BDO Thread

[marssie]

Hello!

What do you think of BDO Optimum Savings Account for Emergency Fund purposes? Eto kasi ang may pinakamalaking interest sa savings account nila.

How about BDO Life Insurance?  Mostly Sunlife, Prulife, Manulife etc.. ang trusted insurance companies, but i'm curious on this one lalo na yung term insurance nila na later on pwede daw convert into endowment.

[chinablue]

I have BDO optimum savings account for several years already and minimal lang naman ang interest rate niya sis. Hindi naman optimum haha. Kaya din siguro hindi nakadisclose sa BDO website ang interest rates nito. Saka wala siya debit card, passbook lang siya. Kaya I just transferred majority of my emergency fund sa CIMB. Nag iwan lang ako ng reasonable amount sa BDO regular savings account ko for liquidity purposes.

[marssie]

^Hi Sis, sorry but what is CIMB?

Bigla ko binalikan ang website nila, oo nga no, wala ngang nakalagay na rate. Nung nag open kami dati naalala ko may pinakita sila na ang yun ang pinakamandang savings account nila lalo na kung 500K ang maintaining balance mo and up.. kaya eto ginawa naming EF. But honestly, i'm still looking for another option.

[chinablue]

^^hi sis marssie. sorry sa late reply. CIMB is a digital bank. Another digital bank is ING. Mas mataas kase ang interest rates niya kesa regular bank kaya nag open ako sa dalawang yan.