INSULAR LIFE VUL

[sublime1]

Hi mga sis! Meron ba ditong kumuha ng Retirement Fund/Life Insurance sa Insular Life? I'm torn kasi in choosing between different insurance companies. Since I think wala pang thread about Insular, I opted to start a new thread for discussions about their products. Any feedbacks mga sis?

[martiella]

Plan ko din kumuha sa insular pero wala pa review masyado dito. Sana may magshare ng kinuha nila VUL sa insular

[sublime1]

sis @martiella Already have our policies with Insular Life Actually buong family namin kumuha na. I'm super happy with their service, and super ok din yung Financial Advisor na narecommend samin, as she was able to answer all our questions regarding investing in VUL and knowledgeable din sya sa stocks. Ok din ang products nila, and napansin ko they charge lesser admin costs as compared with other Insurance Companies.

[mxherr5]

Yes they have lower charges..
If only they allow VUL premium payments via credit cards then they'd be perfect.
 

[martiella]

Hi sis anong kinuha mo na vul sa insular? And how much ang premuim mo?

[letters_to_cleo]

I have Insular´s Wealth Assure VUL. It´s my sixth year na, 150k annual premium ko.  Mabigat yung premium, 3x ng usual premiums, pero sinadya ko talaga kasi habang nag OFW pa ako, samantalahin ko na makatabi ako ng bigger amount kesa ipambili ko ng kung [textspeak!]-ano (bags etc).
 

[sublime1]

^mine's wealth secure product naman 45k annual premium, 1mn coverage with 1mn dreaded disease rider

[iiJh0iii]

Any updates about this insurance? I am interested but I am confuse kasi sabi nila mas okay kapag may kasamang countries para di agad agad babagsak. This insurance is mainly in the Philippines lang. Safe ba and can be trusted?

[juicy]

^sis, Insular Life is the first and the largest Filipino life insurance company. More than a century na ang presence nya dito sa Philippines and what I love about it is continuous ang operation nya even nung World War II. It was also the first insurance company na nagresume ng operations in Tacloban after typhoon Yolanda. Iba pa rin ang alagang Pinoy, family-oriented sila.
I actually have 3 policies from them kasi my mom worked for them for more than 20 years na.