When you reach your 30s, you begin to think about building your wealth, not just because you have dreams of becoming a donya but also because you want to actually enjoy your hard-earned money, too.

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In an interview with financial wealth planner and founder of Simply Finance Mariel Bitanga, she advises that before investing in any vehicle like mutual funds and stocks, make sure you've first secured the basics such as your emergency fund and your insurance plan. The latter is especially important as it keeps yourself and your family protected from major "income disruptors" such as getting sick and dying too soon. 

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If you're planning to  get yourself insured, the financial expert guides you through the most important things to consider when buying an insurance plan in the video below:

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