voluntary member.
    - For a one-month loan, the member-borrower must have thirty six (36) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.
    - For a two-month loan, the member-borrower must have seventy two (72) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.
• The member-borrower whose employer must be updated in the payment of contributions.
• The member-borrower has not been granted final benefit, i.e., total permanent disability, retirement and death
• The member-borrower must be under sixty-five (65) years of age at the time of application
• The member-borrower has not been disqualified due to fraud committed against the SSS.

Source: https://www.sss.gov.ph/sss/appmanager/pages.jsp?page=salaryeligibility

So according to the above, kailangan may hulog 6 times within the last 12 months para qualified kumuha ng loan. Pero dahil walang hulog, wala na sa option nyo ang kumuha ng SSS salary loan.

[alice_alice]

Hi,mga sis I got my check, it doesn't indicate na I can encash it at any branch so meaning sa Landbank kung saan nakaddress yung check ako magpapaencash?

[mysterioza_me]

^Oo ganun na nga. Yung sa akin dineposit ko nalang sa account ko para less hassle.

Taka nga ako bakit cheke binigay sa akin, yung mga officemates ko cashcard ibinigay sa kanila.

[airish_2]

^^ kahit landbank siya sis pwede mo siya i-deposit sa bank mo kahit hindi landbank.

[alice_alice]

Thanks mga sissies mysterioza_me and  airish_2. I was able to encash my SSS check at Landbank Shaw, in the check it says it's issued from Landbank East Ave.

So that means it can be encashed at any Landbank branches.

[chinablue]

I need your advice guys. My husband kasi has already completed the 120 monthly contributions sa SSS. Actually, nasa 126 total na siya because I paid for half of this year at maximum amount yung contribution ko for him. My concern is that do we need to still continue paying for his sss or pwede stop na? Nagmaximum lang siya ng contribution for the last 2 years. Ang target lang namin is for the sss pension and hindi naman kami nag eexpect na sobrang laki ng makukuha niya. My husband is in his early 30s pala. I am thinking kasi na instead of continuing his sss payments, we can use the money elsewhere. Please share me your thoughts. Thanks in advance.

[airish_2]

For me sis continue mo hulog para magamit mo if ever emergency and mag loan ka.

[chinablue]

^thanks sis. Sige continue na lang namin.