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Hi Forum-ers

Makikisali po, I am new in this forum.
I am an OFW working in Japan.

Completed Goals:
-Opened COL account and started investing a couple of MFs
-Started building up my Emergency Fund (I think I reached 80% of my target!!!)
-Almost completed DP of the condo that I bought
-Life + Savings Insurance Account

Ongoing:
-Continue to build my portfolio in COL (now I am focusing on MFs kc I don't have the time luxury to maintain stocks). Hopefully to diversify by adding Money Market Fund on top of my Bond and Equity Fund)
-Reach my target for emergency fund
-Open a trading account in Japan (just found out that we can invest here tax free!
-Start saving for our dream migration to other country
-Save for condo mortgage payment.

Marami pang kakaining bigas pero I am still very happy na nakapagstart na rin to plan kahit papano.

^Even in 7-eleven they have it there in HK.

^Aww what happened sis?

hmmn. where to start? yung una medyo iniwan lang ako for a more beautiful girl. Keri lang. naheartbreak lang ako noon kasi nag-poof! lang. di pa naman kami or whatever. but we talked. tas wala na.

yung pangalawa [textspeak!] medyo masakit. yung napakilala ko na sa nanay ko and friends ko ganern. pero nung birthday niya di man lamang ako ininvite ( we are dating na and nanliligaw DAW sya. xD) Ayaw ako ipakilalala sa family eh. Kesyo ganito ganyan. SAbi ko ayoko ng ganon. Iniwan ko. Di naghabol. The end.

Feeling ko kasi di pa din sya nakamove on sa ex nya ng 6 years. Yung tipong binilhan na sila ng mother niya ng lupa para bahay nila pag nag-asawa sila. E nanlalake si gurl. Nganga si koyah. Di naman ako rebound. May nauna pa sakin. Pero sayang kasi we jive talaga. Alam niya cliques ko, stable [textspeak!] job nya. Medyo madami lang family issues pero kakayanin ko naman e. Kaso di ako priority. So yun. The story of my first heartbreak. xD

Wow, thank you for sharing kvandenhaak

I love meeting people online and getting to know them on a deeper or more intimate level.   There's so much to learn and understand bout women.

i checked out Isha's old vlogs, and sobrang iba na itsura nya ngayon!
i also tried watching Kris Lumagui, parang ang palengkera nya magsalita maski pa english!